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The Reverse Advisor

5.0 (1 review)
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9 years ago

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Ocean Lending Home Loans - James Edwards

Ocean Lending Home Loans

(47 reviews)

Hands down the best lender I or anyone could ever ask for. As a young first time homeowner i have…read morebeen blessed with their teams guidance, knowledge, and persistence. James Edwards was my initial P.O.C on my loan, before he even ran my credit he thoroughly helped me with understanding the basic fundamentals of this entire process. After everything i learned from him i decided to take the next step (best decision i made). Not only did they work vigorously on finding me the best rate, they also provided me with options to help and coach me on how i can achieve the most out of the personal goals i expressed with the team. Such as explaining the pros and cons of FHA loans, explaining what mortgage insurance is and how it works, giving me precise breakdowns of my credit usage and even providing a credit card payoff analysis. They quite literally sent me detailed emails showing me what the impact of paying off different credit lines would do to my credit score as well as the rate they can lock me in as. After locking in the best deal they designed specific for me, their team was hot and heavy to complete this process. I want to give a huge shoutout to my loan processor Jacqueline Dumbrille, honestly i'm not sure if she even slept until my loan closed. I am mind blown with their entire teams perseverance; given the fact that they helped me through this during the COVID-19 pandemic. They quite literally had a notary come and meet me at a location and time i preferred and we closed my loan in or under 2 weeks. I mean not even COVID-19 could stop them! So at the end of all of this i just want to again say thank you guys for all the hard work. Also i wanted to post this so if anyone is thinking about looking into a mortgage, refi, etc. i highly recommend you give them a call if you're not looking to waste time, and get the best deal possible. Thanks again guys! Cameron Knust

The only thing great about the experience I had was with this kind, knowledgeable, personable young…read moreman. Josh Isaac is probably by far the best loan officer there. I cant say the same for the rest. Be careful. You might be one of the lucky ones who get what you ask for. Good luck. Josh should look elsewhere for employment. He is great.

Guardian Capital - Hayal Forshey, Mortgages, Home Loans, Lowest  Rate, FHA, VA Loans, Reverse Mortgages, Mortgage Rates, Jumbo, Sub prime

Guardian Capital

(39 reviews)

What a great team to work with. Thank you Armin Afshar. You have made the process go very smoothly…read more Your professionalism was beyond words. Armin was always available to my questions. He provided excellent updates and status reports throughout the whole process. He communicated with me on a weekly basis and kept me in the loop on every step from first day to the closure. Thank you again

As a first-time buyer, I had the pleasure to work with Armin (Guardian Capital) regarding my…read moreproject. I have exchanged probably 40+ emails,Calls and SMS (my preferred communication method) with him asking a lot of questions, and to run different scenarios over 3 months! Armin went above and beyond to always provide top quality responses. As most (first-time) home buyers, I have inquired to various mortgage lenders (banks, brokers, etc.). I did send the exact same email - to introduce myself, describing my project and asking questions - I can tell you that I was deeply shocked by the contrast between the responses... some banks were clearly unprofessional: did not respond to the questions... and even worst... providing their opinion about the real-estate market and their own preferences for various neighborhoods ... some always had excuses to postpone a detailed answer (broken laptop, business travels, etc.).... Armin was simply amazing... always spot on in all his responses, explanations... always suggesting what would be in my best interest... always responding... he was simply outstanding...! I cannot stress enough how satisfy and lucky I was to have chance to deal with Armin regarding my project. Armin is a great, friendly, and honest person... if you have chance to work with him... go ahead, you wont be disappointed!! As far as I am concerned, and I was able to witness a lot while shopping for lenders, Armin is a gold-standard reference in terms of Loan Officer and best advisor..., he's in a league of his own! Highly Recommended! Thank you Guardian Capital (Armin)

Aragon Lending Team - Meet our crew and see how we make amazing happen for our clients (and have fun doing it!)

Aragon Lending Team

(216 reviews)

Downtown

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

The GreenHouse Group - Jeremy & Jesse, Co-Founders

The GreenHouse Group

(438 reviews)

Normal Heights

Jesse and his team totally kick ass selling our house. Couldn't be more happy how easy it was with…read morehim. The only problem was I couldn't have him for our new house though... I'll just say not all Real Estate agents are created equal... Jesse is a real alpha, if you just let him do his thing and follow his direction y'all won't be disappointed. We had our buyer within a week of our listing going live and had several bids... in December at that... Thanks Jesse and the team at greenhouse Group -Matt/Cherie

My husband and I recently bought our first home, and we truly couldn't have done it without the…read moreincredible team at the Greenhouse Group. Our realtor, Craig, was amazing from start to finish. He helped us search for the right place and offered thoughtful, honest advice throughout the entire process. One thing we really appreciated was that we never once felt pressured to make a quick decision. Craig genuinely wanted us to find a home that we loved and that he himself would feel comfortable living in. He was also extremely diligent during the home inspection process, which gave us a lot of confidence and peace of mind. Craig went above and beyond in ways we never expected. He even took the time to make a YouTube video for my husband to show him how to handle a few DIY things around the house. On top of that, he had several hour-plus phone calls with my husband just to walk through the escrow process in detail and make sure we truly understood everything that was happening. That level of patience and dedication meant a lot to us. At one point Craig had even injured his foot, and despite that he still showed up to help us view homes. That kind of commitment really says a lot about the kind of person he is. We also want to give a huge shoutout to Jeremy, our mortgage officer. Buying a home is one of the biggest financial decisions you can make, and Jeremy did an incredible job walking us through everything step by step. Our loan situation was a bit complicated in the beginning, but Jeremy gave us solid advice and helped us get to where we needed to be in less than a year. He always made sure we understood the financial side of things and felt comfortable with the decisions we were making. Jeremy also showed us that having a strong relationship with lenders and simply being a genuinely good, personable person who's easy to talk to can make a huge difference in getting a loan approved. On top of all his professional accolades and knowledge, he's someone who is approachable and easy to communicate with, which is honestly a rare quality and something that made this whole process so much smoother for us. What really stood out to us about this team is that they're not just a realtor group. They're a group of people who ended up becoming our friends throughout this journey. They made it clear that if we ever have questions down the road, they'll always be available to help, no matter how long it's been since we bought our home. That kind of long-term support means a lot. Overall, the entire team was incredibly helpful, communicative, and trustworthy. We always felt like they were truly in our corner. The constant communication between everyone meant we never went a day wondering where we were in the process. Even though we know they work with many clients, they made us feel like we were their only ones. We're so grateful for their support and guidance during such an important milestone in our lives. And when the time comes for us to buy or sell again in the future, there's no question -- this is the team we'll be working with.

The Reverse Advisor - mortgagebrokers - Updated May 2026

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