The husband and I recently bought a home and applied for a FHA 203K loan since the home needed repairs. If you're not familiar, the 203K process is a lengthy one. We needed to find a reputable contractor that would be willing to go through the process. FHA has requirements for all contractors, which is also a bit tedious. We were a little nervous because of horror stories we've heard about contractors, and wanted to make sure we chose wisely.
Our mortgage broker recommended a couple of contractors. That's how we found Post Construction (father & son business). Dennis & Kyle were new to the FHA process, but were happy to help and filled the requirements. We got bids from Post and another company, and they were on the ball. They were also more flexible with what had to be done.
FHA required several major repairs on our new home:
Leaking basement walls which required installing an interior draining system & sump pump.
Fixing the gradient outside to prevent rain water from draining toward the house.
New windows & removing lead paint.
Removing the cement porch, replaced with wooden deck.
Replace leaking water heater
Replacing plumbing fixtures
Bringing electrical upstairs to code
Kyle was our main contact through the entire process. He was very easy to contact, and we were always kept informed on what was going on. He helped us with a few things that were not on the list of required repairs. During the repairs, Kyle and his crew kept the house/job site clean. Kyle made several suggestions that saved us money and utilized the most out of our repair money. The work was completed in a timely manner, and any minor delays were communicated immediately (weather related).
When it came to the final dispersement, the bank took it's time. This is a big chunk of change. Kyle provided all of the necessary paperwork from his end. He was extremely patient during the 3 months it took to receive the check.
Post Construction did a wonderful job. We're both so glad we made a great decision to use their services. If we ever need help in the future, we won't hesitate to contact them! read more