You need to have confidence in your mortgage lender. These guys have been doing it for over 30…read moreyears. They know all the rules and have all the options. The online lenders do not have access to or knowledge of the local programs available. Always priced competitively and will work for your.

It is ironic that as a former client and pretty fiscally savvy consumer, I got ALMOST TRICKED by…read morethis mortgage lender into giving up my 3.5% and 15 year mortgage, with 12 years left, into opting for a 5.5+% and 30 year term, which would have cost me in interest $96K+. This is while there was more than $200,000 in the home equity, which even at 70% LTV would have been more than enough to get me the cash needed to fund a home improvement project. I called the lender Friday before the scheduled settlement when I did not recognize certain charges on the settlement sheet. It turned out to be a previously undisclosed fee. That raised HUGE Red Flag. In fact, SECOND RED FLAG. The first one was when the lender said they will service the loan themselves. Usually such outfits make money by promotly selling the note to another bigger lender. When I refused to proceed with the settlement, which is every consumer's prerogative, all the hell broke lose. Lucky for me, I found anothet lender, willing to tap into the home equity, for me to avail $86K at 5% for 5 years. Or below Prime, for 3 years. And, of course, no prepayment penalty. I cpuld pay it off in 14 months, saving $79K in interest. Beware of the sweet-talking lender, and do your arithmetic. You will be wiser for it.

I've used Eric Short's services twice over the past decade. His is very personable, knowledgable, &…read moredefinitely goes the extra mile.

They do not follow up on things. They locked me in a…read moremortgage rate when I was not suppose to and the rates went lower.

I have bought and sold multiple homes and obtained mortgages from various companies and NVR, by…read morefar, has been my worst experience ever! The torment and anguish they put you through is not worth the incentives that they offer! Im in the process of downsizing, and the new mortgage will be significantly less than the current mortgage that I pay, and they still have given me a hard time through this entire process. I have never been late or missed a payment in my life, so I'd hate to see how they treat anyone who has actually had a financial issue. I would not recommend them to anyone.....especially not anyone that I liked.

Jacob was excellent. He was able to work with us to get the loan approved and closed right on…read moreschedule. His knowledge of the loan process was essential in getting everything gathered and approved on time. In addition, his team was prompt, courteous and easy to deal with when gathering all the required documentation. Highly recommend.

I recently used Dockside Properties to list and sell a property of Chincoteague Island. The advice,…read moreguidance and professionalism provided by Bob Faith and Deidre Carroll helped us understand the unique island market, prepare the property for sale and guide us through the process of closing. Throughout the process Bob and Deidre provided valuable advice and connected us with additional professional services that helped address our needs in a timely and customer focused manner. If you are seeking to buy or sell on the Eastern Shore it behooves you to get professional guidance in a marketplace that is unique.

Lynne Ballerini is the absolute best! Got our house listed and sold in less than 3 months in a very…read moretough market. Lynne is unfailingly cheerful and upbeat, gives great advice, communicates regularly.....the consumate real estate professional!