We were in search of a mortgage company for a second home in AZ. I am grateful 1st Rate Home…read moreMortgage came highly recommend and that my husband and I decided to move forward with them. From the initial first call and all the way through the time of close, Joe was always available via email, phone, and text. Very rarely will you find a mortgage company that is available on the weekends to chat with when you are getting ready to send an offer on a home. Joe and his team were VERY instrumental in the home buying process and I even got compliments from my realtor on how responsive and on the ball he and his team were. A huge plus is that he sent us our pre-approval letter in less than 24 hours, which set us for success when we were ready to submit an offer that weekend. In addition, he and his team helped us close in 25 days! If you are looking for a mortgage company with incredible customer service and great rates, look no further and ask for Joe!

I refinanced my VA loan with this company and it was the smoothest, fastest and easiest mortgage…read moreprocess I have ever experienced! I have purchased several homes over the past 30 years and in the process also done several refinance and this was by far the best experience ever! Highly recommend them!

I'm so happy to write this review! I'll give you guys a little personal back story in hopes that it…read morecan help other FLORIDIANS who are in a similar situation. Yes, their business is in AZ but they're licensed for several states including Florida. Working through the time difference was trying, but that is a small price to pay for what they did for us. Read on! Does anyone else feel like it was just super easy to buy a house back in the day? Like people always talk about "back in my day" but really, did you all have 40k in student loans "back in your day" I. Do. Not. Think. So. So my family makes a pretty great living and we are blessed but I was told by multiple conventional lenders that they wouldn't consider my family due to a couple of factors. Then I googled no overlay VA lenders Florida and guess what? We built a home for our family. After years of paying for so called luxury apartments and throwing our money away we finally got a chance. I need you all to have realistic expectations that your loan will absolutely be sold to a different bank. Like these guys will not keep you. A lot of banks sell your mortgage. They haven't sold ours yet but I'm anticipating it shortly. If you've been told no, just give these guys a shot. As long as you have suitable income for your situation and no late payments in a 12 month period of time then you should be good to go. Also we put no money down and got money back. We also have a lot of equity in our home already because we contracted in November and closed in June and prices have skyrocketed since then so we are in a great position currently.

Mark has processed several loans for us. Each time he was on point with the interest rates, timing…read moreand details. He knows his underwriters well and will give you exact information every time. My whole family has used Access Capitol and we would'nt go with anyone else. Thank you Mark!

I hate to have to do this, because as a person I really liked my loan officer- but I feel like I…read moreneed to warn others. This company gave us a full bait and switch. They use high pressure sales tactics to convince you they're giving you the best deal when the jig is up, and will feed you many things they think you want to hear just to agree to what they're offering. When we began the preapproval process with them, we only ever talked about a single DPA program where the down payment is forgiven. Never once were any other options discussed or offered, and our preapproval paperwork was for the primary loan only. Once we were under contract we found out that they had actually gotten us a high interest second loan for the downpayment- NOT what had in mind. They proceeded to go back and forth on several things, including whether or not my interest rate was locked, what the interest rate would actually be, price of closing costs, etc. Never was anything straight forward. I was continually asked to sign paperwork that was significantly different than what my LO was telling me my loan would look like, and that it would be changed later. They advertise as a no fee lender, but they either add in a $5000 broker fee to closing costs OR 1.5% on your loan (which equates to tens of thousands of dollars). Worst was, when I found another lender, I was subject to high pressure sales techniques sprinkled with contradictions and blatant inaccuracies. I'll spare you the detail, but I cannot not even tell you how many misrepresentations, coercions, and outright lies were used in my dealings here. Again, I thought my LO was a nice person and probably just trying to make it. However, this company is predatory. Don't walk, run. At the very least, do your OWN research, be skeptical and ask for ALL the details every step of the way, and compare your options with another lender. Once I worked with another lender I realized how straightforward and matter of fact they were, I realized how much stress trying to work with this lender was.

My husband and I worked with Jordan at Affinity Mortgage on the purchase of our home in Gilbert in…read moreJuly-August 2013. I can't speak highly enough of this company. Not only were misc fees CUT that another company was wanting to charge us, but our rate was RIDICULOUSLY low. In addition to all this, Jordan was kind, responsive and on the ball when it came to closing our loan so fast. Even with a few bumps in the road (not from their doing), they were still able to blow timelines outta the park. I recommend them highly to all friends and family members!

If you are looking for a lender that does not play games and wants to get you a great rate then…read moreAblending is not for you. I provided all documents needed to lock a rate and they did not do it. When I found out they did not lock I asked for updated rates and Mark refused until I provided more documentation. Won't even quote new rates? Thats playing games and poor service. No thanks Mark, there are plenty more lenders that will respect borrowers and not play stupid games. I have now been informed from my insurance companies that due to Marks poor communication it messed up the original refinance insurance payments and now I have to spend time tracking down the over payments and missed payments from the impound collections that should have been setup or communicated to me and the insurance companies at closing. BEWARE anyone that is thinking about using him I did not have a good experience and still continue to have problems from the first refinance!

Mark and his Sr. Loan Processor, Amy, are quite the mortgage duo! Mark and Amy were able to…read moresuccessfully help my family refinance an investment property we own in Northern CA. ABLEnding made the process quick and convenient and I wouldn't hesitate to recommend Mark to any of my friends or family looking for a home loan mortgage product. Thank you Mark and Amy!

My husband and I found the perfect cabin in Payson, and immediately contacted Amy Rebenar to start…read morethe loan process. We started the process Memorial Day weekend, and even on the holiday, Amy was on top of everything. She made sure we sent all the right documents and kept in contact through the entire process. She made this so easy, even when we were having issues finding insurance at the last minute. Absolute pleasure to work with. I would highly recommend Amy if you are looking for a mortgage or even to refinance. We and our dogs thank you for everything!

Very slow, 5 months ago the refinancing process began,they…read morelook all documents,now it's hard to contact the person, who's helping supposedly she's the manager.

Megan and her team did an incredible job with finding us the perfect mortgage for us! They are the…read moregreatest ever and I would recommend them wholeheartedly for all they do and did for us! There are no people better than them! You couldn't find a better Mortgage team any where! Thanks Megan and your entire team for everything!!!! All Best Always, Charles and Monika Prince

I wholeheartedly recommend Laura Kidd to anyone in need of mortgage services. Her professionalism,…read morededication, and genuine care for her clients is truly unmatched. I am a repeat customer. She helped me with my first home 11 years ago. I was so pleased with her services that I went back when I was ready to relocate and purchase a second home. I can't thank her enough for her kindness, warmth, dedication, knowledge and support throughout this process. What stood out most was her commitment to providing exceptional customer service. She was always available to address any concerns, whether via phone or email. Her responsiveness and attention to detail is excellent. Even my realtor as well as the sellers agent were also very impressed with her services. Thanks to Laura Kidd, I am again a proud homeowner and couldn't be happier with the experience.

The entire refi process couldn't have been easier. We worked with Tom, Julie, and Shelly and they…read morewere all very quick to respond to any questions and they reached out quickly to let us know of any additional documents needed. Thank you for a smooth refi process. We will definitely look to you guys first for our mortgage needs.

i have had 3 home loans with Blue Brick Financial. The team works diligently to provide the best…read moreloan for their clients. Not only is the team professional, but also dedicated to providing outstanding service. when it comes time to refinance my home, Blue Brick Financial will again be my choice.

Jesse is very knowledgeable and professional. before I met…read morehim I was prepared to do business with another company to refinance my home. Their aggressive business tactics ran me off. Soon after, I discovered Jesse at forth right funding. He made the process go so smooth. I am thankful!

I have dealt with Brian Markiwicz @ Forthright Funding for a couple refinances that I have done,…read moreall in all he does a very good job of keeping me informed however there are days that I wonder what is going on while waiting to close on the latest loan. Pretty happy with him with 98% of the process.