This was the best mortgage loan process we have been involved in during g our 33 years of home…read morebuying. Kyra Bertch was fantastic to work with. Professional, encouraging & organized. She kept things moving, got us a great interest rate and allayed any concerns by working with us. Her response time and attention were so good that if we didn't know better we would think we were her only clients! Dylan was also very professional and great to work with. I want to reiterate this was the best mortgage loan process we have ever been a part of. Highly recommend Agave Home Loans.

ZERO STARS IS MORE ACCURATE I am writing this to warn…read moreothers about the incredibly poor experience I had with Agave Mortgage Brokers. Their performance throughout the entire process was utterly pathetic. They seemingly cannot read basic financial documents--specifically Shareworks statements. They saw and requested the exact same documents on over 10 separate occasions. Then, finally, on the 11th time, they actually decided to look at them and ask questions about the accounts and statements. This absolute incompetence caused a massive, last-minute pivot and wasted 2 entire months of my time just to get to that point. Combined with horrible communication along the way, it was an incredibly stressful and unprofessional experience. Save yourself the headache and take your business to a broker that actually values your time, communicates transparently, and knows how to review basic paperwork. Avoid them at all costs.

Briana my Lender was able to help secure me the lowest interest rate in Arizona, and she made the…read morewhole process so easy. My girlfriend in the previous year also had a wonderful experience here, so I had to check it out. I'll be back for my next vehicle. She also helped guide me in efforts to better my credit score. They really do take care of you here!

I joined in 2006 and for years and years I never stepped foot at a branch. Due to personal matters…read moreI have visited this branch about 4 times in the past few months. The staff is very friendly and professional. Briana Hughes has helped me greatly. I stopped by for a complicated personal matter and she was caring and compassionate, and helped me find a solution for my issue. They provide some additional services for members, which include document shredding, and cashing out coins (with no fee if you select gift card).

This bank has helped change my life for the better.. the service feels like family? Almost as if…read morewe've known eachother for years!

Desert Financial treated me like a mobster would treat someone who owes them money…read more I owe roughly $2,000, and I understand that I am responsible for the debt. But I already gave Desert Financial $997 -- essentially my entire Social Security check -- toward what I owed them. Despite that, they reported me to ChexSystems, and now I'm having a very difficult time opening a checking account anywhere else. This is what makes me extremely angry. I'm not saying I don't owe the money. I'm saying there should be a reasonable and humane way to resolve a $2,000 debt without making it difficult for someone to access basic banking services. The way Desert Financial handled this feels less like a credit union working with a member and more like mobsters collecting a debt: pay us, or we'll make your financial life miserable. I will remember this experience for a very long time, and I hope other people think carefully about how this credit union handles members when they fall behind. $2,000 does not justify treating a person like a criminal. My name is Alban ramadani 4806866595

Sylvester has been my real estate agent for years and he has become like family to us. He literally…read moreGETS THE JOB done! He is quick and always gets us the prices we want. He is the best and realest agent in Phoenix.

If I could give this company zero stars I would. Sylvester "WOJO" Wojtowicz is your quintessential…read moretwo faced greedy salesperson. You cannot trust him. How he sleeps at night is a mystery. My mother had three brain surgeries from an unexpected aneurysm. I am 23 and the only family my mother has. The responsibility of moving and closing fell on me. Sylvester rushed me to move. I moved all of my mother's things in a hurried panic and hired a cleaning crew to ensure everything was pristine. I even took weeks off of work. It turns out, I had an extra week to move her things. Sylvester rushed me to receive his commission check sooner. He also said that he would call the moving company (that he suggested) to get an invoice. This way, I could take the moving costs out of the closing cost so I could be reimbursed. Instead of doing what he said he would do, he arrived at my mothers rehab facility (5 hours ahead of our schedule appointment) when I wasn't there and rushed to get the final documents signed to get his commission check. How a notary approved a brain damaged woman who struggles to complete sentences is beyond me. Once he got his check, his tune completely changed. He proceeded with rude text messages on a Friday evening. On top of everything, the movers he suggested damaged a lot of my mothers things and furniture. Stay far away from this greedy selfish individual.

Len is very professional and yet personal at the same time! Over the course of three months he…read more worked diligently with my husband and I to ensure we were able to sell our house as fast as possible. He instructed us on the best ways to make our house marketable immediately. We were able to sell our house in less than two weeks from the day it was listed. After the sale of our house he was very diligent on finding us as many homes in our area that he felt matched what we truly wanted in a home for our family. He observed and documented our reactions to homes as we went along and became intimately involved in the entire process. Len didn't miss a beat and advised us on what would homes to really hone in on and realistically take the time to view. Once my husband and I found a particular home Len was the best negotiator I've ever seen. He truly has a knack for understanding the market and looking for every opportunity to help his clients. Len took the time to investigate the local area to offer up his advice on the next steps my husband and I should take as it relates to an offer on a home. Once we found the home he worked his "magic" to ensure we wouldn't lose an opportunity as well as not lose sight of what was important. Len always made sure that our interests came first and communicated every detail in a timely manner. In the end, he gave us the home of our dreams as a family and was dedicated to our investment from the sale of the previous home. He's personable, smart, and very professional at what he does for a living.

There was truly no question when my husband & I decided to pull the trigger and purchase a second…read morehome- Clementi Real Estate Consultants & moreover , Len , was our absolute, hands down first and only choice. We had such a great experience with Len from beginning to end to even beyond with our first home , ( as in - Len will consult with you on upgrades / renovations/ what is necessary/ what will get you your money back on your investment when time to sell / what won't and .. AND THIS IS HUGE after our ONE BIG MISSTEP with a horrible GC .. he will recommend GOOD, LICENSED GENERAL CONTACTORS! or Handymen. ) We started to talking to Len about wanting to buy and he walked us through each step since we still owned another home in the valley , IT may be different , he warned and we couldn't miss a step. Everything had to be almost perfect to gain that amount of mortgage. That's Len.. attention to detail. A straight shooter. In the current market , we definitely needed to have all of our ducks in a row with pre-qualifiers ; down payment; and wants / needs etc. ; we needed to be realistic. and we needed to be ready to hit the 'GO button ' on the spot if we found something in our price point that hit all or 85% of our mark. Covid or not, this real estate market is hot! Len worked us through each step start to finish . When we finally got to the part where we could look at homes we looked and looked and looked ..we even called Len on a Sunday while driving around Fountain Hills to see if he could get us into a home .. He said ,' give me an hour and I'll be there!' THIS guy works tirelessly! Never gets impatient. We bid on two homes with full ask and went over the asking price in Scottsdale just to be out bid.. even with escalators !! He never gave up on helping us find the right home .. when I was almost in tears after another full day of looking at homes .. we went to the home that both my husband & I didn't think 'on paper' would fit our needs .. it was the last on our list .. and , well, it fit our needs more than we even imagined and it was in THE part of Scottsdale we wanted to be in. Len even dealt with let's say 'difficult sellers' as we went out of the country unaware for a month. His agency is run tight ; his colleague , Cathie was at our final walk through and she is a gem, as well. This is a tough market to navigate alone right now .. YOU need the right agent who will work diligently - day ; night ; and even Sunday ! You need the right agency who follows through on helping you from beginning to end and all the steps in between .. the financial part is key.. YOU need the right agency who will make the other agent on the other side of which you stand tow the line .. we JUST learned that .. Len will definitely do that! Clementi Real Estate Consultants again ... will guide you through all the painstaking tasks of buying a home and make it fun too.. Like fun bites at Spiga for a 'regroup session '! There is nothing better than the moment you close .. grab those keys and walk into your own home .. YOUR American Dream.. and see YOUR hard work and savings .. all at your fingertips!

We have used Brian for buying our first home, a refinance and just recently closed on another home…read more We couldn't be more satisfied with a service. Brian and his team were so helpful, so quick to address our concerns, make sure everything gets processed on time and even go above and beyond to make himself available when we needed extra reassurance at times in the process. Everything went so smoothly. I would give Orion Mortgage10 stars if I could. We wont use anyone else! Look forward to working with Orion in the future!

The best mortgage experience I've had. Orion Mortgage worked incredibly hard to get everything…read morecompleted in a very tight timeline. Brian and Jeremy were absolutely outstanding--professional, responsive, and truly dedicated to making the process as seamless as possible. I highly recommend Orion Mortgage to anyone looking for an honest, hardworking team that genuinely cares about delivering a smooth and stress-free home loan experience.

This is the second time I've used Russel for my mortgage needs. Russel is knowledgeable, reliable…read moreand always available. I highly recommend him for any of your mortgage needs; I'll certainly be using him again in the future.

From the owner: VIP offers a wide array of competitive loan programs for home buyers and is committed to finding…read morethe right home loan for you through responsible lending practices. Whether you are a first-time home buyer, need a second mortgage loan, are refinancing an existing loan, or looking to obtain a Reverse Mortgage loan, we offer all of the most popular loan options.

What stood out to me was the personalized service. I never felt like just another client; they…read moretruly cared about my financial goals and helped me find the best mortgage solution tailored to my needs.

They were very efficient. If I moved fast they were right beside me getting it done. We didn't need…read moreto talk much because this wasn't my first rodeo but I appreciated how fast it was done and how quickly they communicated when something was needed. They also sent me texts to alert of an email....my favorite part because I don't have my email on 24/7. Thank you Dave, Jamie and the behind the scenes team for a fantastic job.

I would 200% recommend using Chris. He is straight up and an honest individual who cares about his…read moreclients. He makes all the effort in getting you the best possible deal. With that being said, I met Chris in early 2020 at the start of the coronavirus pandemic. My credit score was not quite there. Despite not being pre qualified, Chris took the time out of his day, knowing very well that I could have been a loss of time for him and he still scheduled showings for us all the way in San tan valley. The possibility that he was potentially wasting his time was high, yet he still made the effort to help us. Unfortunately due to the pandemic, we remained ineligible to purchase a home until early 2021. We fell out of contact and eventually I reached out to him once I was eligible. Chris remembered me and got to work right away to find me a home. Within one week, he found us the perfect home. Throughout the process, Chris was very responsive to his emails and texts, keeping us updated daily and guiding us through it. We encountered many hurdles which he professionally maneuvered through. During the closing process we had the potential of appraising lower than we offered. Chris negotiated an appraisal for the latest possible time in order to allow nearby comps to close, resulting in our home being appraised higher than expected which helped us get 100% funding from our VA loan and no out of pocket difference since we offered higher than asking. Chris's strategic leadership and professionalism got us the best possible deal. I will never use another real estate agent as long as he is within my grasp. I highly recommend Chris to anyone looking for a home, especially a veteran. As an extension of this review, we would like to extend our heartfelt gratitude to you Chris. Thank you so much for making our first home become a reality.

I sought the services of Chris Tran in June 2019, and I feel it's time to write a review about my…read moreexperience. Initially I was impressed as I sent him an email on a Sunday afternoon, and he responded quickly and got the ball rolling. I had just moved to the area and needed to get some financial items in order but was ready to view homes in a couple of weeks. I pretty much knew that condos were going to be the vast majority of options in my price range and expressed that to him as well as the mortgage broker he referred me to, and I received push back about it, mostly from the latter. I was still open to condos, and luck was on my side as there was one below my price range that had been on the market for a couple of weeks. After seeing it in person, I knew I wanted to make an offer. Chris even suggested that it was over priced, which made it sweeter. I left with the expectation that he would write an offer at the terms we discussed and felt confident that it would be considered if not accepted. However, my hopes were dashed as I received a call from Chris a couple of hours later discouraging me from this property. He had been in contact with the mortgage broker and described fees and other hurdles with condos. Chris himself did not seem very sure or confident about this type of real estate in my opinion, and he should have mentioned these things WHILE we were viewing the property and not call me hours after being instructed to write an offer. After hearing his arguments, I decided not to make an offer and resumed my search with him focusing on townhouses and single-family homes. My confidence in Chris eroded from that point. For example, we went to an open house for a townhouse that reeked of cigarette smoke. He said they would have trouble selling it, but it was under contract after that weekend. Also, I made an offer on a separate townhouse, which he said was competitive. It was not accepted. This same property went back on the market, and I contacted him about it, but no new offer was made. The original offer had expired, so I don't know how I was even in the running for it the second time. Then again, I'm not a real estate agent. Finally, he showed me a property that was tens of thousands above my price range, which he said was to show me what a single-family home could buy at a higher price, but I was not willing to go that high. If that was the point, why not show me million-dollar properties? All the while, the original condo was still on the market, and I continued to express my interest to him. Although Chris might have been somewhat receptive to it, the mortgage broker shot down any hopes I had. Finally, after about another week of fruitless searches, I told Chris I wanted to make an offer on that condo. Period. Imagine my shock when literally an hour or two if not moments before I had e-signed my offer, it went under contract. I was furious and devastated. From my initial viewing to other attempts to express how much I liked that condo, it fell on deaf ears until it was too late. I was finished with Chris and his mortgage broker at this point. He tried to get me to continue with him, but fool me once . . . He even had the audacity to say that I didn't tell him I wanted the cheapest property available. That's insulting because a) finding out the needs/wants of the buyer is his job as a real estate agent, b) I had expressed my needs/wants if not explicitly then during the viewings, and c) I was very clear that I liked that condo and wanted to make an offer. Never once was my sole intention the cheapest place. If that was the case, I would have bought a tent and camped out under the 202. My mistake was not demanding that Chris make an offer or releasing him sooner as there were red flags. If something was structurally wrong with the property, I would have had the inspection to determine that. Moreover, while I can understand the arguments that condos are not as good of an investment as others, I saw the value in this property in particular. If the market tanked, I would be in much better shape with a lower payment. I found another real estate agent who helped me get into a condo, and even though I like my new home, I'm disappointed with my experience with Chris. That first condo was the perfect mix of size, price, updates, and location for me, and I feel that he and his mortgage broker were the main reasons I am not in that place today. This review is part therapy and part warning to others to do your homework when searching for an agent. Sure, listen to their concerns, but ultimately, you're buying and living in the place. There's always the inspection too. Remember - real estate agents work for you, not the other way around. I learned this lesson the hard way with Chris.

Scot did an amazing job helping me close and get the keys to my new condo/townhome! Because of his…read morediligence I was able to have a quick close that went as smooth as possible. I am thankful and grateful for his dedication and thoroughness with all the many questions I had during my process. Thanks for your dedication to helping me close on my property Scot!

I can't recommend Scot enough! He was fantastic to work with! He always made himself available on…read moreshort notice & gave us excellent advice.