Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Alan from first lending solutions helped me and my husband out tremendously with regard to securing…read morea mortgage/VA loan with a low rate. Considering that market rates were above 7%, when we were going through escrow, with Alan, we were able to secure a rate significantly lower. Our closing costs were also lower than anywhere else we had looked. The communication from Alan and Wendy, the closing manager, was almost instantaneous every time we had to submit or sign documents or if we had any questions. I had a really great experience, and I'm so glad that our realtor recommended that we work with them for our mortgage. I highly recommend working with first lending solutions if you're looking to buy a house. Also, this is a veteran owned company, with Alan being a Marine Corps veteran, so it was really awesome to be able to support a veteran owned company to get our VA loan.

It was a pleasure working with Becky Matus and her team. She was quick to answer any questions and…read morehelp make it a smooth process. I would recommend her and her team for your lending experience.

HANDS DOWN BEST BROKER AROUND! Worked round the clock non stop for our family to get us the best…read moremortgage loan for us. Melinda is very professional, experienced, and is such a wonderful caring person. We were blown away at how fast she responds to any concern or question that we had along the way. Always having our best interest in mind. Look no further you have found a gem! HIGHLY RECOMMENDED!

Melinda is so awesome! I started working with her before the COVID-19 pandemic and she got me…read morethrough everything very smoothly as if the world never even shut down. She kept in contact with me and made sure I was getting the best rate possible. Never once did I feel like she was trying to make money off of me or benefit in any way. She's definitely a genuine and honest person, and those kind of people are very rare in business dealings. The only thing I'm sad about is that I never had a chance to meet her in person to give her a great big hug!

We interviewed five agents, but John Abril stood out. He was the only one who genuinely cared about…read moreour move, asking 'What are you looking for?' and 'What do you expect from me?' This personalized approach, combined with his calm guidance through a stressful sale, made him the perfect agent. John was always responsive, professional, and his strategic plan delivered excellent results. We couldn't be happier. Thank you John!

From the owner: John Abril the Realtor broker real brokerage technologies and birdeye loans inc…read more Looking to buy or sell a home in Upland CA or Ontario CA With 24 years of experience as a top realtor real estate broker and mortgage broker I specialize in helping homeowners sell for top dollar and guiding buyers through smooth successful transactions For home sellers in Upland and Ontario Want to sell your home fast and for the highest price My strategic home selling plan includes expert pricing professional photography home staging social media marketing and direct outreach through door knocking and networking I aggressively market your home to attract the right buyers and negotiate the best terms for you For home buyers in Upland and Ontario Whether you are a first time homebuyer upgrading to a larger home or investing in rental properties I help you find the perfect property and secure the best mortgage rates From FHA VA and conventional loans to investment property financing I handle the entire process For homeowners needing mortgage solutions As a licensed mortgage broker I provide expert home loan guidance for purchases and refinancing ensuring you get the lowest rates and best financing options in todays market If you are searching for a trusted experienced realtor in Upland CA or Ontario CA I am here to help Lets discuss your real estate goals and create a winning strategy

Lara and her whole team (shout out to Desiree and Ryan) are amazingly responsive, thoughtful, kind,…read moreand fast. This is the third time I've gotten a mortgage for a home, and I've never had such a responsive team to work with. Regular calls, emails, meetings, but never too much. When I needed help, they were there. Cannot recommend them highly enough.

This is a long overdue review. I first worked with Lara and her team back in May 2023 when I was…read morepurchasing my home. The ladies there all made the process really stress free for me. I was selling and buying at the same time, and they would answer all the questions I had which were many. So, this time I needed an equity loan, and they were great once again. Desiree was awesome even taking care of things for me on a Saturday after leaving the office. I really appreciate all the updates and clarity so that there were no surprises. If you are looking for a loan company to buy, refinance, or get and home equity loan I highly recommend them. I have already recommended them to family members and will definitely work with them in the future.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

I will NEVER do business with Bank of American again…read more I had a home loan and HELOC with this corporation and after several years of a solid relationship, the true colors came out. They raised my Escrow a substantial amount without notification (against the law) and I received a call that I was late with my loan. My loan payments were automatically sent by my bank and they had been getting processed as scheduled, so this made no sense. I called, was told about my payment increasing by near 250.00 on a fixed rate loan and I was very surprised. I asked why, was told escrow went up and was given no real answer. I was told my home owners insurance increased and my property taxes increased as well. I dug deeper, sure my taxes went up 27 dollars and some change a year and my home owners insurance went up just under 50.00 per year. I called back and presented this information to B of A and was told that they always build in a buffer. I inquired as to why a near 3000.00 buffer a year and again, no real answer. I informed them I would not pay the extra without an audit and without proper notification detailing this, that I would make my standard payment every month. I always pay an extra 150 per month, so that should cover it anyway and I need detail in writing. It took me three months to get an audit (after I threatened litigation to the management team) and I was issues a refund of just over 900 dollars. The bank then reported me late on 2 months worth of payments due to not making the additional 250 per month, even through they were int he wrong and refunded me money. I have been fighting with them to remove these marks on my credit report, they won't. Again, I will NEVER do business with Bank of America again,

I was a loyal Bank of America customer until I started working with the people here…read more A few months ago, I tried to get a mortgage from this branch and worked with Devyn and her assistant Margie. When I first started the process, Devyn and Margie were great. Attentive and responsive..and always patient when answering my questions. When we were "good to go" for having our mortgage approved with BofA, things started going downhill. 1 month into the process, they tell me I can remove our loan contingency. Which we did. I was a nervous first time home buyer and followed up constantly..but they reassured me, "don't worry, it'll be fine. We're just waiting on this and that." They continuously reassured me that things were going smoothly. The process itself is tedious...but Margie made it worse. 2 months later and the two of them were asking us for everything all over again. Information we had already provided!! Top it off..Margie was flat out RUDE about requesting information. She would call and demand information..and treat us like we were idiots. Nervous and new buyers, yes. Idiots, I don't think so. Then 3 days before the day we are supposed to close escrow, they say they can't do it. The reason? The condo couldn't get approved because of HOA information we had provided 30 days earlier!! Why couldn't they have told us 30 days earlier that the condo couldn't get approved?? No, they had to wait until we were ready to move out..everything in our apartment was boxed up, we sold all of our furniture, and our lease could not be extended anymore. Obviously tons of questions come up, so I call and I write...but no one responds. No one answers my calls or returns me emails until after the contract expires. Because of how IRRESPONSIBLE these people were, we had NO WHERE TO LIVE. If they had told us, even a WEEK earlier, we would not have had to live out of a hotel for WEEKS until we could find and move into another apartment. Oh..and what happened to our deposit since they told us we could remove the loan contingency? We lost it...their sad argument was to say, "we said loan contingency, not condo contingency"...which if they had even LOOKED at the purchase contract they would see that there WAS NO CONDO CONTINGENCY. Tried writing a letter to the managers...they were just as bad. NONE of them even bothered to respond!! Proceeded to try corporate (if you write an email to the CEO..someone is actually monitoring it) to file a complaint..and they said it would be "documented". Yeah right. That really helped. NOT. Long story short, I freaking hate this place. Avoid Bank of America at ALL costs if you're looking to get a mortgage!! They are disorganized, rude, not accountable for their actions, and just plain irresponsible.

I didn't end up originating my mortgage through him, but I just had to come on here and say I…read moreHIGHLY recommend Drew Clemans for your mortgage origination needs. Throughout my entire home buying process Drew was generous with his time and expertise, literally every step of the way. His bio mentions that his approach is rooted in education, and that really came through in my experience. He took the time to make sure I understood what was happening and why, which made the whole process feel a lot less overwhelming. His advice was thoughtful and tailored to my situation, never generic or salesy. He knew I already had a lender but he was still willing to give him time and advice with no strings attached. He also connected me with a homeowners insurance agent who ended up getting me a much better policy than what I was originally planning to sign up for. That referral alone made a huge difference. Drew is the kind of person you want in your corner when you're navigating the home buying process. Knowledgeable, kind, and genuinely invested in helping people. I truly can't recommend him highly enough.

I worked with Drew as a first-time home buyer, and he honestly made the whole process so much…read moreeasier. I ask a ton of questions and tend to overthink, but he was patient the entire way through. He was quick to respond (even over text), always kept me updated, and made sure I actually understood what was happening at each step. Most importantly, he gets things done and is always on top of everything. If you're looking for a lender you can trust, especially if it's your first time buying, I definitely recommend Drew and the Transparent Mortgage team. They were great to work with.

My family and I needed an experienced realtor that could navigate the potential twists and turns of…read moremy grandfather's trust. Meridox turned out to be the best choice we could have made. Trung and Linh were consistent with their communications with us and kept us informed on all aspects of the listing, negotiations, and escrow processes. From our first meeting, they were well prepared and did their homework. Comps and initial estimates were extremely helpful. The most impressive aspect of their services was the negotiations, with multiple offers received, Meridox carefully orchestrated another round of bidding, culminating in us receiving the highest and best offer. Disclosures, paperwork, and escrow were a breeze. I would highly recommend their professional services to friends and family, and I would use them again in a heartbeat!

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!