Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

HANDS DOWN BEST BROKER AROUND! Worked round the clock non stop for our family to get us the best…read moremortgage loan for us. Melinda is very professional, experienced, and is such a wonderful caring person. We were blown away at how fast she responds to any concern or question that we had along the way. Always having our best interest in mind. Look no further you have found a gem! HIGHLY RECOMMENDED!

Melinda is so awesome! I started working with her before the COVID-19 pandemic and she got me…read morethrough everything very smoothly as if the world never even shut down. She kept in contact with me and made sure I was getting the best rate possible. Never once did I feel like she was trying to make money off of me or benefit in any way. She's definitely a genuine and honest person, and those kind of people are very rare in business dealings. The only thing I'm sad about is that I never had a chance to meet her in person to give her a great big hug!

I just want to start off by saying I 10/10 recommend Alex Rojas to everyone! I started my home…read moresearching process in March of 2026 with no idea what I was doing, I just had a dream. We were referred to Alex by our real estate agent, and we sat down and spoke to him. Immediately he answered every single question, made us feel so comfortable and confident we were making the right decision. We left that day with so much knowledge, we started looking for homes immediately! Alex stayed in touch during the home searching process, and checked in constantly! He even reached out to the listing agent when we put the offer in our dream home, and he was on it! We had such a SMOOTH and easy home buying process because of our team. Loan Officers / Mortgage Brokers never get the credit they deserve, and I can just say Alex was wonderful. We will definitely do business with him again and will refer him to everyone! Thanks to his help, we are in our dream home as of May 6th, 2026. Thank you Alex!

As many of us who purchased right after the greatest rates in years, we were stuck with purchasing…read morehigh in the hopes of refinancing later. That later took a while. But throughout that time, Alex continuously kept us informed with the current rates whenever they reached a significant difference for us. He made sure that he had all he needed to make the move for us when the time came especially since rates change so rapidly. We were able to achieve our goal solely through his help and guidance. We will continue to use Alex in the future as not only did he help us save a lot of money, but he was also very friendly, personable, considerate, professional, and all around just wonderful to work with.

My family and I needed an experienced realtor that could navigate the potential twists and turns of…read moremy grandfather's trust. Meridox turned out to be the best choice we could have made. Trung and Linh were consistent with their communications with us and kept us informed on all aspects of the listing, negotiations, and escrow processes. From our first meeting, they were well prepared and did their homework. Comps and initial estimates were extremely helpful. The most impressive aspect of their services was the negotiations, with multiple offers received, Meridox carefully orchestrated another round of bidding, culminating in us receiving the highest and best offer. Disclosures, paperwork, and escrow were a breeze. I would highly recommend their professional services to friends and family, and I would use them again in a heartbeat!

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

Lara and her whole team (shout out to Desiree and Ryan) are amazingly responsive, thoughtful, kind,…read moreand fast. This is the third time I've gotten a mortgage for a home, and I've never had such a responsive team to work with. Regular calls, emails, meetings, but never too much. When I needed help, they were there. Cannot recommend them highly enough.

This is a long overdue review. I first worked with Lara and her team back in May 2023 when I was…read morepurchasing my home. The ladies there all made the process really stress free for me. I was selling and buying at the same time, and they would answer all the questions I had which were many. So, this time I needed an equity loan, and they were great once again. Desiree was awesome even taking care of things for me on a Saturday after leaving the office. I really appreciate all the updates and clarity so that there were no surprises. If you are looking for a loan company to buy, refinance, or get and home equity loan I highly recommend them. I have already recommended them to family members and will definitely work with them in the future.

Sergio is still providing super 5 star service to our real estate clients. We couldn't recommend…read moreanyone more. If you need to get a home loan, or refi, give him a call ASAP! The absolute best.

Incredibly helpful in finding our home. His team handled our mortgage brokering for us. First off,…read morestay away from big banks!! They are slow and take forever to get you what you need. Todd and his team are a small group and work off commission, which means they need to work fast for you to close deals! I interviewed and screened 6 different brokers and Todd's group came out on top by far. Todd was the only one who could find a way to work the financial system to get the underwriter to approve the loan for me. I was in a tough position to get an underwriter to sign off on, but he made it possible! He was professional and VERY VERY fast to respond. Our real estate agent was really impressed with how fast he responded and got the loan approved. One thing I really liked about Todd was that he was not salesy and did not try to push things down our throats. He was fair and very much to the point, so I trusted him. Seriously, if I could give 6 stars to this guy, I would. Highly recommended!

I had Movement Mortgage for one year. Here's my experience:…read more The company was quick and helpful when setting up the mortgage. They were communicative, and made things as clear as possible for me. Their web portal is very intuitive and has a lot of tools that are helpful to homeowners, however there is no option to arrange for bi-monthly automatic-payments. No issues arose around payments, escrow, etc. Altogether I was very pleased... but, like most companies, everything changed after they got me locked in. The extreme level of detail they went into to figure out my financial picture was frustrating, to say the least. For example, trying to get the representative to understand that my shift schedule is arranged around a 36 hour week followed by a 48 hour week (8 hours of 1.5x pay) took the better part of a week. It was just incomprehensible to them that I didn't work a regular 9 to 5. I had to explain my pay in every way I possibly could before finally getting them to understand. Shortly before closing, I was sent a closing cost estimate. This estimate was roughly $7,000 less than what I was expecting. When speaking to my representative (Movement Mortgage loan officer Nick Swain) I asked about this discrepancy. I was told they double checked everything and they were CERTAIN the number they gave me was accurate. Come closing time, lo-and-behold they needed an extra $7,000 because they miscalculated, which I reminded them I brought up before we were here. They took no responsibility for the amount due, but helped me arrange to roll it into my mortgage. I wasn't very happy, but my apartment lease was coming due and I didn't have the leverage to play chicken. During the initial discussions, I was told very clearly and specifically by Mr. Swain that "Movement Mortgage will NOT sell-off my mortgage to another party", it was made out like selling mortgages to other lenders was not an honorable thing to do, and Movement Mortgage was above such disdainful acts. I wasn't exactly sure why he was so adamant about not selling the loan, as I never mentioned it as a selling point for me. Well, exactly 11 months into my mortgage agreement, I was notified that my loan was being sold to a third party. Surprise, surprise. Lastly, I have reached out to Nick Swain maybe three or four times since Movement Mortgage got my money, looking for assistance in minor mortgage-related matters and clarifications. Not once have a received a reply. The extremely attentive and helpful customer service that I got prior to closing was nowhere to be found once I had no other way to provide them profit or Mr. Swain commission. Altogether, in my opinion, Movement Mortgage is a shady business, hiding behind a guise of helpful faces and a polished user-interface.

Movement Mortgage has a large group of very pleasant people to associate with should you ever need…read moreto. I call every month to make sure they have my cashier's check number. This company has been great the first two years I have been with them. I recently got divorced and got a couple months behind. They make it nearly impossible unless you only send Cashier's checks or checks through the mail. The app won't let you do anything once you login and they no longer want any kind of payment over the phone. The people you talk to are still very pleasant, but all they can do say they are sorry and agree they think it's stupid how Movement Mortgage by Service Mac makes it so hard to make a payment. It seems to me they don't want your money. They want you to default so they can sell your house to another person. I do also want to include that I have never had any issues with them "losing" a payment or anything like that. They must have good record keeping in their company. When I catch back up, I do and will still recommend this company. They really just need making a payment much easier.

My husband and I worked with Macklin at Secure Choice Lending to purchase our first home and he…read morecould not have been any better! He was easy to reach and available whenever we needed him, even took our first call during a family event on a holiday weekend. He was patient and helpful with every single question we had (which was a lot as first time buyers!) and was knowledgeable about ways to get our monthly payment in a range we were comfortable with. We feel so grateful to have had him walking us through the process. We would recommend him to anyone!

AVOID AVOID AVOID!!! I trusted Secure Choice Lending with…read morethe loan for my first house. Brandon assured me they had dealt with loans on leased land and that the process would be relatively smooth. That was absolutely not the case! I primarily dealt with Ashleigh who didn't seem to be familiar with the process and was learning it as she went. I tried asking multiple times what else would be needed next in the process and I never got a clear answer. The answers I got from her gave the impression she didn't actually know. There were things she asked for that I couldn't immediately provide, then she never asked for them again, so clearly she didn't actually need them. Her lack of competence ended up wasting a lot of time I didn't have. She asked for things piece meal rather than all in one email and without prepping for the next step in the process. My manager was also very frustrated in her interactions with her. It got to a point that I was receiving calls on my days off from my manager about how frustrating and time consuming it was for her. I received an email from Ashleigh saying that my manager didn't send my pay broken down into subtypes and they would need that or would need every paystub I've ever gotten from this place of employment. I sent the paystubs within twenty minutes so they could stop bothering my manager and finally have the numbers they needed. Much to my and my manager's frustration, both Brandon and Ashleigh continued to harass her about my paystubs anyway. Then, as we were getting closer to closing, it came out that there were items that Secure Choice Lending had not completed, even though they had been told about these things the second day of the process. The incompetence of this team caused so much extra stress and anxiety and actually cost me more money. Because of the delays caused by Secure Choice Lending, I had to extend our lease past when we had already planned to move out. I also had to pay an extra $1k to the Bureau of Indian Affairs to expedite their approval process to recoup some of the time lost because of Secure Choice Lending and to save us from having to extend our lease even more. After the process was over, I reached out to Brandon to express my concerns and ask him to help make right some of my financial losses caused by his team. He started his email with all of the reasons why the extended process was not his fault, mostly trying to pin it on my manager. I got Secure Choice Lending the documents needed within twenty minutes so my manager would no longer have to take time out of her actual job, so I felt this excuse was bizarre and pathetic. His offer to "make it right" was measly and frankly offensive and did not include any financial reimbursement to help make up for the money I lost due to his team's incompetence. To top it all off, I emailed him a month ago and he has simply stopped replying to me. My advice for everyone after this process is to find a competent team. Everyone makes mistakes, we are all human, but find a team that will actually own up to their mistakes, be professional, reply to correspondence, is honest about their abilities, and actually rights any wrongs.

Cristina helped and guided my mom and I purchase our first home a couple of years ago. She is…read morereally amazing! She always made time to answer all of my questions and constantly kept me informed with the progress of my loan, and updated my mom in Spanish as well

From the owner: NMLS #483686 With…read moreCristina Martinez, you will receive: - Access to the most competitive rates and the most complete line of products. - Industry-leading closing times and strong technological infrastructure. - Strong client focus and desire to win your business. - The peace of mind that comes with an incredible level of post-sales support. - A prompt, professional, and courteous response to your inquiries. - An ongoing commitment to excellence and service.