Let me start my review by saying - if in doubt, don't be! Fix your credit is hands down a life line…read moreof a new life. In this economy we all are struggling to find our way. While struggle? Fix you credit can make your world a bit more simpler by rebuilding your credit to gain a lot more dollar of your hard earn money. Everyone struggles, we all make mistakes. Hardship is real, but fix your credit gives you back a chance of a new beginning. Don't stress the mess of your credit - let fix your credit get you back to YOU! Sandra and her team are beyond knowledgeable. Let their expertise help you gain what you already work so hard for. I highly recommend - you have nothing to lose but GAIN!!!!

Sandra and team are amazing! They have helped me increase my and my husband credit score…read moretremendously. Sandra and team are hardworking and have exceptional customer service. I am very grateful for Sandra and team! Top communication great work and amazing personality! Sandra goes beyond and provide great connections! We were able to sell our home because of her reference! We would have never been able to without the hard work! And with our credit score increasing so great, we are able to move into a new home! We are beyond grateful and blessed to have an amazing team! Highly recommend!

I am very satisfied with their service and very happy with my credit score , I went to Monique…read moreshe's really helpful , specific and honest. Many thanks for you kind and efficient service , your service was excellent and very fast I will definitely continue to recommend your service to others in the future.

DO NOT WASTE YOUR TIME OR MONEY!…read more I am incredibly disappointed and concerned by the lack of professionalism and communication from Tatiana. I paid a total of $750 ($500 initiation fee plus a $250 monthly fee) for credit repair services. It has now been 3 months, and I have received absolutely zero updates regarding my credit. Here is a breakdown of my experience: Empty Promises: During the first week, Tatiana stated she would email me documents to sign. That never happened. She then insisted we meet in person, which I explained was impossible for me as I work two jobs. Zero Communication: Before signing up, I told her about my bad experiences with previous creditors. She promised me there would be constant communication, which ended up being completely false. Whenever I tried calling her for a simple update, she brushed me off and told me I was only allowed to call her with a scheduled appointment. Unprofessional Behavior: As of right now, she has completely ghosted me. She refuses to answer my calls, and on the rare occasion she does pick up, says she is talking to someone in her staff, then she hangs up on me. I have asked for a full refund and received absolutely no response. Security Concerns: The most alarming part of this entire ordeal is that I trusted her with my highly sensitive personal information, including a copy of my ID, utility bills, and my Social Security Number. Given how she is operating, this is incredibly concerning. This is extremely bad service. Save yourself the headache, the money, and the stress...look elsewhere!

OakTree Law helped me through my Chapter 13, which is a long, serious, and honestly scary process…read more They made it clear, steady, and manageable. Gus was the MVP -- responsive, patient, and great at explaining things. Julie V. M. was hands-on the entire way, which says a lot about this team. Ask questions. Communicate. This is legal stuff -- they can't read minds, but they do listen. Fast, reliable, professional. Strong like an oak tree -- exactly who you want handling serious business. Highly recommend

Very odd interaction with this firm. Set up a consultation for their wills and trust services, but…read moreshortly after mentioning the call was on speaker for my wife to hear as well, the call was abruptly cut. I figured the connection was lost so I tried to call back. Nothing. Called back later, nothing. After a few days of re-attempting communication I gave up. They never ONCE attempted to call us back. Their voicemail said "due to technical difficulties we are unable to accept voicemails" which leads me to believe either "technical difficulties" or straight up client avoidance is typical of this group. I would advise you to stay away and not waste your time.

Chris is Awesome. His personality and knowledge are excellent. He is patient and always available…read moreto answer questions. I would recommend to communicate with him more than you think is reasonable just to get updates, discuss strategy and to figure out what will happen. Often times, when we are low on money is when we need a service like what Chris provides. And that's also when emotions will run high. So please communicate with him often to not only manage your emotions but also to chime into logic. Definitely would recommend Chris and Speedy Credit Repair. Just communicate and everything will be good. He and I are talking still to this day and plan on working together on different projects moving forward. Thank you Chris for your continued support, knowledge and patience. Much love and respect!

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Bankruptcy is something that no one wants to go through. However, many people are left with no…read morechoice after mounting bills, and non stop collections calls become overwhelming. I decided to file bankruptcy because I wanted to get my finances back in order without the burden of older debts holding me back. Poor choices in the past, started catching up to me and this was the smartest option for me. So glad that I filed for CH7...and wished I did it sooner. I reached out to Lever Law and Jill Kim responded quickly. She quoted me a very reasonable price compared to other attorneys. The whole process can seem scary, but having a knowledgeable attorney helping you can ease the stress. I had my 341 meeting on 12/19/25 and Jill was there with me on the zoom call. Today I just received my Order of discharge. Almost 60days from the 341 meeting. Totally relieved and happy and recommend anyone who is considering filing for bankruptcy to use Jill Kim (or Lever Law). Give yourself peace of mind, and a fresh start!

Worked with Jill Kim and Anna, they were very helpful, kind and supportive. Quick to respond and to…read moresend reminders to ensure you follow through to make this process seamless. Appreciate their hard work!

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

Second Chance has helped me and the clients that I have referred in helping them purchase a home…read more They have helped tremendously with our credit in resolving the issues. I highly recommend Second Chance.

Most unprofessional experiences ever!!!! RUN!!!…read more This has been one of the most unprofessional experiences I've ever had with a loan company. We were given the runaround for two weeks, and it became clear that the staff is not properly trained to handle sensitive documents or communicate with customers in a professional way. The way some of the employees spoke to us made the entire company feel questionable at best. We attempted to speak with the manager multiple times. On the one or two occasions we actually reached her, we decided to give the company another chance -- but the same unprofessional behavior continued. From day one, it has been a complete circus. If you are a licensed foster parent, be prepared for even more delays. They clearly do not understand how non-taxable income works, which is extremely concerning for a business that is supposed to understand finances. The Long Beach location specifically was a horrible experience. Maribel needs to seriously improve her management skills, and Brian and Senator need proper training in both customer service and financial processing. I will never recommend this place to anyone. This company desperately needs to retrain their staff and take customer service seriously. If I could give 0 stars we would. DO NOT GO HERE.

I was so reluctant to even try yo consolidate my CC debt but MARIBEL ALEXANDER WAS THE BEST! She…read morenot only managed to save me money, pay of debt and now i pay so little in one payment then id ever pay had i not see her! She is amazing, efficient and the best! Highly recommend this office and her! Thank ou so much maribel, your the best!

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

Very happy here. Didn't trust it at first but they gave me the right moves to make and paperwork to…read morehelp my situation. My score jumped so unexpectedly high to 803. I have major respect for the owner and the way they treat the customer service. - following up every two months or less - attorney consultation for free - cheap prices(surprisingly) - helpful employees as well.

Like for real, Fernando deserves more than 5 stars. This man gives people another shot at life…read more When I came to him I have a 450ish credit score with a lot of Oops on it. Now Im more than 200 points up. I've been able to put my cars loan under my name and get credit with my bank,Kohl's , target, capital one and more. He also gave me tips on how to maintain it. I honestly can't thank him enough. He's the Goat. My next goal is a home & I know with his help, it's within reach. I brought my momma to him , she also needed help. And every time I get a report with deleted on it. I feel so happy that I was able to get someone to help her. From the bottom of my heart. Thank you so so much. God bless.

Would not recommend Alfredo For any type of services he is…read morenot trust worthy. And does nothing but take your money.

So far, this has been a complete waste of money and time. Hired Novo in January and Michael made a…read morebunch of empty promises that I would see changes in 6 months. I have yet to see anything change 8 months later. Michael is lousy with communication and comes up with plenty of excuses to let you know that he will get back to you. $600 down the drain. In regards to response: Nothing has been removed from my credit record. I pulled my record and it still looks the same. My credit score has grown through my own work on improving my score. My score isn't 700 and I didn't go to Novo with a score of 500. I started with a score of 640 and through my own work have increased it to 670. The only thing that Novo did was send out one round of dispute letters to the credit bureaus in a span of 9 months. 7/2/2024 Update: Not sure who this John guy is but he deleted any previous response comments to this post. He keeps posting and deleting responses. Just to clarify on behalf of John, this was for Novo Credit Repair.

I cannot thank Madison and Novo enough! Was referred by my loan officer and I spoke to Madison…read more They were very informative and explained everything to me and my spouse. We could not get approved for a home because of our credit and within 4 months we where able to get our credit to the 700s and got approved for a home loan. Overall this was a great experience and I would recommend no one else other than Novo.