The Treehouse team was great to work with on helping us purchase a second home in Monterey. Heidi…read moreand Matt know their stuff, very responsive, and fast! Compared to working with a large bank where you speak to someone different every day, these guys were personally involved all the way through and also very flexible as my needs changed during the process (large banks inflexible). I would give Treehouse my highest recommendation and would work with them again.

Words cannot express how grateful we are to have had the opportunity working with Heidi, Stefani…read moreand TreeHouse Mortgage Group. As many of you know, purchasing a home is not an easy task and these women were complete client advocates the entire way through. They're professionalism and thoroughness helped keep us motivated and optimistic each and every time there was a hurdle to cross. We couldn't have done it without them and we are so happy we had them on our team! We look forward to working with TreeHouse Mortgage for all of our future endeavors and HIGHLY recommend them. Thank you so much Heidi and Stefani!!!!!!

Wendy is professional, thorough, patient, and an advocate for her clients. Our experience with…read moreWendy was extremely favorable and we feel lucky to have worked with her.

Firstly I want to say I've done business with Wendy for years. She is organized professional and…read morealways goes well above and beyond. Most importantly for a financial assistant she answers the phone and she has a huge amount of experience but in the odd chance she doesn't know something she always acquires the information and actually calls back to share whats needed. I really can UN RESERVEDLY recommend Wendy highly enough !

Working with Amber was an incredible experience. From the start, she went above and beyond to make…read moresure everything was handled correctly, and her hard work did not go unnoticed! Selling a home can be a very stressful process, but having Amber in our corner made all the difference. She made everything so much easier to navigate, and we are all so grateful for her kindness, guidance, and for being such an amazing advocate for us. She truly goes the extra mile for her clients and stayed on top of every detail to get us to the finish line. We truly couldn't have done this without her! If you want an agent who genuinely cares and is absolutely amazing, I cannot recommend Amber enough!! We would give Amber and her team 10 stars if we could! If anyone is looking to buy or sell a home, we highly recommend Over the Moon Realty!

Amber was a wonderful agent and we would (and have already) recommend her to anyone considering a…read morehome in Monterey County. The day we met Amber was the day we submitted an offer. With almost 40 interested parties and 10 offers on the home, we were leaning heavily on Amber to shine above the other realtors. She spent quality time with us figuring out our strategy, approach, and detailed offer. Amber went right to work and immediately formed an excellent connection with the selling Realtor, which we think was KEY. Our offer was accepted and Amber did not stop there. She partnered closely with us through closing and has been an excellent resource weeks later. We are new to Pacific Grove and Amber could not have been more helpful in delivering contact info and introductions to her preferred subcontractors and a remodel is already well underway. Just today, 2 weeks after close, Amber reached out to see if there was anything we needed - A real PRO - Highly recommend!

Negative 5 Stars for the multiple Mortgage Department employees who couldn't handle my external…read morechecking account number without losing a few of the numbers, over multiple calls for multiple months. The inept, incompetent customer service phone reps in the Mortgage Department here will cost you hours of your time on the phone correcting their mistakes and driving to the nearest branch to make mortgage payments that are mishandled over the phone. You also get emails threatening late payment penalties & fees after their employees mishandle your checking account number. Bank here if you want your finances messed with and time wasted.

If I could give this outfit NO STARS I would. I have been a member in good standing with Navy…read moreFederal Credit Union since 2020. Six weeks ago I tried to add my 96-year-old mother as a member, and she was denied membership. NFCU's based their denial on the Patriot Act (terrorism). I filed an appeal and re-applied for my mother to become a member and she was denied a second time. Every time I call NFCU they refuse to talk to me about it. This has been going on for the past six weeks. I wrote a letter to the CEO of NFCU, the National Credit Union Association, and the Department of Housing with regard to the denial was unjustified, discriminatory, and violated the Equal Credit Opportunity Act. My mother was trying to become a member so she could apply for a Home Equity Line of Credit on her home. My mother's home is worth two million dollars, she owes nothing to her home, and she has excellent credit. Yet despite my attempts to reach out to everyone, I have heard nothing. I even tried reaching out to broadcast news to see if they would be interested in airing my story, and so far nothing but crickets. What is ironic is despite their website inviting family members to become members they refused my 96-year-old mother. This is proof we live in one of the most dysfunctional societies of our time with absolutely no accountability to obeying the laws of the land. The next step in this process is Chaos.

Michael Youssef is friendly, professional and great to work with. Our refinancing was smooth and…read moreeasy. Communication was excellent. Highly recommend!

From the owner: Ascend Mortgage was established in 2005 with a focus to make home financing easy in California…read more We offer our clients no cost home loans and we are your community home loan experts. We have the expertise and resources to guarantee your refinance or purchase transaction closes on time! When you finance with Ascend Mortgage you can receive a lender credit back to cover your closing costs! We service all of California offering the lowest interest rates and monthly payment at no cost.

George and his team are always first rate. George has helped me through mortgages for multiple…read morehomes as well as refi's. His expertise and professionalism is bar none. He is always upfront and honest, and he will work his hardest to give you the best rate. He is an excellent communicator and a reliable source to tell you what is best for your situation. My whole family has used George and his team for years with zero complications. I already know for a fact, George will be doing my next home loan or refi.

From the owner: George Moring is your reverse mortgage expert. He is committed to quality customer service and…read moreputting the needs of the people it serves first. George will always adhere to the highest degree of integrity in all business dealings. When it comes to Reverse Mortgages, education is the key. George's pledge to you, is to complete the education process, so you are able to make an informed decision. He always encourages prospective clients to invite family members to be a part of the discussion during the education process.

As a business owner if I could rate the interaction I've had with this man any lower I would. He is…read morenot only Ignorant, Distrustful, but does business in Bad Faith. Highly Recommend dealing with someone else. This man contacted me when he was left in a tree with no way to get down figuratively of course. I run a computer and cell phone mobile repair business and this man contacted me because his normal computer guy ghosted him. Now I know why. After several visits to his home because he is disabled and providing him with excellent service, even allowing him at the end of one visit to pay me what he felt the visit was worth to him, he decides to string me along after an assessment I provided to him at his office for he and his daughter. I made the mistake of not accepting an offered check at the end of my assessment thinking that I would soon be acting on said assessment and helping him cleanup and secure his highly ineffective network and file backup system. But after weeks had passed he finally responded to my emails and text messages to say he never got what he paid for and he can't trust my workmanship. My google and yelp profiles speak for themselves, my service is above reproach and I often have been told I undervalue my services because I'm too nice. This was a huge wake up call and although the amount is relatively considerable to a small business like mine, I have told this man and notified his daughter who I'm sorry she has to deal with him, in no uncertain terms that no business is worth allowing someone to besmirch your name, your business, or your true value. Good Riddance.

One stop mortgage broker and real estate agent knows it all. John helped with my different issues…read moreand was most knowledgeable. Highly recommended for California buyers.

Jessica assisted us in obtaining a second mortgage. Her service from start to finish was really…read moreexceptional. She was extremely knowledgeable; professional; proactive and kept us informed on the progress of the process every step of the way in real-time. We were extremely pleased and would highly recommend her! Also, she was very pleasant to deal with!

My husband and I recently sold our house and purchased a new one. For those who have been through…read morethe experience of simultaneously selling and buying, you know that it can be extremely stressful. We were referred to Jessica by our real estate agent, and could not have been happier. She was friendly, knowledgeable, and extremely responsive. I asked her at one point if she ever slept! She got us an amazing rate on our mortgage and took care of all the paperwork with precision and care. My husband and I swear that we're never moving again, but should change our minds, we will definitely call Jessica again.

2020 has been such an unprecedented year - full of uncertainty and disappointment for all of us…read more When I heard about rates declining I started to inquire with banks, credit unions and small shops like Woodbridge about what I could possibly do to refinance my mortgage. After hearing the fees that would have been stuck to me had I gone with banks and my credit union not really offering up much incentive I did ask around my network to see who could help me take advantage. I believe 4 out of the 8 people I asked recommend JR and his son James at Woodbridge. The remaining 4 suggestions were all random so is decided to give Woodbridge a call. I hadn't heard of them before this since I'm in San Francisco but I was pleasantly surprised! I spoke with James first and not only was he incredibly kind (Admittedly I don't know enough about refinancing to hold a solid conversation) by answering my many, many questions but he also provided me scenarios/options I could go down. No one else provided me that. When I decided to go with this firm I worked with both him and JR. The speed in which they were able to lock down the (shockingly) low rate and then complete the process was truly mind blowing!!!! I'm saving so much extra money a month thanks to them. From the start to close of the process took about 3 weeks tops and they were always available to answer questions from both the market perspective but also dumb ones I had! Truly top notch and painless. I can see why they are held in such high regard by my network and I will also be someone who refers them to my friends and family. If you need an alternative to the institution or group you've used before this could be a great option.

Horrible Experience. first I was offered a very crappy loan, then was treated poorly. After I…read morefinally got the loan I think was good for me, I was given tax advice by JR that was inaccurate after he said he was 100% sure. Obviously he wasn't, because he was wrong. I DO NOT RECOMMENDED these hustlers. Oh, and by the way, 2 of the positive Google reviews are from the owners/employees. Biased? Yes! Unethical? FOR SURE! If you have to write your own positive reviews and get none from REAL customers, you know you SUCK!

We came in just to refinance our RV, but under the skillful knowledge of Edna Corrales, we…read morediscovered the great diversity of products available at Monterey Credit Union. Checking accounts with interest rates incomparably higher than any other bank, credit cards with the lowest APRs around and no service fees for both Savings and Checking accounts. We also met Edna's Manager Bibi, who welcomed us as Friends not just customers. The overall attitude in this Credit Union is that their clients are Family and Not Corporate numbers to add into their quarterly reports. Do yourself a favor: stop by and meet the team at Monterey Credit Union to see how they can improve your financial place in the world.

They were extremely rude, especially the manager who was behind the tellers. I have a client in her…read more80s who needed cash to buy food, so I instructed her to write me a check for $100. I would go to her bank and cash it for her. She lives in Marina, and I live in Monterey. They charge me $10 to cash their client's check. The staff were profoundly rude, didn't explain anything, and never said thank you--nothing. She will be changing banks. I've never encountered that level of poor service from a bank before. It took exactly 9 minutes to cash a $100 check.