Couldn't recommend Keith enough! His consultative approach is very thorough, thoughtful, and…read morenon-pushy - providing peace of mind throughout the stressful home buying process. Keith has a deep understanding of the mortgage market dynamics and was always willing to hop on a call to share insights and perspectives on the best approach throughout the process. Keith was able to secure a highly competitive rate while delivering top-notch service and closing couldn't have been smoother.

Best loan officer in the world! Super communicative and informative. Very knowledgeable. Easiest…read moreclosing ever. Best value that one can get from a home loan officer!!

I can't say enough about Evergreen Home Loans. We bought our first home in 2014 with Evergreen and…read morejust recently closed on our second home with Evergreens Stasie Pike and her team. We were so happy with our first partnership with them and knew we could trust them again. They are fast to respond, helpful in getting us qualified, and amazing to speak with during the whole process(and ours was a long one). I would highly recommend them to anyone looking to buy a home- I trust this team to help people find the right type of loan and even find extra resources when needed for down payment assistance.

Cindy Ellis has made my first time home purchase a wonderful experience! She kept me up to date…read moreevery step of the way and thoroughly explained everything! She is such a kind person who I very much enjoyed working with. Thank you Cindy, I will refer you to everyone I come across shopping for a home loan!!!!

HIGHLY RECOMMEND! Passionate and Knowledgeable…read moreWe were referred to Beth and instantly we loved that she was responsive, passionate, knowledgeable and local. We knew we were in the right hands for this purchase. She guided us on each step and clearly communicated what was needed. When we had questions, she answered us day or night. When there was a hiccup, a delay or an issue where we needed to make adjustments, she had the expertise to offer alternative solutions. With her knowledge and her constant communication, we were able to close on the purchase of our home in record time in just mere weeks and in doing so, saved us $1,000's. She always acted in our best interest and reminded us to see the value in our offer. She has made it possible for us to permanently call Downtown Poulsbo home and we couldn't be happier! We would work with her again in a heartbeat!

From the owner: Providing innovative service and mortgage guidance to help…read moreselect a loan program for each individual client is my main goal. I love working with people, and I enjoy forming relationships with my clients built on trust, integrity and hard work. Available during business hours and after hours by appointment. Please don't hesitate to contact me should you have questions about your current mortgage, prequalification for a new mortgage or any other home-financing needs. Also, please feel free to pass on my name to any friends or relatives who you think may benefit from my services. Referrals are the highest compliment I can receive. I look forward to working with you! NMLS# 1501604

Dan is super knowledgeable, responsive and always available to answer questions (even taking…read more a call from me when he was on vacation!). His monitoring of market trends and transparency with rates helped me feel super comfortable with my first home purchase. Ember was great at communicating everything clearly and the team made the whole process easy and seamless!

This wasn't our first mortgage but it was the first time we realize how much of a different a great…read morelender can make. Dan has been very communicative and reliable throughout the process. We went through multiple options while Dan and his team working efficiently to make sure we could secure a loan we are comfortable with. He really made a process that was stressful in hindsight went by smoothly. I'd totally recommend Dan to anyone looking for a mortgage.

Patrick Brooks is the best. We've worked with him on our first home purchase and two refinances. He…read morealways makes sure that things go smoothly and efficiently and is always available to answer questions.

Evergreen Home Loans rocks!! Superior Service!…read more 100% Satisfied! Who raves about their mortgage agent? We do now! As a couple we have bought and sold five houses in total, and our recent experience with Amber and her team at Evergreen was the best by far. Warm and personable, yet also completely professional and responsive - perfect. Proactive communication, purposeful discussion from day one to make sure we understood their plan and knew the schedule. Amber knows the market, the products available, and very expertly navigated us through it all. #showusyourkeys

Stacey was a true pleasure to work with. When we weren't sure if we would be able to afford a…read moretraditional 30 year loan Stacey did the research on her own and found out we were able to use a V.A. loan instead that worked within our budget. She kept us updated throughout the process. She may seem stringent on her requirements on your Pre-Approval but after you qualify for that you can rest assured that it will be smooth sailing once it reaches the Underwriter.

Stacey Urner is THE mortgage person to use -she is absolutely amazing. She impressed me with a non…read morepressure approach. She teaches the first time home buyer about the process and is AWESOME with follow through and makes the process a seamless one. She has a history as a loan processor and did that before she became a loan originator which makes her that much better. She really knows her stuff and has a passion for what she does. We will use Stacey again and again and continue to refer her business she is awesome!

I can't say I have much experience with mortgages since this was my first, but I do know people,…read moreand Maggie, as well as her team, were awesome! Honestly, I cannot believe how easy everything was. Maggie was very helpful in explaining all the paperwork to me, took the time to answer all of my questions, and was extremely great with communication. Working with her was more like working with a friend...I never felt like she had anything but my best interest in mind. I don't think my experience could have been any better. Being in the middle of the holiday season, being busy with work, the boy, and just life in general, I never really felt stressed about the loan side of the process. I'm telling you, the process for me was quick and painless. I hope to do business with her again in the not so distant future, and will definitely be recommending Maggie to anyone who may need a mortgage.

Maggie is the most knowledgeable, professional, helpful, and responsive mortgage loan advisor you…read moreare likely to ever find in this industry. My wife and I have purchased two homes in the last five years using her services at both RPM and CrossCountry mortgage, and she's our absolute go-to for all mortgage and financing needs.

I've refinanced my mortgage a couple of times in the last 20 years since I bought this house, so I…read morethought I understood how long it would take, and what I was letting myself in for in time, energy and hassle. Boy was I wrong. Refinancing through Julie Swenson was fast and easy, and had so much less hassle than any prior mortgage. Really, it's hard to even express just how much easier it was. Thanks Julie! You've made a customer for life.

Julie Swenson originated my loan 5 years ago and I always reach out to her for mortgage advice…read more She is honest and will let you know the pros and cons of any financial decisions.

Cherie Kesti at GHL is top notch fabulous all around! She helped me secure my second home loan with…read moreher. There's a good reason i didn't look elsewhere. She is super responsive, smart, crunches numbers with ease and patiently answers my many questions. She helped make it a smooth, headache free process and secured the best rate for me. I'll definitely be back for my next real estate purchase! All the stars and thumbs up for Cherie! She's the Best in the Northwest!

Cherie was kind, patient and diligent through our whole loan process. We have used Cherie now 3-4…read moretimes and they have all been wonderful experiences. We highly recommend her if you are wanting a great experience and a trustworthy person on your side.

We found Joe here on Yelp, and if you think that having all 5 star reviews was fishy, you'd…read morenormally be right, except in Joe's case. He is a true rockstar for his clients! It probably took us 4-5 months to find and close on a house due to our unique requirements, and Joe believed in us all the way. He was able to qualify us for more than anyone else, and he was constantly trying to find ways to get us more money back. AWESOME! We signed for our new home last night and it's set to close today. The timing was REALLY tight because of the house we were selling, something totally out of Joe's control, but he spent the past two days on the phone, hounding the mortgage company and the escrow firm past their office hours to make sure we closed on time. He sticks with his clients through the ENTIRE home buying process. He doesn't drop out of the picture once your loan is approved like a lot of mortgage brokers. Best of all, he makes everything as stress-free as possible. What can I say? Don't look anywhere else. Save yourself a lot of time and stress. Just call Joe!

Two months ago I remember reading Yelp reviews about mortgage brokers and feeling somewhat ashamed…read morebecause for something as important as buying your first home, you almost certainly didn't do it based off Yelp reviews, right? My wife and I just bought our first home and we're so happy we took the time to find Joe on Yelp. If you're a first-time home buyer like we were, forget what you think you know about mortgage brokers. Don't bother going with a credit union or bank. Joe is the person you need to talk to. Regardless of your situation or where you're buying or what you're buying with, Joe can not only make it happen but he takes the time to explain to you how it all works and what your buying power really is. The best parts? He's just a genuinely nice, great guy and he works SO FAST and at all times of day and night. You can text, call or email Joe and he's always there. After a while it didn't even seem like we were talking to our 'mortgage broker' -- we were just talking to Joe. He weathered several possible housing situations with us and was always there to advocate for us. Many times he knew a listing agent or knew a broker or someone else on the other side of the transaction and reached out to them to help make something happen. Eventually we found the home we wanted and extended an offer, won and closed on the home. Joe was extremely fast -- we closed 22 days early! Here's the part where Joe proved how great of a person he was: at one point, the lending program Joe hooked us up with had changed their criteria resulting in reduced closing cost credit to us. Joe emailed us and said he's a man of his word and stands by his quotes, so he gave us a check out of pocket to cover the reduction in closing cost credit from the lender. What bank would do that? He even met us to help the papers at escrow. We really cannot recommend Joe enough, especially if you're a first time home buyer and you're wondering how it all works.