I started shopping mortgage rates on Saturday, calling all mortgage loan officers with excellent…read morereviews. Not so many loan officers are available during weekends but Dan Chapman's office was open. On Monday I got several rates from different mortgage officers, but Dan was able to lock down the best rate (3.0 no points) for me. For free. Later it appeared to be the best rate I could have had during the last six months. Dan uses special and expensive software which gives real-time alerts for constantly changing mortgage rates and can provide the best rates to his clients. I decided to move on with Dan and it was the best decision I could make. Dan's team works like a clock. He provides a step-by-step plan with the schedule, so that you know what to expect in advance. Every commitment that his team gave (like document delivery or loan submission) was delivered strictly on the scheduled day. Dan's team uses online software for document upload and filling. It is not ideal but simple and convenient. As a first-time buyer, I had a lot of questions during the process, and Dan was always happy to address all of them. If he's not available, he always calls back shortly. Needless to say, I closed on the date that Dan mentioned during the very first phone call with him. There was not a single issue during the process, so I recommend Dan to all my friends. With Dan you can get the best rates and service. Thanks for such a smooth, stress free and transparent loan application process!

This wasn't our first mortgage but it was the first time we realize how much of a different a great…read morelender can make. Dan has been very communicative and reliable throughout the process. We went through multiple options while Dan and his team working efficiently to make sure we could secure a loan we are comfortable with. He really made a process that was stressful in hindsight went by smoothly. I'd totally recommend Dan to anyone looking for a mortgage.

Mike has helped us with a refinance on a home and the purchase of a new home. He was always…read moreavailable for a quick phone call to answer questions, crunch numbers and help us figure out what we could afford. When it came time to purchase our home, he got the paperwork processed quickly. Buying a home isn't an easy or quick process but Mike made it as painless as he could. We would definitely work with him again if needed.

I worked with Mike for over two years while house hunting and dealing with ever changing…read morecircumstances that caused us to delay and restart the process due to personal life changes. Throughout the entire process Mike was a wealth of knowledge and extremely accessible. He was also very keen with deep experience in solving some of the unique problems that we ran into. When we were finally ready to make an offer, he created a tailored offer letter and made sure all our paperwork was in order. We were able to lock in a great rate and closed within 35 days. Very smooth process and extremely pleased with the final outcome. Thanks, Mike, for your relentless patience over the years and helping deliver us into our happy home through your great work!

We worked with Ruby at Salmon Bay for about a year and a half as we searched for and bought our…read morefirst home. At the end of the process, my husband said to me, "Now that we've experienced Salmon Bay, no other services are good enough anymore. I want everything I interact with to be as good as Salmon Bay - banking, insurance, everything." A few things we loved: responsive and crystal-clear communication from Ruby and her entire team, sound education for us on how home loans work (I feel like I ACTUALLY understood what was happening and what all the numbers meant the whole way through, as a complete novice), proactive check-ins for 1.5 years just to make sure they stayed updated on our thinking and finances, professionalism in all forms of correspondence, a team that inspired so much confidence with their expertise (special shout out to Paige), kindness and cheerfulness without exception, proactive outreach to the seller's agent within minutes of us making an offer to assure them we were in a strong position to buy (even though it was a major holiday), local credibility and relationships that certainly played a role in getting us our house even though there was a competing offer for $50K more, a clear roadmap for closing and frequent video updates for the whole buying/selling team along the way, willingness to answer all 5,000 minor questions I had during closing as if each one was important and worthy of attention and time, and absolutely no surprises the entire way - not a single surprise. I can't recommend Salmon Bay highly enough!

Ruby and her team were so friendly. They ran scenarios for me and made the refi process quick and…read moreeasy. The weekly video updates were a whimsical touch. Thank you!

I've a real estate broker in the greater Seattle area for over 7 years. Kirk at Bellwether lending…read moreis the best mortgage specialist I've had the pleasure of working with. A good mortgage specialist/broker is not easy to come by. The qualities that make Kirk stand out among the rest is his communication, availability, honesty, creativeness, constant updates, experience, knowledge, and willingness to fight for his clients. If you have ever worked with a loan officer or mortgage broker, you know these qualities is hard to find. An example for his ability to be creative and make things happen, I had a client that fell in love with a house in November. She was denied from Homestreet Bank for a loan, but Kirk was able to make it happen after one phone conversation with her. He took the time to understand her financial situation and was able to work his magic to help her get a loan and close on the house. I have no hesitation referring him to any of my clients. In fact, since I've met Kirk, I've referred all of my clients to him. He has helped over 7 of my clients with their home loans. My only regret is not finding him sooner in my real estate career. One of my clients said it best that Kirk is a like a bulldog that is willing to fight for you.

Last autumn as we watched interest rates linger lower than we'd ever seen, my husband and I worked…read morewith Kirk to refinance our primary home mortgage. He kept us updated about the process and even brought closing papers to our house - a huge help with a busy family and work schedule. We will look to Bellwether for our future property financing needs, and recommend to friends and family without reservation. Thank you Kirk!

Let me tell you a story. Earlier this year I was in the process of buying a house, and I was using…read morethe same broker I had used for several previous transactions. This was my first "large" purchase, and what seemed to start ok went downhill quickly. I had a couple of start and stops with different investors and was in danger of losing the deal on the house altogether. In order to procure the house, I was advised by this broker to take out a hard money loan with a promise that he would be able to make things right. One month later, he still had not made things right and proceeded to tell me that he would not be able to close the deal for me. In other words, he hung me out to dry. Besides being righteously pissed, I was now in a very hairy situation with a short term loan with sucky terms and no path forward. To add injury to insult, my credit score had declined over the few months due to expenses I had to take on, and my reserves were much lower. In other words, I went from being a slam dunk prime rate approval (except for the fact that my broker couldn't seem to actually make this work!) to an uphill battle in a very stressful situation. I am an avid 710 ESPN Radio listener and had heard ads for Tom Schwab and Westwood during the Brock and Saulk show. The ads sounded great, and I was in a pretty tough situation, so I chose to give him a call. I explained my situation, and he committed that he would find a solution. In parallel I called a few other brokers and explained the same situation to them, with similar promises of being able to find a solution. Other brokers were fairly non-communicative, but Tom, Ashley, and the entire team were great about staying in touch and keeping me apprised of the situation. Some people go the extra mile, but Tom went the extra many miles, exhaustively exploring options to find the best fit for my unusual situation. In my situation he had to be the broker rather than the lender, which was not his preference, but he treated me like a first class citizen the entire way. He came up with multiple options and worked them in parallel in case some of them ultimately ended up not working out. This was a good thing, too, as it is amazing how flaky banks and mortgage lenders can be. Even with a few of the options not working out and a lot of stress and frustration along the way, Tom was able to deliver a solution that solved my immediate problem with a future path to get into an even better state where he would be able to act as the lender. And the other brokers I called? Crickets. After a few exchanges they all went silent. And my original broker? He and his boss stopped responding to my emails and phone calls. But Tom? He never stopped working until he had a solution. I find this even more impressive that he is also the President of Westwood. He could have given me to someone else or decided early on that my problem was too challenging, but he took it on personally and showed me that there are mortgage lenders that are trustworthy, ethical, and appreciate a challenge. One other thing to call out is that there is a wealth of experience here. Tom can clearly do the standard prime mortgage, but he is able and willing to explore creative options in the non-QM world to ensure he can meet your needs. This level of flexibility and overall knowledge makes him an invaluable partner who will find a solution for you. I was also impressed with Tom's humility. Throughout the process I would thank him for all of his hard work, and he would constantly tell me that I shouldn't be thanking him since he hadn't delivered results yet. He was not satisfied until the loan closed. Once it did, I thanked him again, quite profusely, and this time I told him he had to accept it because we had crossed the finish line! He laughed and agreed and then thanked me for my patience! Tom is made of gold, that is for sure. I own multiple properties and plan on continuing to buy properties into the future, and I can assure you that Tom is a lifelong partner for me. Additionally, I will be referring him and Westwood to anyone I can. If you want a mortgage lender who is ethical, trustworthy, transparent, will be a true partner, AND gets the job done, then you should absolutely call Tom Schwab and Westwood Mortgage. They are the real deal.

This is the second time I used Westwood Mortgage for my refinancing. Tom and his staff are…read moretop-notch! Both times everything went very smoothly. Tom and his staff were super responsive to my questions. I highly recommend Westwood Mortgage!

It was great working with Lynda. She is fantastic--very knowledgeable and experienced. I initially…read moregot to know her through my buyers, and throughout our transaction she was always upfront and kept me consistently updated. I really appreciate her transparency and professionalism, and I would love the opportunity to work with her again.

Lynda did a fine job when I was buying my house…read more A year later, I was interested in a HELOC. I sent her a facebook message (b/c she had "friended" me) and although FB indicated she viewed the message, she never responded. Not to be deterred... I called her and left her messages on two of her phone numbers but she NEVER contacted me. I would have appreciated a call or FB message if she couldn't help me. Completely ignoring was unprofessional. I would have given her 4 stars if she hadn't blown me off.

My cell phone is on the Do Not Call registry. Infinity Mortgage Group (DBA as Infinity One) or…read moretheir paid agents are spamming me multiple times/day wanting me to refinance my VA home loan, and I don't even have one. I'm reporting each call to the FCC as a violation. When I explain this to the people calling me, they just hang up. I contacted them via Facebook, but all I get is an AI that wants even more contact info from me. Would never do business with these folks.

I've worked with Infinity Mortgage twice now, once in 2009 and then again during the purchase of my…read morenew house that just closed today. Both times I worked with Michael Young and both times, the experience has been excellent. The first time, Michael was incredibly patient as he walked me through the purchasing process in the US as I wasn't familiar with it, being from Canada originally. He answered every question in detail and then, during the actual mortgage application and approval, he kept me up to date during each step. With my current purchase, the experience was the same. Great explanations, lots of followup. He sent updates as soon as events happened (sometimes late at night) and I don't think I waited more than an hour for responses during daylight hours. And then, today, when the escrow company royally screwed up the documents required by the sender, Michael was on the phone with me, the lender, and the escrow company, pushing both of them to sort the situation out so that the funds could still be sent and the purchased closed on schedule. He and his staff ensured that the lender and escrow company were engaged the entire time and not sitting on their hands waiting for the other. What could have been extremely stressful and potentially a delay for the closing ended up being a small road bump in the process. I wholeheartedly recommend Michael at Infinity Mortgage if you ever need a broker.

I feel quite fortunate to have a professional like Josh to work with. I completed another re-fi and…read moregot the best rate the north has ever seen. He got it done quickly and efficiently and all with his trademark charm. I recommend him to anyone I know who is in need of a mortgage. I would give him 6 stars if I could figure out how to.

Josh was recommended to me about a year ago. Since, he has helped me refinance my home, and now…read morepurchase a new home. Both of which have been great experiences, more so like effortless tasks due to Josh's get support and attentiveness. He always responds to my questions or requests immediately, gives great guidance, and provided great rates! Couldn't ask for more!

We recently purchased our first home with The Awesome Nossum Real Estate Group and with that, we…read morewere introduced to Dan Keller and his team. Throughout the whole process, Dan and the entire team were absolutely outstanding to work with! They had us pre-underwritten within just a few short days and once we put in our first (and only!) offer, his entire team was looped in on where we were in the process and what they needed next from us. We were given weekly email updates, had Tuesday phone calls to ensure we had a platform to ask any/all questions and then provided immediate responses/follow up to our emails. On top of outstanding communication, knowledge and follow through, they are also just kind, genuine people! They were so good to us and truly helped us to celebrate that moment that our loan was finalized on the day we were closing on our house. We knew immediately after meeting with Dan that he would be our mortgage broker and I'd recommend his team to any and all looking to finance a mortgage.

This team of professionals completely ROCKS! We were moving from out of state, and we wanted to buy…read morea home. We had a tricky situation due to the fact that my husband had not started his new job yet, and I was unable to qualify due to a crazy foreclosure situation. Dan, the other Dan, Jason, and everyone else completely had our back! If you are looking to buy a home, go to Dan first! Don't even look at a house until you talk to him and see what you can afford. We had a pre-approval letter in hand when we shopped for homes, and when we found the right one, we were able to make an offer, have it accepted and get everything done in LESS than 30 days! And, all this work was mostly done electronically from out of state! The icing on the cake? The night we moved in to our new place, Dan had pizza delivered to our door!!! Have you ever heard of ANY bank doing that? TOP NOTCH service all the way! Thanks to all at Dan's office that have made our home ownership dreams possible!