I have worked with Klovus on 3 occasions, for the purchase of two homes and the sale Of one. We also did a refinance through their lending department and all experience were above reproach. My first home we were able to land in Rancho Palos Verdes at a fair price using a VA Loan and the process so quick and easy. We then sold two years later top of market and made an absolute killing. Angel Quinones my realtor was ably to get us 200K over what we expected and after one open house we had a dozen offers. The tricky part was we had to find a home to purchase now in Laguna that would match the timeline and sale of our RPV home, and remember it was top of market so nobody wanted a VA Loan deal when people were paying all cash. Angel worked some magic and got us a deal on a home that was remodel ready in Laguna Niguel which allowed us to use our profits to make it our own. Angel always walked us through each step and stage of the process from credit repair to loan options to refinance and closings. For our refinance experience we got a 2.8% interest with a thousand dollar drop on our mortgage. Klovus has the agents, the knowledge and resources to handle getting you market info, inventory, loans and everything needed. I will always rely on Angel for my Real Estate needs. read more