I can't express enough how helpful , professional and patient Keith's team was . It's been a minute since we have had to make our way thru the Loan process . Let's call it 30 years ! Keith literally held my hand thru this entire process , answering all my questions and ensuring that we received the best rate . With all documents being signed virtually thru docu sign these days , Keith really made sure I was paying attention to all the important details in the documents . Kiley , thank you so much . Your professionalism and care of our loan and taking the extra time to take my calls are greatly appreciated. I absolutely will be doing business with Keith and Kiley in the near future . Thank you to Spec homes for making this loan possible and I'd like to also point out how they made sure we received the best price and rate possible !! Look forward to working with one another again soon! Robert and Yvonne Audiss read more

Keith assisted us with a complex mortgage transaction. We closed on time with a great rate win-win

Keith and Kiley are the best in the business. I have been using this team for years, and I now go straight to them. Customer service is 10/10, communication is prompt, and they never miss a detail. Look no further!! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

Keith was very helpful to get us our loan! High recommended with great communication with us and made the process easy!

I had a great experience working with this mortgage company while purchasing my home. The entire process was smooth, efficient, and well-organized from start to finish. A special thank you to Keith, who was incredibly helpful throughout the journey. He was always responsive, patient, and took the time to clearly explain every step, which made a potentially stressful process feel much more manageable. read more

Keith at Spec Home Loans did a fantastic job and would highly recommend his services for any LLC needs.

Working with Keith and the team at Spec has been by far the best experience I've ever had with a lender. Keith talks straight, and delivers. We were able to find comps for my historic duplex. We did the loan in my LLC's name. The rate was more than reasonable--it was less than my local lenders. They had a variety of loan products and we found one that met my goals. I was able to leverage my property and extract enough value so that I could BRRRR. From the very beginning, Keith told me what he could do, and then he did what he said he was going to do. Yes, when he said he was going to do it. We're already working on 2 more loans. I highly recommend Keith and Spec. Since we did our first loan, I have referred them to 3 investors that I know, and I will keep on referring them. read more

Keith Iwanabe - Spec Home Loans - The historic duplex I refinanced. - Mortgage Brokers Near Me

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This was my first home purchase, and Keith was incredibly helpful and extremely knowledgeable throughout the entire process. He answered all of my questions promptly and made what could have been a stressful experience completely stress-free. I highly recommend Keith to anyone looking to purchase their next home. read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

Keith and his team did an excellent job on our recent refinance on our investment property. Not only did I get a fantastic interest rate, it closed within just 2 1/2 weeks. The whole process went very smoothly and seamlessly. I would definitely recommend Keith Iwanabe. read more

It is my absolute pleasure to recommend Keith Iwanabe as a loan officer. From our very first conversation through the day of closing, Keith delivered a level of service and expertise that went far beyond our expectations. Navigating a VA loan can often be complex, but Keith made the process seamless, efficient, and stress-free. Keith was incredibly communicative, responsive, and proactive every step of the way. He kept us consistently informed, clearly explained our options, and ensured that we understood every detail involved in the VA loan process. His ability to anticipate our needs and address questions immediately gave us complete confidence and peace of mind. One of the most impressive aspects of working with Keith was his ability to secure us the best possible rate, while also ensuring a fast and smooth closing--something that is not easy to achieve with a VA loan. Thanks to his deep knowledge, attention to detail, and commitment to his clients, we were able to close quickly and without any delays. Keith treated our loan as a personal mission rather than a transaction. His professionalism, genuine care, and dedication to excellent customer service made all the difference. He went above and beyond to advocate for us at every stage, ensuring we received the very best outcome. I offer my highest recommendation for Keith Iwanabe. His expertise, integrity, and client-first approach make him an outstanding loan officer and a true asset to anyone seeking a VA loan or any lending service. I would not hesitate to work with him again in the future!! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

I've worked with Keith on two home purchases and one refinance. Even though my mortgage only went through Keith one of the three times, he was very helpful in giving me a clear picture of what the best interest rates were at the time and comparing what he could offer to other offers I received. He was also very honest and did not hesitate to tell me to go with other lenders if they were better for me financially. I kept going back to Keith because I knew he would have my best interest in mind. read more

Words cannot describe how amazing Keith and his team are! When we first started talking about looking to purchase a new home we went to Keith. He and his team took the time to help us understand what we needed to do and when. From start to finish the whole process was seamless. read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

We are incredibly grateful to Keith and the rest of his team for making our friend Mike's dream of homeownership a reality! Their team's commitment, dedication, responsiveness and thoroughness in guiding us through our home-buying process meant so much to all of us. What a positive experience and truly blessed! read more

I am now officially a homeowner!!!!!!! I was going at it and through it all by myself, for first time, with curiosity to see how much I could even qualify for. Now here we are. Keith and Nels (my realtor) made sure I was taken care of, and whatever we found, the sole purpose was for me to have a safe space that I loved. The endless questions, concerns, clarifications I had were quickly answered with continuous patience, grace, and compassion (no matter what time I texted them). Keith is so transparent, they named the tape after him! Keith provided such peace of mind every step of the way, along with Kiley holy moly. What a magical dream team. What a freaking unbelievable seamless process this all was. Kiley you are so amazing! Thank you, thank you, a bajillion gazillion thank yous so so much to the best of the best anyone can ask for. Thank you for being here for me since the first phone call. Thank you, Kiley, and Nels for all the 24/7 around the clock hand holding, reassurance, and unwavering support. If I haven't said it enough on an endless repeat, I am so thankful, grateful, and appreciative for your team. 10/10 recommend! I'll tell anyone who will hear it. I hope you continue to receive all the recognition and greatness that this life offers. Bless you, your families, and your business! If you're reading this and are hesitant- easier said than done, but don't be. Keith and his team are there to help you make life easier to the best of their abilities. Grateful for this experience with you all, -D read more

Keith Iwanabe - Spec Home Loans - My first home! - Mortgage Brokers Near Me

My wife and I were first time homebuyers who needed help navigating the process. Keith was a perfect resource who provided a ton of knowledge and valuable experience to make our lending process a breeze. Thanks Keith! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

Where do I begin ? Keith and his team are absolutely amazing !!! My husband and I are first time home buyers !! We did it ! Before meeting with Keith I didn't know what to expect especially during this competitive market and honestly I was terrified. We talked to Keith and he was so patient , kind , responsive, informative and attentive ! Boom after speaking to him I told my husband we can do this ! Keith explained the process to us , what to expect , answered detailed questions , gave us different scenarios. He was always available and willing to answer all my questions no matter how many times I needed clarification or asked the same question. He was so patient ! When I would get discouraged ( competitive wild market ) he was always positive and encouraging and knew what to say . He would check in on my husband and I often, which we appreciated. We felt supported at all times . He was aware and always mindful of our budget , which I am so grateful for. Once we found our home . Our realtor Mike and him worked their magic. He talked to the seller and boom the next day we got notice they accepted our offer ! him and Kiley are super fast . Keith really held our hand during this process and I am forever thankful! Look no more you will be in great hands with Keith and his team ! Keith and Kiley a million times thank you ! You guys are the best - Denise & Eddie read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

Keith was awesome to work with. He is really good at what he does and helped us out a lot throughout the process. We are first time home buyers so this is all new and confusing to us but Keith was patient and worked with us. Explained and answered our questions. Definitely will be working with him again in the future! read more

Keith and his team were amazing to work with! He helped us with the purchase and closing of several investment properties and this first experience working with him and his team was phenomenal. Keith is very knowledgeable, honest, and a pleasure to work with. I appreciate his positive attitude, his persistence, and his expertise. I would definitely work with him and his team again. I highly recommend him and his company if you are in the market for any real estate purchase. I hope to work with him and his team in the near future! read more

Keith is one of my preferred lender partner because he is honest and very knowledgeable about the different loan products out there. Keith is available to help my clients and I understand the loan process and answer any questions we may have. A trus loan partner for sure!!! read more

Keith was great! Super helpful and always responsive. Got us an amazing deal that helped us secure our first house. My wife and I super recommend Keith and his team! Got us our loan approved quickly and helped us navigate the buying process smoothly. Thank you Keith!!! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

If you're looking for a Loan Officer In North Dallas, look no further. Keith ran through every scenario imaginable to help us maximize our home buying experience at the lowest rate possible. His ability to adjust and adapt to get his clients to the finish line of home purchase is second to none. I can't imagine an easier person to work with in what is usually an exciting and sometimes stressful time. Thanks Keith and his team for their amazing work!!! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

Truly a wonderful experience working with Keith and Kiley! The communication was amazing and he was constantly giving me updates! He helped me in finding a title company and even helps me get quotes for home insurance! Such an amazing team! I can't wait to work with them again! We're already planning our refinance! Thank you guys!! read more

Keith at Spec Home Loans was an incredible person to work with through our home loan process. As first time homebuyers, he expertly guided us throughout the process of refinancing and was able to adapt to our needs as clients at every phase of the process. He is very communicative and matches his knowledge with clients to put them at ease in a typically stressful process. Throughout our financing process, he was able to adapt to our needs and conveyed all of our options in an understandable manner. Thank you Keith for everything! read more

Keith and his team worked collaboratively with our Realtor to ensure communication was top notch. He remains in constant communication providing market updates and timely responses to questions that arise about our home purchase. We interviewed multiple loan agents and by far not one matched Keith! Thank you! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

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Keith was great to work with throughout the loan process. He was highly responsive, provided clear and thoughtful guidance, and worked diligently to secure the best loan options. He kept everything on track through escrow and ensured a smooth closing. I'd highly recommend him to friends and family. read more

We loved working with Keith! We are a family of 4 and our two kids keep us so busy, and Keith was able to keep us in the loop, always with great communication and helped us stay on track for a VERY smooth and VERY short escrow! Overall, he set great standards for professionalism and his open communication was incredibly helpful for us and our busy day to day. read more

I had the pleasure of working with Keith as my mortgage lender during the process of purchasing my first home, and I cannot speak highly enough of his expertise and commitment. From the initial consultation to the closing day, Keith was there every step of the way, providing invaluable guidance and support. As a first-time homebuyer, I was navigating unfamiliar territory, and Keith's patience and willingness to explain each step of the mortgage process were instrumental in easing my concerns and building my confidence. What sets Keith apart is not only his extensive knowledge of the mortgage industry but also his genuine dedication to his clients. He took the time to understand my specific financial situation and preferences, tailoring his advice and recommendations accordingly. Keith's communication skills were exceptional; he kept me informed about the progress, promptly addressed any questions or concerns, and ensured that I felt comfortable with the decisions being made. His attention to detail and proactive approach made the entire homebuying experience smooth and stress-free. Another standout quality of Keith is his unwavering commitment to client satisfaction. He went above and beyond to secure the best possible terms for my mortgage, diligently working to find solutions that aligned with my financial goals. Keith's professionalism, expertise, and personalized approach make him an outstanding mortgage lender!. If you are looking for a mortgage lender in the DFW area there is only one option. I wholeheartedly recommend him to anyone, especially first-time homebuyers, looking for a reliable and supportive partner in their homeownership journey. read more

Keith was recommended to us by our realtor and it was the best decision we made. He calmed our nerves and talked through all the insanity that goes with being a first time home buyer. He really encouraged us along the way and the communication was excellent. He was just fantastic and also Kiley was amazing as well. They both made the process so easy for us and took a lot of stress off our plates. Thank you guys! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

I cannot say enough great things about Keith!! As a first-time homebuyer, he made what would have been a daunting process super easy. Keith did such a good job of explaining everything and walking us through the process from beginning to end. When we were in our search, he'd walk us through all different scenarios and options to best meet our needs. And he is SUPER communicative, and fast! He always got us what we needed immediately and is so easy to get ahold of. On top of all of that, he's extremely friendly and a pleasure to work with. I couldn't recommend him more! read more

I reached out to Keith on a Saturday morning at 10am to discuss managing our loan. Five minutes after, Keith called me and explained more about the process in thirty minutes than anyone had been able to in a month. Buying a home is stressful, buying your first home is beyond stressful. With Keith, there is no stress. He's poignant, punctual and a veteran in this industry. If you aren't sure who to trust to lead you through this process, Keith is the man. You won't find better value anywhere else. read more

Our experience with Keith Iwanabe was incredible! As first time home buyers, he helped us to understand each step while also building our confidence. His guidance made the process as painless and simple as it can get. He was always friendly and understanding when we asked questions, even if we had asked the same question before. I would recommend Keith and SPEC to all of my close friends and family members. Thank you! read more

Keith Iwanabe - Spec Home Loans - our new home! - Mortgage Brokers Near Me

Keith was always available and communicated when he was away. He was very honest when I had questions and caring in any concerns I had. I definitely would use Keith for my next home purchase! read more

Keith Iwanabe - Spec Home Loans - Thanks to Keith and his dedication to helping families, he helped us get our first home! Happier than ever! - Mortgage Brokers Near Me

Keith and his team are fantastic! They are incredibly responsible and took the time to explain everything in great detail. They got us to the closing table early and provided a wonderful first time home buyer experience. Would highly recommend! read more

Keith and Kiley made the home buying process so smooth for us! They helped my husband and I buy our first home together and were happy to answer any questions along the way. They always responded quickly, even with our super speedy situation through escrow! We had a great experience with them and would gladly go to them for our next home. Thanks team! read more

Keith was referred to me by a friend who's opinion I hold very high. I'm so glad that we went through him because I don't feel that I would be writing this review from my new home if I wasn't. Buying a home for the first time can be confusing, there is a lot of "loan lingo" that I didn't really understand. Luckily, Keith is willing to take the time and explain what everything means. If he didn't find us special programs and down payment assistance, I flat-out wouldn't live here. As a gift that continued giving, Keith monitored my loan and rolled me out of FHA and into conventional the moment I was eligible. Not only did my payment drop, but I got to skip a few mortgage payments and even got some money back. Thanks for all you do bro! read more

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Keith was amazing! My husband and I were buying out first home, and Keith was available for us whenever we had a question. He was prompt with responses and always steps ahead in the process so we were never behind for any deadlines. He also was personable and looked out for us by giving us his own opinions and advice. We highly recommend Keith! read more

We were referred to Keith by some friends and could not be happier with how everything turned out! This being our first home purchase we were completely green to the whole process. Keith displayed patience with us while also helping guide us through the home buying process. His attentiveness throughout the process was fantastic and greatly appreciated. Helped insure everything happened in a timely manner and kept everything on track from the very start and through the finish line. Anytime we had questions, day or night, Keith made himself available to go over anything that popped up. Kiley on his team was also a pleasure to work with. She, like Keith was very attentive and quick with any and all parts of the puzzle needing complete to finalize our home loan. Highly recommend Keith and Spec Home Loans! read more

Keith from Home Spec Loans was an essential part of our home buying process. We wouldn't have a home without him. We originally got a pre approval from Bank Of America, learn from my mistake and don't do it, which took several months to acquire. Our former Bank of America agent forgot to forward our documents several times which delayed the process. Once approved we had additional questions to which we have yet to receive answers to this day. Anyways, Keith was a god send and was available to us at any hour of the day or night. He was able to get us pre approved faster than we could have ever imagined and the communication with Home Spec Loans was immaculate. Make your home buying experience less stressful with Keith from Home Spec Loans! read more

Prior to working with Keith, we initially started with a lender I was introduced to through work. After a horrible experience with that lender because my partner and I had student loan debt, our realtor introduced us to Keith. Keith went above and beyond from start to finish--but truly at the end! He was working around the clock on all of our documentation, was in constant communication with us, and easily explained the process and complex terminology to us. As first time home buyers, this immensely helped us during the entire process! Not only that, but Keith gave us the clear to close on our house 2 WEEKS before escrow was set to close! Because of Keith, we were able to move into our new home faster than we had anticipated, which assured us and our two dogs an even smoother transition. Thank you to Keith for making our wildest dreams a reality! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

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I am officially a homeowner thank you to Keith and Kiley. As a first time home buyer, I had many questions and really didn't know what to expect. Keith made sure that all my questions were answered and always so fast to provide me with an answer which made me feel so taken care of, it didn't matter what time it was if I had a question Keith was there to answer. If you want everything to go smoothly in the process of buying a home, you have to go with Keith Iwanabe!!!!! Brief little story of my experience, to show you not just that I think Keith and his team are amazing... so did the sellers agent. When I did my inspection for my property, I met the sellers agent and she said; "hey you have a great team working on your side, I went with your offer out of all the 11 other offers because your realtor and Keith always were quick to respond and provide me with the documents that were needed"; she continued to share with me that she had higher offers than mine but since my realtor and Keith always had constant communication with her and were quick to answer any of her questions, she went with my offer. If that doesn't show you how incredible Keith and his team is, I don't know what will! I am so thankful, grateful, and appreciative for Keith and his team!!! read more