Keith and Kiley are hands down the best in the loan business! I've worked with them on several…read morepersonal home loans and you won't find anyone better. Keith has delivered on every loan that he said he could at or better than the terms he quoted me. I have a complicated income stream, but through both of their efforts they package my situation in a way that the underwriters accept. They provide letters of explanation for me to sign and they work their magic. During my most recent purchase we found that Freddie/ Fannie had flagged the community as restricted. He petitioned them and fought to remove the restriction. I think he and Kiley were more motivated than I would have been. They got it done! They understand the process so well, they will do everything possible to get you a loan you feel good about. Keith communicated with everyone involved throughout the process. The realtors both said they planned to use Spec home loans themselves in the future. Keith is a stand up person, he won't let you down, and I can't say enough things about his integrity and character.

Two-year update!…read more It's been two years since we purchased our home, and time sure does fly! Keith reached out to us and helped us get out of a pickle that my husband and I found ourselves in. He was able to find a solution, and the refinance process went smoothly. Thank you for not forgetting about us over the years. We truly appreciate you staying in touch and helping us find a solution when we needed it most! We are so grateful for all of your help.

This bank has destroyed any dream I ever had to open a rescue. I applied for a house with property…read morein July. I was approved 2 houses I found were denied. The 3rd house we were to close in 2 days, now I have been denied again.

BOE was the fastest I have ever closed on a refinance on my home. They were quick and they helped…read morewith any credit score blocks. They got us a great rate and closed within 30 days. This was the easiest home refi ever! Talk to Shawn! He's a blast and made it fun.

I am not sure who gave them 5 starts or if these reviews are fake or paid for but my personal…read moreexperience was horrible. I worked with Glenn from Integrity team for 3 weeks on a home loan. he stopped the process 9 days before closing stating my income is not enough and they have to follow what the owners of the company will say . I asked him multiple times to make sure of that in the beginning but he kept saying we are good. I was very fortunate that another loan officer took over the financing and closed us at the same time Glen was going to close and she said she was very confused and shocked why my loan was denied with them as my income is more than enough to qualify for this loan. Long story short, stay away and find another loan company who would not give you anxiety and waste your time buying a house.

This is not a personal review on Pam Bazelle (Co-founder), but one on their business practices. As…read morenew homeowners in 2017, we were introduced to Pam & Integrity Mortgage through our real estate agent. 2017 home buying was a rushed, "WTH" is-going-on process. 2019, and deciding to refinance (and now more financially savvy) - We had more time (total 5 hrs) to comparison shop with nationally reputed mortgage firms, and called Pam as well for a quote. Here is what I found, and hope this helps in your search to put more $$$ in your pockets! Pros - Integrity was very customer friendly, and courteous throughout this harebrained process on both occasions. So was the firm we eventually went with. Cons - Integrity was $3900 (!!) more expensive than the other firm's closing costs, and they couldn't match or beat the best interest rate for our credit scores. It paid us handsomely to do our homework. Being a novice at all things mortgage related, all we did was to strip down each line item on a loan estimate (which any firm should provide as per strict state and fed laws) and asked around for quotes. it would be overwhelming at first, but trust me - it's well worth your time ($3900 for 5 hrs - yes!) for doing this apples-to-apples exercise. You can pull multiple credit inquiries within a short period, and will still count as one inquiry. We discovered Integrity's hidden origination "processing" fees, underwriting fees, and higher discount points for the same interest rate! With an online mortgage firm, we got 24 x 7 service plus no hidden fees and everything processed online, and the closing meeting held (2.5 weeks from the start of this process) at the comfort of our home! Integrity told me to trust no one online (apart from them) when I revealed that I am shopping around. I took that advice to heart and eventually had to go with someone else

We've used Harold and his team for our last several mortgage transactions and are fully committed…read moreto using him exclusively in the future. We NEVER have problems, delays, or other issues. Everything is explained is a language a layman can understand and obstacles to achieving the best possible rates never seem to be a problem... they just go away. I cannot recommend his services enough. If you need a mortgage, Harold and his team will take care of you and get you the best rate the market can offer.

From start to finish, Harold and his team made the refinancing process to easy to understand. They…read morewere available for any and all questions and gave us several options to choose from. I would highly recommend them to anyone in the market for a new house or for refinancing their current mortgage.e

I found these amazing folks after looking at the reviews on here of many other lenders. It appeared…read morethat some of the most advertised companies on TV had the worst reviews and horror stories. I quickly realized that Brent's 5 star review history is a real rarity in this type of business. Brent's team worked hard to make us feel like we were buying the most expensive house on the planet. Anytime we had a question no matter how big or small we got an almost immediate response. They gave us all our options in financing our new home and took the time to explain to us the pros/cons of each of them. I have zero hesitation in recommending them to anyone looking to purchase a new property. When the time comes (many, many years from now) that we are looking to purchase another home we will definitely give Brent a call.

Well I will be brief, I don't write reviews alot on loan officers but Brent and his team deserve a…read morespecial thanks from the James family. I have had more than 10 mortgages and this has been the best experience by far! They did not stop after closing...still in touch and lending a valued hand. Thank you and your team for exceptional service!

Mark and the team at Prime were fantastic throughout the homebuying process. My 2nd deal was a…read morecomplicated and long short sale and Mark was highly effective throughout the entire process. Easily reached, direct and clear communication, timely, accurate, and informative are all apt descriptions of my experience. Mark was able to take very aggressive timelines imposed by the sellers lenders and guide us to a fully funded closing in less than 30 days! Very impressed with the service and successful closure. Thanks Mark and Team!

I worked directly with Mark Raskin as a first-time homebuyer, and unfortunately my experience was…read morevery disappointing. The most frustrating part was not my credit score itself, but the lack of proactive guidance. Before my mortgage application, I believed my credit score was much higher than it actually was. Once my credit was pulled, it became clear that there was a significant gap between my expectations and reality. However, I was never proactively informed about the situation, its impact on my mortgage options, or potential remedies that might have been available. I later learned about rapid rescore through my own research rather than from my lender. Given my credit profile, this was something I believe should at least have been discussed. Instead, I remained unaware of important information that could have affected my decisions during a very time-sensitive period. When I later reached out with questions, I did not feel supported or educated as a first-time borrower. Conversations often felt rushed and dismissive, and I was repeatedly told that I could simply refinance later. While refinancing may be an option in the future, it is not free, effortless, or a substitute for helping borrowers understand all available options before closing. As a first-time homebuyer, I expected more proactive communication, guidance, and attention to detail. Unfortunately, that was not my experience.

I had no idea how pleasant a mortgage situation could be but I found out with Bob and his…read morecolleagues! We felt completely heard, valued and safe. We were able to refinance our home at a very comfortable for us and reasonable rate. Bob took the scary and my anxiety away completely not to mention I didn't feel stupid or judged! I will never use anyone else!

We've been in the real estate business for 31 years and I don't know a single mortgage broker that…read moreknows more about the business than Bob Johnson. he's closed countless deals for us and some were very challenging. He and his team are fabulous. I won't get a mortgage from anyone else.....and he's a snappy dresser.

Ryan is amazing! Constantly went above and beyond to make sure our answers and concerns were…read moreaddressed. Spent hours on the phone with us to. He made a stressful situation much easier and always made us feel confident during the home buying process!

We first came to Ryan with some issues on our part but needing the help on purchasing a home. Ryan…read morewent above and beyond to identify our problems and gave us advice to resolve our issues. And now we are home owners! Ryan and his team provided us with excellent customer service and personal attention. He handled the mortgage process very well. He educated and kept us updated through the whole process. We would highly recommend him to anyone looking to purchase or refinance their home!