Beware!
I had KO Davis Tree Service give me a bid to remove a large tree, and trim another.
He was the low bidder for the job. I told him that I would need to see a certificate of insurance for both liability and workers comp, and I would check his license. His license, shows as being exempt from workers comp as he claims to have no employees. When I asked him about this, he said he paid his employees through a payroll service, and that they provided the workers comp. On February 12, 2015 he emailed me a certificate of insurance dated January 2, 2015, showing a labor provider as the insured.
When I called the labor provider, they told me they stopped leasing employees for tree trimming over two years ago, and asked to see the certificate. I also called the insurance company shown on the certificate, and asked if it was valid.
Both called back to say that the certificate for workers compensation insurance was fraudulent (their words)
Needless to say, I did not go with KO Davis. If one of their workers were to be injured, the workers compensation liability would have fallen to me as the homeowner.
Not providing this insurance for his employees allows him to underbid those companies that are properly insured.
Don't let them near your trees! read more