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    Interactive Mortgage

    4.0 (387 reviews)
    Closed 7:30 am - 7:30 pm

    Services - Interactive Mortgage

    Mortgage services

    Mortgage refinancing

    Home purchase

    Interactive Mortgage Photos

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    Pay attention to details: loan amount, %value of home.
    Patti P.

    I just completed a refinance on both my second home and on my primary residence, claiming a 2.375% rate, 15 year loan on both. Terms were exactly as advertised. I already had great rates on both properties (3.875 and 2.875%) so if it weren't a "NO COST" refinance, I would have had to do the calculations on ROI and "years to break even". I had already initiated the 3.875% loan refinance through COSTCO who gives members a flat low rate, but when I saw this ad and followed up with Thomas Kim to confirm it was legit, I asked the other mortgage company to match the rate and terms and was told that they could not. So, I abandoned that effort and went with Thomas Kim at Interactive. He and Mardell were extremely professional, competent, and transparent at every step. I was able to add my daughter as a co-borrower on the 2nd home. Took some cash out on the primary home to meet the minimum loan amount. Had to get a release from the solar company. Lots of work and THEY did it all promptly and professionally. The application and signing were on the weekends and both were generous with their availability and personal cell phones. Overall, we will save $84K in interest over the two loans. People need to understand that escrow funds are not LOAN COSTS. Those are your taxes and insurance that you have to pay. Also, the loan had to be in a very specific dollar amount and come in at a specific % of the value of the home. Likely, you needed a great credit score as well, which I do. If you hit these targets, you WIN $$$!!! Thomas offered his direct number if you want to get going; I know he will not disappoint. Thomas Kim: direct number, 949-385-8273

    Victor A.

    We worked with Eric Park on our Refi and he was very professional throughout the entire process. He was patient with all our questions and provided clarification on all the documents (very knowledgeable!). The entire process was quick but Eric provided updates on status when requested and even tried to keep things moving. Overall very happy working with Eric and recommend contacting him to start saving money now (see attached).

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    2 years ago

    They never answer the phone I called several times it went to an extension and then it just hung up and disconnected l. I finally gave up

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    Page 1 of 10

    Ask the Community - Interactive Mortgage

    Is this company still in business? Their website seems down and they aren't answering calls..

    No, they shut down with the dwindling economy in 2022.

    Don’t See Your Question? Ask Away!

    Review Highlights - Interactive Mortgage

    I appreciate being contacted by Michelle when the rates lowered to give me an opportunity to refinance again.

    Mentioned in 35 reviews

    Read more highlights

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    The Loan Exchange - Helping families buy their dream homes.

    The Loan Exchange

    (16 reviews)

    I purchased my home in Irvine, CA at an interest rate of 6% in October 2022. Everyone knows that…read morerates increased to between 6.8% and 7.5% from 2023 to 2024. The Federal Reserve cut the rate by 0.5 percentage points on September 18, 2024. My friend informed me that the refinance rate dropped below 6%. I began searching for a new deal to refinance my primary home and submitted some requests with my property and personal information online. At the end of September, Hugo at the Loan Exchange texted me about a great deal. He mentioned that since my credit score was over 800, I qualified for a 5.625% APR with free refinance (0 points, $0 lender fees, and $0 third-party fees). That's exactly what I wanted. The refinance process went smoothly, and my loan was finally funded. If rates continue to decline in 2025 and 2026, I will definitely contact Hugo to arrange another free refinance. I highly recommend Hugo as a capable and professional loan officer.

    I recently just refinanced my mortgage with Loan Exchange. I…read moreworked with Daniel Chau. I am a 34 years Real Estate as well as 10 years as a loan processor. My expectations are set very high with my experience and how I managed my files. When I first spoke with Daniel I let him know that I normally work with a person that I have had many wonderful experiences with. I was very concerned about trying someone new. Daniel asked me to give him a try. I decided to and I am so happy I did. Daniel met every expectations that I had. He always answered my questions and took the time to explain different scenarios. He answered my emails and phone calls every time. Even know sometimes I would call or email him on the weekends. He was in the office or on his cell he was there for me. Since, I am in the business I tend to want to mico manage. I didn't have a do that with Daniel. I plan on doing a home equity loan with Daniel as well as another refinance. I highly recommend giving Daniel a try if you want a smooth transaction. Everything Daniel promised me to expect he delivered. I also would like to add that after the loan closed. I received a phone call from Angela from customer support to make sure my experience went well working with Loan Exchange. I appreciate the fact that they do a follow-up.

    Lock & Key Mortgage

    Lock & Key Mortgage

    (29 reviews)

    If Mamba Mentality was a loan officer, her name would be Christina Cho…read more My fiancé and I discovered the dream of a first home and within that same week of expressing our interest, Christina and her team got us pre-approved and equipped with the knowledge we needed to confidently move forward with the financial component of buying a home. From the get go, Christina had our best interests in mind, making sure to call and check in with us at key points throughout the loan process and ensure that we actually understood all that we were moving forward with. More importantly, when we did have questions or concerns, Christina carved out the time to help get us caught up to speed. Despite the two major end of year holidays, Christina's decisiveness and practicality combined with the precise foresight by her team - Tiffany and Ann - allowed us to steamroll through loan process. We went from expressing our interest in a home without any prior knowledge to the process or having been pre-approved to, within 30 days, receiving our keys to our new place. If you're serious about buying a home and can take care of business, Christina and her team will see you through the finish line.

    I am incredibly grateful to Christina Cho and her team at Lock & Key for guiding us through both…read moreour first home purchase and, most recently, our refinancing. From start to finish, they supported us every step of the way--negotiating the best possible deals and breaking down complicated terminology and processes so we could make informed decisions with confidence. They were always available to answer our questions and even made time during the Christmas holidays to help us navigate some difficult decisions, which truly meant a lot to us. A special shout-out to Ann, who was amazing and consistently helped us work through logistical challenges. We are so thankful for the dedication, professionalism, and care from this entire team. Highly recommend!

    Meridox Real Estate and Mortgage - Linh Tran - Broker

    Meridox Real Estate and Mortgage

    (124 reviews)

    My family and I needed an experienced realtor that could navigate the potential twists and turns of…read moremy grandfather's trust. Meridox turned out to be the best choice we could have made. Trung and Linh were consistent with their communications with us and kept us informed on all aspects of the listing, negotiations, and escrow processes. From our first meeting, they were well prepared and did their homework. Comps and initial estimates were extremely helpful. The most impressive aspect of their services was the negotiations, with multiple offers received, Meridox carefully orchestrated another round of bidding, culminating in us receiving the highest and best offer. Disclosures, paperwork, and escrow were a breeze. I would highly recommend their professional services to friends and family, and I would use them again in a heartbeat!

    I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

    Interactive Mortgage - mortgagelenders - Updated May 2026

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