Michael was amazing to work with while buying our first home. He was transparent, communicative, and incredibly patient with us throughout the entire process. As first-time homebuyers, we had a lot of questions, and he always took the time to explain everything clearly and keep us updated every step of the way. He made what could have been a stressful process feel smooth and manageable. We are so grateful for Michael and the entire team, and we're very glad we chose Coastal Pacific Lending! read more

We used Kelly Addison at Coastal Pacific and we couldn't have been more impressed. She was very professional and communicative. We had more than a few issues during this escrow (property, selling agent etc) and she reassured us it would all work out.....and it did. Very happy. Would use her again! Thanks Kelly! read more

Me and my family had a great experience working with Joel Gudino. He went above and beyond for us. Communication was consistent and clear, questions were always answered promptly, and the entire process was handled quickly and professionally. It never felt transactional--they truly cared about our best interests. We're very grateful and would absolutely recommend them. read more

Abe and his team did an amazing job! Not only on the loan side, but managing my families expectations. He was always quick to respond to any and all questions. Strategizing and working through different options was easy with Abe. I would highly recommend and will use Abe and Coastal Pacific Lending again! read more

Mauricio Bennett and his team went above and beyond to help find a bank that would refinances us in our special circumstance. We are so thankful that they didn't give up on us in this urgent need. read more

Mauricio is the most helpful, patient man I've ever done business with! We were not easy to work with but he made the deal happen and got us a great deal. I would refer anyone to Mauricio at PCL! read more

Outstanding Service: Highly Recommend Loan Officer Michael Gutierrez! I had the pleasure of working with Loan Officer Michael Gutierrez, and I highly recommend his exceptional service. From the start, his expertise and attention to detail were evident. He guided me through the loan options, always keeping me informed and addressing my concerns promptly. Michael's professionalism, accessibility, and problem-solving made the process smooth and stress-free. If you need a loan, I strongly recommend reaching out to Michael for outstanding service. He patiently walked me through each step, keeping me updated on the progress and alleviating any potential stress associated with securing a loan. His calm and reassuring approach made the process smooth and hassle-free. Also want to acknowledge Michael's exceptional problem-solving skills. We encountered a few unexpected hurdles, but his ability to guide me through them with ease and find solutions was truly impressive. leading to a successful loan approval. I am incredibly satisfied with his service and am eagerly looking forward to calling him back when it's time to refinance Thank you, Michael! read more

Just amazing!!! Julio and his team were very professional and made things happen fast. He made sure to get us pre approved and lock down the lowest possible rate. Julio and his team kept my family informed with all actions they took and when we had any questions, Julio was always available to answer them no matter how late we called. My family thanks Coastal Pacific Lending and HIGHLY recommends them. read more

Coastal Pacific Lending - Mortgage Lenders Near Me - Orange, California

We'll talk about great service other lenders playing games even though complicated self employed loan ABRAHAM is the man of the year closed on tine did what he said and even gave proper expectations From now on all my friends and family will have Abraham do their loan 5 STAR holler at your boy with my new loan Now I have more money $$ for happy hour by the beach and hang out with all those babes all Daaaayyyyyyyyy read more

I am happy with all services provided by Coastal Pacific Lending. We decided to contact Abraham about refinancing our home to pull out cash to pay off debt and finally renovate our home! I was contacted immediately and was kept well informed throughout the process. From beginning to end we were able to close escrow in under 30 days!!! Highly recommend this company to anyone looking to purchase or refinance their home. Their commitment to excellence is unparalleled. Thank you so much for helping my family reach our financial goals!!! read more

As a self-employed person I ran into quite a few challenges initially shopping for a loan for a home purchase. Zahami was a true pleasure to work with from the beginning. He helped guide me through all of the options for loans and really went to bat for me when it came to evidencing that I was a good candidate for a loan. He remained on top of the loan through every point and kept me informed of how things were going along the way. I couldn't have asked for better communication. Both my relator and I were incredibly impressed with how communicative he was to both of us. I highly recommend Zahami's services for anyone in the market to obtain a home loan or a refinance. I look forward to working with him in the future when it is time to refinance my own loan. I know I will be in good hands! read more

I just closed on my first home with Michael and I cannot say enough great things about our experience with him. We were kept in the loop every step of the way and our questions were always answered fully. I would recommend him to all of my friends and family!!! read more

I have completed a few refinance loans with Dylan and am always impressed! In fact, I could really tell the difference when I worked with another lender in another state and saw the additional effort Dylan put into his work and how he supports his customers. The other lender was not nearly as helpful as Dylan. They did not take the initiative to create efficient systems and processes like I experienced with Dylan. He always went the extra mile and did anything he could to make my process easy and as little time consuming as he could while also making sure he explained the process and any questions that I might have had. He was always quick to respond to any question or request I made. If you are looking for a partner in this process and want to find someone to make your job easier, then I highly recommend using Dylan for your financing needs. read more

Steve Brown and team were exceptional and the utmost professionals. First, Steve found us the lowest rates possible and even provided us with a credit. He was communicative throughout the process (e.g., pre qual, underwriting, closing) and extremely proactive, often communicating with other in the background to move our loan forward. Best of all, he was able to close our loan in under three weeks. I highly recommend giving Steve and team a try. You will not be disappointed. I will definitely be using them for all my lending needs. read more

We are so grateful for Abe and Jen helping us with our mortgage needs. This is the third time we have used them to either buy or refinance and they always deliver! We just closed on a second home and it closed on time and the process was extremely smooth! I can say with confidence that you will have a great experience working with Coastal Pacific Lending. Thank you Jen and Abe for all your help with loans all these years. Cheers until the next one =) read more

Refinancing is a pain. This is a fact. There's 8,000 lbs of paperwork, spread over a bunch of days, a million follow-ups, and of course, a LOT of waiting. But it wasn't like this at Pacific Coast Lending! Instead, there was minimal back and forth because Zahami was clear and upfront about what was needed. His team worked unbelievably fast, wrapping things up so efficiently even the independent notary that came to the house to finalize the paperwork was shocked. Every step of the way, I had confidence that things were being handled properly and with the level of urgency I wanted. You can't ask much more when money is on the line. read more

I added 5 more stars, so that's 10 starts for Julio. He is the best in the biz, as a Realtor I have worked with many many lenders and Julio is by far the very best. Professio al, knowledgeable, friendly, and gets the job done. A pleasure to work with. So grateful to get to close on my home purchase today with his help. Give him a call today!! read more

Tracy was quick to respond to my inquiry, then handled my less than conventional situation (business owner, 2nd home) beautifully! It was without hiccups and the least stressful home buying experience I've ever had. read more

Since I closed on my refinance in March, I have recommended Alex of Coastal Pacific Lending to many friends and family seeking home loans. I believe he is one of the best in the business for several reasons; he offers the best rates, makes the experience personal, and is extremely considerate. My wife and I shopped around, asking friends, neighbors (some of whom were also brokers), and other brokers about their rates and experiences. Hands down, Alex offered us the best rates around. Within days of closing, my previous broker emailed me (spam) for new "low rates" a full point higher than Alex's rates. Additionally, Alex shared his personal number with us, and was seemingly able to answer questions at any time of the day. He happily shared his "insider" perspective and we were even able to compare notes about the state of the industry. During our discussions he was understanding and patient. At one point, a few days before finalizing our contract, my wife and I decided that we weren't ready to refinance for personal reasons. Alex had every right to express disappointment or frustration - he had been working with us for a few weeks - but instead let us know that he would be around whenever we were ready to move forward. A few months later, he reached out to us again and we were able to finish what we had started. read more

Julio Gudiño at CPL treated us like family. Was always available if we had a question and made us feel comfortable in our refi process. He didn't pressure us into any decision and gave us options at every fork in the road. I highly recommend if you're looking for a hassle free, family experience. read more

I have been needing to refinance because I had a high interest rate from years ago but I have been dreading it because all of my previous experiences with financing or refinancing have been so time consuming and requiring so much paperwork and information. I was referred by a friend to Coastal and decided I needed to get it done finally. Abraham made it so easy. It got done quickly and with minimal effort. When it closed I was thinking, it can't be done. There are usually more headaches and delays and waits I needed to endure but NO! It funded and it was done! I honestly couldn't believe it. I am so happy that we did it and glad its done and over with and we are much better off financially now. I would highly recommend them to anyone needing a mortgage. read more

My agent, Jennifer Gudiño worked tirelessly on my loan. However, it wasn't your usual circumstances, for the but she pulled through and never gave up! read more

You will not find any better than Zahami Gracia and Coastal Pacific Lending! I am a first time home buyer. Not a fun thing to be in the current market. The entire process was intimidating. I had checked on prequalification with other lenders. And was left feeling undervalued to say the least. Then I was referred to Zahami, and I knew then I would soon have my first home. Zahami explains everything from A to Z. Zahami anticipates your needs and questions. He really focused on my particular needs. He is patient and kind. Professional and diligent. Zahami and the entire team at Coastal Pacific work carefully and fast. Zahami truly goes above and beyond for his client. My Escrow closed early! I cannot recommend Zahami and Coastal Pacific Lending more! read more

It was a pleasure working with Coastal Pacific Lending. Julio Gudino was an absolute professional and made the entire process easy and straight forward. I would definitely recommend them for any lending or refinance. read more

Loved the effort and constant updates of our long process of getting our home. My family are grateful and highly appreciated the effort Michael has put into this journey. read more

Coastal Pacific Lending made the home-buying process so smooth and easy. I had originally reached out months before I was seriously looking to get an idea of the market and my budget. Steve was so supportive and helpful. He never pressured me or made me feel bad for just having questions. When we officially started, he stayed on top of everything and made communication a priority. Any time I had a question, he was quick to respond or let me know that he had received it. The home-buying process can be difficult and uncertain, but it was clear we were in good hands from the beginning! Thank you, Steve and team!! read more

Can't tell you how amazing Julio and his team were at helping me with refinancing my home. With such competitive rates there really was no need to "shop around". Easy and straightforward. I even had a minor issue with my HOA providing documents and they stepped right to make sure everything was lined up to lock in the best rates. Would absolutely recommend ,and have, to everyone I know. read more

The best home buying experience ever!!! Jen and team are super easy to work with and are very good at communicating throughout the entire process. I will recommend CPL to everyone I know!! read more

Mauricio was a pleasure to work with and made refinancing our home incredibly easy. From start to finish, he kept us well informed of the process and made us feel comfortable with everything. I would highly recommend Coastal Pacific Lending. read more

They are very responsive and easy to work with! I would definitely use them next time.

Can't say enough about Alex Luzadre and his crew at Coastal Pacific Lending. They are fast, courteous and go above and beyond to ensure your experience is smooth and seamless. Alex personally reaches out to you, each step of the process, to keep you informed of what is happening and what is expected next. Their staff is extremely knowledgeable, with all types of mortgage needs, including VA, and quick to respond to any question you may have. I have worked with this company on 4 different occasions and would happy to do so again in the future. read more

The process with Coastal Pacific Lending is simple and straight forward and their team is extremely helpful! I have done multiple mortgages with them and will not hesitate to work with them in the future. First class operation! read more

If you need a Mortgage Broker, Alex Luzadre is your man! We just purchased our first home and stumbling across Alex to help us was one of the biggest blessings. Alex had our backs every step of the way and made the escrow process seem exceptionally smooth by constantly checking in and making sure no unwanted surprises came our way. Alex is nothing short of friendly and professional and we would recommend him to anyone and everyone. read more

Alex Luzadre at Coastal Pacific Lending was professional, communicative and an excellent problem solver. If you want someone who is smart and who will walk you through the stressful task of home ownership, Alex is your guy! I'm grateful I can now call myself a homeowner thanks to him! read more

I just closed escrow on my first home & I was referred to Coastal Pacific Lending through a friend of ours. My experience with the staff at Coastal Pacific Lending was a very enjoyable and personable one. Unlike the icy reception I received when making inquiries about mortgages at my local banking branches, I was met with great enthusiasm by Abraham and Katie - both of whom had a good understanding of the various questions I threw their way & gave me first hand knowledge of what to expect throughout the process. Even with a relatively short escrow period and a few unexpected obstacles along the way, I was very pleased by the promptness with which my loan was handled and personalized email correspondence I received, explaining the steps & various stages of escrow. I would happily recommend using Coastal Pacific Lending for your mortgage needs! read more

Excellent, fast service ... smoothest process ever! Abraham was awesome to work with!!

Abraham and his team were responsive, supportive, and available throughout our entire home buying process. We had a condensed time frame which made for a lot of back and forth emails/texts/calls. Despite this Abraham made the process as straightforward as possible. Would highly recommend Coastal Pacific Lending. And the rates /fees were very competitive. read more

We worked with Alex and his team and from day 1 he explained the process in detail so we would have all the information we needed. Alex is very knowledgeable and patient, he is always available to answer questions as well. We had a complicated loan process due to contract jobs and Alex helped us get through the process in a timely manner so we could purchase our dream home. If you want a lender that is knowledgeable and goes the extra mile for you I highly recommend this agency, you won't be disappointed. read more

Great service by my loan officer Zahami Gracia and his awesome team Cassie and Czarina. They helped close my refinance quick and smoothly with no delays. I really recommend anyone who is looking for a good loan and great service to use Coastal Pacific Lending Inc. read more

I just completed my second refinance with Zahami Gracia and Coastal Pacific Lending and I can't say enough about how great he is to work with!! Never did I have a moment go by with a question that went unanswered. Not only did he make sure I had any questions on concerns answered he broke everything down into terms that I could understand! Not many people value their customers the way that Coastal Pacific Lending does. I would highly recommend them to anyone I know. read more