Roll out the red carpet because the Moreira Team has made my cross-country move from Washington…read moreState to Georgia feel like a breeze! So there I was, almost settling for a 'meh' mortgage deal--$400K, 20% down, and a steep 7.45% interest rate. I decided to have a second opinion and Found Moreira Team with so many great reviews, so I decided to contact them. Enter Lucky, my mortgage matchmaker. Within half an hour (no joke!), he rang me back with a deal that had my jaw dropping: $470K approved, just 3.5% down, and a 6.75% interest rate! But wait, there's more: The team had a cherry on top: They referred me to a superb Realtor named Catherine, who gave me a grand tour of Georgia homes. From there, Taylor and Amanda whisked through the paperwork, ensuring everything was ready in two weeks. For a first-time homebuyer, they turned what could've been a daunting drama into a smooth, feel-good experience. I'm so happy I found them! So if you're in the market for a great mortgage team, look no further. This team is the best!

I found Moreira Team through all the reviews here, and they were right. From the time I first…read morereached out to them more than a year ago to when I finally found a house this year, they were communicative, responsive, and honest. They worked so fast to help me meet the seller's request for a more accelerated closing period, and throughout the process I always knew what was happening and what I needed to do next. Highly recommend them.

Shandy, Valerie, Susan and everyone at Benchmark were wonderful during our mortgage process. They…read morewere patient, professional and v ry helpful. I highly recommend these guys to handle any of your mortgage needs!!

Wonderful experience using Benchmark Mortgage- seamless process from start to finish! We needed to…read moresell our home to purchase our new one so we had same day back to back closings that went so smoothly I had to pinch myself. Susan and her team are knowledgable, professional, provide exceptional customer service, but most importantly they care about you. They kept us up to date on every aspect and were always available to answer any questions. I would recommend them to first time home buyers, seasoned buyers, or anyone needing to refinance.

After reviewing a number of other loan provider options I decided to select Scott Shapiro. The…read moreinterest rates Regions was providing were good, but I went with Scott because he very quickly understood what I was looking for in a loan and was able to come back and answer questions regarding my special circumstances. He provided several clear/straightforward options that made my decision much less stressful. He was always detailed in his work, and he followed up himself on ensuring that all documents needed were provided. I would certainly recommend him as an option to anyone looking for a loan, he is very much on top of his game and extremely efficient.

In March 2014 we were in the process of building a home in Milton, GA, and we got a mortgage…read morepre-approval from Scott Shapiro at Regions Bank in Woodstock. It was a quick, two day process that was required by the home's builder to assure them we could afford the new home. Soon after the pre-approval we were lured into working with another mortgage broker by our real estate agent. The new mortgage broker and company (who will remain nameless) took all of our paperwork and presumably began the mortgage process for a closing four months later in mid July. Fast forward to the day before our four-month-scheduled closing date and the broker calls saying that they don't have the appraisal back and we won't be able to close as promised. Little did I know at that point that the appraisal, which was approved over a week later, was the least of my worries. Did I mention that our mover was ready to deliver our cross country household items the day after the scheduled closing? Everything had to go into storage... I was mad as a hornet, and three days after the scheduled closing the broker offered to pay for our storage in transit, and when asked if I should be considering another mortgage company he said, "I would". That's when I called Regions Bank and "Superman", aka Scott Shapiro. Scott had remained in touch since March, and really wanted our business. He said that if he received our paperwork and loan app he would get the pre-approval again. If that went well he would try to settle in three weeks. We were excited to have the word "hope" back in our vocabulary. Mr. Shapiro communicated with us regularly about our loan's processing status, and while the other guys were continuing to dilly dally processing the loan Scott became more and more confident that Regions could settle in only two weeks. What I learned in this process is that post-2008 meltdown it is critically important that you create and maintain a close relationship with your mortgage broker/contact. It is even more important that your mortgage broker/contact has a lot of experience and is tight with his/her processors to facilitate an expeditious approval. Also, while working with brokers is not necessarily a bad thing, we found that working with a direct lender like Regions made all the difference. Well, nine working days after we submitted our loan package to Scott "Superman" Shapiro and the mortgage professionals at Regions Bank the loan was fully approved. We closed the next day, on August 8th, ten days from start to finish. Truly amazing!!! The first company made our mortgage process a gut wrenching ordeal, and Scott truly saved the day. I can't say enough about Scott Shapiro, his professionalism, how accountable he is, how well he communicates and how he can execute a plan. His skills are truly exceptional, and I would recommend him and Regions Bank to ANYONE looking for a home loan.

Deborah Mitchell, is knowledgeable , Professional and a great communicator. Ms. Mitchell has…read morehelped me twice with my mortgage needs. I would refer her to anyone in need of obtaining financing. Dynasty financial is a giant in the industry and I will continue to do business with her firm. Thanks so much! K. McNair

From the owner: Dynasty Financial Consulting has a dynamic team that helped us every step of the way. They answered…read moreall of our questions and gave us all of the information we needed. Deborah responds to all our questions in a timely manner along with being transparent while operating with integrity. Thanks again for helping us obtain the American Dream of homeownership.

Complete scam artist!! Never closed, kept asking for extensions. Excuses after excuses. Very bad to…read moredeal with. Beware home buyers!!! We are now seeking legal action.

This company scammed me and have a years worth of my financials. It's very scary to think that…read morethere are people out there like this. I was approved on my loan in April and still no close. No contact either. Stay away this is a scam, now I'm out 3,500 and in the place renting back with no loan. This is awful. Beware.

We bought an investment property in GA with James in 2018 and sold it in 2022. He was also our…read moreproperty manager during that time. He came recommended to us by a friend who had also bought investment properties with him and our purchase and subsequent sale was smooth. He found us a buyer while it was still tenant occupied. During the 4 years we held the property, and compared with other property managers, we didn't feel that his services were worth his fee. We opted for the hybrid fee model yet we ended up doing most of the communicating with the HOA and the renter ourselves. At the end of the day, his relationships are with the sales people of the builders, and once they transition to the community's HOA, James had no contacts and just told us to handle ourselves. We felt that we should've gotten higher rent for the property and better tenants. The first tenant he found wanted to break the lease and James didn't really know how to handle that other than to talk to the tenant. As a lawyer myself and from experience, I knew how to take legal action and drafted the proper paperwork myself. The second tenant he found was fine except he kept contacting me directly because he said James wasn't handling his concerns. Tenant eventually asked me to just renew his lease without James because it was easier that way. Since neither landlord nor tenant felt properly taken care of, we just decided to offload the property and exit the GA market altogether. Chalk it up to lesson learned and to stick to the market that we know personally. Furthermore, he left my phone # on GA public records even after our sale so I get calls and letters weekly from GA flippers looking to buy the property we no longer own. Fun. Lastly, he kept asking me to write a positive review for him on BiggerPockets while he had only just started managing our property. Didn't make sense to me as his job had only just begun and anything could still happen (and did). So I'm now writing an honest and non-emotional review 5 yrs later to present the full set of facts. Cross-posted on Zillow and Google.

I have worked with James on many occasions and he always exceeded my expectations…read more His expertise and knowledge of the market is second to none He helped me to buy several rental properties and find great tenants for it. Recently he helped me to refinance my home as well as James also owns a mortgage company. James had everything done extremely fast and we closed in 2 weeks. The one things I really like about James and the reason he is the one who manages my rental properties is that he has extensive experience and an extremely thorough tenant screening process related to income and credit qualifications, This enables him to find good reliable tenants. All my tenants that James worked with speak highly of him as well. I recommend James for any of your real estate needs including financing.

Lee was down to earth and super helpful. From the very start he seemed like he was here to help me…read morefigure it all out, whether or not I chose to go with Northpoint Mortgage. I was offered a slightly lower interest rate through Wells Fargo, but they were the worst at communication - couldn't remember my name, couldn't remember account information I had already given them twice, couldn't get a form emailed to me for 2 days that kept me from locking in a low interest rate they had offered me. I also hear that WF tends to mess up appraisal dates and mess up closing on time for various reasons. Northpoint Mortgage gave me confidence that none of those negative things would happen if I went with them. Every time I communicated with Lee it felt personal, professional, and gave me the utmost confidence in his ability to get me closed with no problems. To me it was totally worth the extra 0.165% on the interest rate to make sure my house closed on time and to have it handled with the personal courtesies & professional attention to detail that Northpoint offers. My closing went smoothly and I'm glad I went with Northpoint. The saying goes, "you get what you pay for" - and in matters as important as closing on your home, go with the BETTER mortgage lender (whose rates are also good compared to other mortgage lenders).

We couldn't be happier with the loan process at Northpoint Mortgage. Paul Howard was our loan…read moreofficer and exceeded our expectations. He came highly recommended by our realtor and now we know why. He worked quickly to get the loan ready for our home closing. If you're buying a home, call Paul!

Matthew made what would seem like a stressful process very easy and smoothly! Answered every…read morequestion I had, and was always available whenever I needed anything!

From the owner: At Homestar, we control every aspect of the loan process with in-house processing, underwriting,…read moreclosing, and funding of each mortgage transaction. Having an in-house team separates Homestar from other mortgage companies because it is easier for Homestar mortgage lenders to communicate quickly and effectively with every department needed to close a transaction. This is not an offer to enter into an agreement or a commitment to lend. Not all customers will qualify. Certain other restrictions may apply. HFC is not affiliated with any government entity. NMLS ID #1424771 GA #48568 HFC NMLS #70864 Georgia Residential Mortgage Licensee #17368.

Great service and very professional! Thanks for helping me and my family build generational wealth!read more

From the owner: Sphynx Financial specializes in financing for investors seeking to purchase or refinance their fix…read more& flip, long term rentals or commercial real estate property. With over 130 lenders to choose from and financing capabilities within 45 states, we have the products, programs, rates, and customer service you're looking for to expand your portfolio and your business. Call us today! Let's get Started! "Proudly Serving Your RE Financing Needs"

If you're looking for a realtor, then look no further than Tanya. She's honest, reliable, and…read moreexperienced. She reached out to my husband after he inquired about a house on Zillow, and we are so thankful she did! We viewed several properties via her website and was able to favorite ones we liked. From there, we just reached out to Tanya to view a few of the properties. She asked ALL of the appropriate questions when we looked at new builds ....questions that my husband and I had no clue to even ask had she not been present. It was evident at that time that she knew what she was talking about. Any time we wanted to view another house, she willingly scheduled a time with us. In addition, she thoroughly explained the home buying process to us and explained terms we did not understand. She was also readily available via phone when we reached out to her! I'm huge on good customer service, and Tanya gives you more than that. She recommended her lender who gave us a better offer than the lenders we reached out to! Tanya helped us find THE perfect home! We closed a few days ago and are thrilled. Our experience as first time homeowners was smooth, and we have our wonderful realtor to thank for that. Seriously, CHOOSE TANYA! You'll love her!

Tanya reached out to me after inquiring about a property via the Realtor.com app. My wife and I…read morewere looking for a home in Powder Springs. After describing to her what we were looking for in a home, she began to send us properties that matched exactly those descriptions we gave her. One of the great qualities of Tanya Jones is that she LISTENS! She's honest and does not rush you into making the sale. My wife and I were blown away from the expertise and knowledge that Tanya showed when we went on our first property viewing with her. She asked the listing agent of the property questions that we would not have known to ask in the first place! When my wife and I found our home, she did a great job with negotiating with the seller and got us a fantastic deal with closing costs! Tanya even recommended to us a lender that gave us a better loan than the lender we were originally planning to use! With that being said, Tanya is a seasoned veteran in the real estate industry. There are many realtors in the Atlanta area. However, there are few real estate agents that have her level of knowledge/expertise. Also, Tanya has relationships with other sources that will benefit you. Definitely choose Tanya Jones as your real estate agent!