The entire process was laborious but understandable with the number of crooks and scams going on in…read morethis country information given to me was to the point and timely. Amerisave supporting cast paid attention to detail and performed well. Thanks for your efforts.

My experience with AmeriSave involved a loan process that took approximately 90 days, and my main…read moreconcerns were the changes in discount points, the clarity of the pricing disclosures, and the length of the overall process. When I initially proceeded with the loan, the June 30, 2026 Loan Estimate showed 2.473% in discount points, or approximately $2,329, along with a $500 lock fee. I proceeded based on that pricing. During the process, the discount points later increased to 4.032%, or approximately $4,011.93. After I raised a complaint about the change, the points were subsequently reduced to 3.597%, or $3,578.60, on the final September 23, 2026 Closing Disclosure. While I appreciated the subsequent reduction, the final points were still approximately $1,249.60 higher than the points reflected in the original June 30 disclosure. My primary concern was not simply that the loan terms changed during the process, but that I did not receive a clear explanation of why the discount points changed so significantly. I also did not have a clear understanding, when I paid the $500 lock fee, of the conditions governing how the fee would be treated if the loan pricing or terms subsequently changed. The approximately 90-day processing time also made the experience more difficult, particularly because the pricing changed during the process. I recommend that prospective borrowers carefully review each Loan Estimate and Closing Disclosure, ask for written explanations of any changes in points or fees, and make sure they fully understand the terms associated with any lock fee before proceeding. This review reflects my personal experience and the loan documents I received during the transaction.

Buying a house can be very stressful or pleasant. Mister Soern made sure my experience was very…read moresmooth as much as possible. He took the time, patiently, explaining the whole process -and it is a big one- but soo worth it!! With his explanatory emails and phone calls advising step by step what was about to occur and anticipating on what and how is it done the entire application and whole documentation needed, helped me with anxiety and deal with it getting things done correctly and timely. I would DEFINITELY referral him to friends, family and whoever would like to buy a house.

We were looking to refinance our home in Roswell. We got quotes from about 3 other companies and…read moreDamian with Assurance Financial was the best overall. Damian listens to you and is not high pressure at all. He was very quick to respond to any questions and got us a good rate and we settled with 30 days. Damian was also able to get the appraisal waived! I highly recommend Damian and Assurance Financial.

Michael and his team was and is OUTSTANDING, I will be forever thankful to the team for making my…read moredreams of home ownership come true. If you are planning on buy to a home don't second guess yourself Michael and his team is the place for you.

Amy is the GOAT. She is informative, collaborative, and has strong communication, so you know…read morewhat's happening every step of the way. There is teamwork, and the team Amy has is bar none the best of the best. Amy has some much time, experience, and wisdom, so she takes the stress out of buying a home, and providing all the right options for ownership. We've used Amy multiple times, and that will continue, as long as Amy is working in this industry.

I love this banking institution! All the employees have provided great service to me. The tellers…read moreinside the credit union (real courteous people!) are professional and efficient. I don't write many checks, so I'm extremely pleased that the tellers will print out checks for me for free.

Patience is a virtue with NFCU as they are making darn sure the Social Distancing mandates are met…read moreto a T. Only three customers are allowed inside the branch at a time. The intake process consists of your name being added to the Wait List, what type of vehicle you are driving & that you wait accordingly until it's your time to go inside the branch. Edwin the Doorkeeper was friendly, attentive & welcoming as he navigated the long line of customers. As a whole, the customer service is quick (once inside) & efficient across the board. They have complimentary Hand Sanitizer & Facemasks on deck.

I inherited our family home and needed to get a cash-out re-fi. Paul made the process easy &…read moreaffordable. 1) as I was grieving and not looking forward to the bureaucracy, he and his team made everything simple. This gave me a lot of trust in their work. They only asked me what was necessary and worked quickly. 2) He locked me in at a great interest rate when another company was trying to convince me the rates were going up so I had to deal with an over 4% interest rate! Paul proved them wrong. 3) They are still available to answer questions or connect me with folks that can help (ie, shopping for insurance, or understanding mail) Thanks Paul & Ainsley

My husband and I are so glad we found Paul! We took lender recommendations from our Realtor, as…read morewell as, searched Google and Yelp and shopped around for rates. Paul was able to beat the best rate considerably. As first time homebuyers, we were a nervous about the financing process, but Paul made it incredibly smooth. He walked us through all of the documentation we would need, was very organized and responded to all communication quickly. With how competitive the market is right now, we felt it was vital to work with a lender that could move quickly and ensure the closing process wasn't delayed, and for that reason, we would highly recommend working with Paul.

I can't thank Angel oak team enough for their outstanding performance helping me purchase my house…read morein Tampa, FL. From start to finish, the entire team were on top of their game! Robert and Evan are both extremely dedicated, highly knowledgeable, and honest. Robert was my loan officer. From the initial conversation, he will gather all the information needed to ensure that you are eligible before running your credit. Pulling up my credit was last step before pre-approval letter. Throughout the process, both Robert and Evan truly amazed me with their super fast responses to emails and text messages. The turn around from underwriter was extremely impressive too! This is the most efficient team I have ever seen, amazingly super productive. I was cleared to close in no time! The realtor and title company were all very impressed as well with how fast it was. I was able to change closing day to a week earlier :) I highly recommend them and will pass it along to anyone I know. If you're looking to apply for a mortgage, this is the DREAM TEAM!

Horrible. Thought they gave us a rate lock, got to the wnd thats when they said they didnt check a…read morebox in the corner, jumpes the interest from 5.5 to 8%. Like GTFOH. I wish i would have read their reviews before hand. They are unscupulous. We tried to buy a cabin in the woods. Because I have rental properties, they tried to classify the properties as investments, and Chris Philman was soo unbelievably rude (and i believe racist), in saying "you can go somewhere else, Lisa" Sooo rude. Hate this company, because they wasted our time for 6 weeks. I tell everyone now to read reviews thoroughly.

Roll out the red carpet because the Moreira Team has made my cross-country move from Washington…read moreState to Georgia feel like a breeze! So there I was, almost settling for a 'meh' mortgage deal--$400K, 20% down, and a steep 7.45% interest rate. I decided to have a second opinion and Found Moreira Team with so many great reviews, so I decided to contact them. Enter Lucky, my mortgage matchmaker. Within half an hour (no joke!), he rang me back with a deal that had my jaw dropping: $470K approved, just 3.5% down, and a 6.75% interest rate! But wait, there's more: The team had a cherry on top: They referred me to a superb Realtor named Catherine, who gave me a grand tour of Georgia homes. From there, Taylor and Amanda whisked through the paperwork, ensuring everything was ready in two weeks. For a first-time homebuyer, they turned what could've been a daunting drama into a smooth, feel-good experience. I'm so happy I found them! So if you're in the market for a great mortgage team, look no further. This team is the best!

I found Moreira Team through all the reviews here, and they were right. From the time I first…read morereached out to them more than a year ago to when I finally found a house this year, they were communicative, responsive, and honest. They worked so fast to help me meet the seller's request for a more accelerated closing period, and throughout the process I always knew what was happening and what I needed to do next. Highly recommend them.

If you want a mortgage broker who will be right by your side through the entire process, you should…read morecontact Nicole Ward. I worked with Nicole throughout 2016 through several offers on properties that I was outbid on. She did not lose patience with me and continued to stay on top of things throughout the process until we had a home under contract and closed. Not only is she super-responsive, she is also extremely knowledgeable about her field. Looking forward to working with her again on the next one! Thank you Nicole!

Nicole has been instrumental in all my mortgages and refi's. She has guided my every step and I…read morehave wholeheartedly relied on her for everything. She is intelligent, acts with urgency, has great follow-up and I could not image ever using anyone else to be my mortgage partner. Thanks for all the great service Nicole, you are appreciated. Lori Perrotti

I am very lucky to have Will Clanton here in Atlanta as my account manager. My whole family uses…read morehim, and he's awesome! Previously was at Fidelity, and they sucked. They totally didn't respond, the account manager changed without any information to us about a new account manager, no help, reps who were not well trained, and everything was an extended ordeal. But if you're in Atlanta, use Will Clanton at the Sandy Springs branch. You will not be sorry. I love Charles Schwab. I think they're very helpful and much more knowledgeable than anybody at Fidelity, and they're on the ball. Feels like a small company rather than a huge corporation. Five stars for my experience with them.

From the owner: Chuck Schwab started a stock brokerage company with a simple question: isn't there a better way?…read moreThat question led to the establishment of a new kind of investment firm - with a more contemporary approach to wealth management based on a set of core values and beliefs, not just profits and losses. These core beliefs have led to 40+ years of serving clients, innovating on their behalf, and developing brokerage products and financial services that put them - not us - first. At Schwab, we offer a wide range of wealth management services, personalized financial advising and retirement planning, and expert investment research, as well as a number of complimentary workshops covering everything from investing essentials to complex trading strategies. Brokerage Products: Not FDIC Insured - No Bank Guarantee - May Lose Value