1. Assurance Financial

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Atlanta, GA

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Assurance Financial

4.9 (32 reviews)
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Damian C.

Haley- Congrats on your new home! We are grateful for your business.

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Ask the Community - Assurance Financial

Do you offer construction loans?

Yes we offer both construction and renovation loans. do you need one? What is the after completion value?

Do you do refinances?

Yes! We offer both cash out and rate and term. Depending on your goals; do you want to consolidate debt, pay for home remodeling or reduce your payment?

Don’t See Your Question? Ask Away!

Review Highlights - Assurance Financial

“We got quotes from about 3 other companies and Damian with Assurance Financial was the best overall.”

Mentioned in 28 reviews

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AmeriSave Mortgage

AmeriSave Mortgage

(262 reviews)

The entire process was laborious but understandable with the number of crooks and scams going on in…read morethis country information given to me was to the point and timely. Amerisave supporting cast paid attention to detail and performed well. Thanks for your efforts.

My experience with AmeriSave involved a loan process that took approximately 90 days, and my main…read moreconcerns were the changes in discount points, the clarity of the pricing disclosures, and the length of the overall process. When I initially proceeded with the loan, the June 30, 2026 Loan Estimate showed 2.473% in discount points, or approximately $2,329, along with a $500 lock fee. I proceeded based on that pricing. During the process, the discount points later increased to 4.032%, or approximately $4,011.93. After I raised a complaint about the change, the points were subsequently reduced to 3.597%, or $3,578.60, on the final September 23, 2026 Closing Disclosure. While I appreciated the subsequent reduction, the final points were still approximately $1,249.60 higher than the points reflected in the original June 30 disclosure. My primary concern was not simply that the loan terms changed during the process, but that I did not receive a clear explanation of why the discount points changed so significantly. I also did not have a clear understanding, when I paid the $500 lock fee, of the conditions governing how the fee would be treated if the loan pricing or terms subsequently changed. The approximately 90-day processing time also made the experience more difficult, particularly because the pricing changed during the process. I recommend that prospective borrowers carefully review each Loan Estimate and Closing Disclosure, ask for written explanations of any changes in points or fees, and make sure they fully understand the terms associated with any lock fee before proceeding. This review reflects my personal experience and the loan documents I received during the transaction.

​Angel Oak Mortgage Solutions

​Angel Oak Mortgage Solutions

(2 reviews)

I can't thank Angel oak team enough for their outstanding performance helping me purchase my house…read morein Tampa, FL. From start to finish, the entire team were on top of their game! Robert and Evan are both extremely dedicated, highly knowledgeable, and honest. Robert was my loan officer. From the initial conversation, he will gather all the information needed to ensure that you are eligible before running your credit. Pulling up my credit was last step before pre-approval letter. Throughout the process, both Robert and Evan truly amazed me with their super fast responses to emails and text messages. The turn around from underwriter was extremely impressive too! This is the most efficient team I have ever seen, amazingly super productive. I was cleared to close in no time! The realtor and title company were all very impressed as well with how fast it was. I was able to change closing day to a week earlier :) I highly recommend them and will pass it along to anyone I know. If you're looking to apply for a mortgage, this is the DREAM TEAM!

Horrible. Thought they gave us a rate lock, got to the wnd thats when they said they didnt check a…read morebox in the corner, jumpes the interest from 5.5 to 8%. Like GTFOH. I wish i would have read their reviews before hand. They are unscupulous. We tried to buy a cabin in the woods. Because I have rental properties, they tried to classify the properties as investments, and Chris Philman was soo unbelievably rude (and i believe racist), in saying "you can go somewhere else, Lisa" Sooo rude. Hate this company, because they wasted our time for 6 weeks. I tell everyone now to read reviews thoroughly.

Moreira Team | MortgageRight - Loans Image

Moreira Team | MortgageRight

(24 reviews)

Midtown

Roll out the red carpet because the Moreira Team has made my cross-country move from Washington…read moreState to Georgia feel like a breeze! So there I was, almost settling for a 'meh' mortgage deal--$400K, 20% down, and a steep 7.45% interest rate. I decided to have a second opinion and Found Moreira Team with so many great reviews, so I decided to contact them. Enter Lucky, my mortgage matchmaker. Within half an hour (no joke!), he rang me back with a deal that had my jaw dropping: $470K approved, just 3.5% down, and a 6.75% interest rate! But wait, there's more: The team had a cherry on top: They referred me to a superb Realtor named Catherine, who gave me a grand tour of Georgia homes. From there, Taylor and Amanda whisked through the paperwork, ensuring everything was ready in two weeks. For a first-time homebuyer, they turned what could've been a daunting drama into a smooth, feel-good experience. I'm so happy I found them! So if you're in the market for a great mortgage team, look no further. This team is the best!

I found Moreira Team through all the reviews here, and they were right. From the time I first…read morereached out to them more than a year ago to when I finally found a house this year, they were communicative, responsive, and honest. They worked so fast to help me meet the seller's request for a more accelerated closing period, and throughout the process I always knew what was happening and what I needed to do next. Highly recommend them.

Assurance Financial - mortgagelenders - Updated October 2026

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