Patricia was great to me and my family! She went above and beyond and helped us with our loan…read moreprocess for our home. She did everything in her power make it happen!Highly recommend her!

helped us refinance, would work with her again. She contacts us when rates go down and works with…read moreuse to get everything ready to re-finance, have saved thousands of dollars with her help.

Pretty awful mortgage company. As a realtor, I expect proper communication as it's often the most…read morevital element in all parts of a transaction. Joel Gonzalez was the officer at Efinity and he reached out to me ONCE during the entire transaction. Actually twice, with the first time being to send me marketing crap that I never subscribed to. I had to reach out when issues were abound and then after that, crickets. Completely unacceptable. When you have so many options to use as a lender, i highly recommend to choose anyone but Efinity.

I am currently experiencing the same lack of service, very similar to another reviewer. I've never…read moreseen a lender as the cause for a deal to fall apart but Tory spends more time on excuses than working on my transaction. We had ~45 day escrow and we've not only missed our closing date but he can't provide any realistic guidance on when he might wrap up his part of the deal and allow us a new closing date. Total lack of urgency and consideration for other people's lives. Allow your office to help if you're having issues. Don't make that your clients problem! Never again with Efinity Mortgage. Don't spend your time, money, or frustration here.

Upstanding! Texas gentlemen. These guys are trustworthy and down-home. I've known them for years…read moreand watched their business grow, mostly by word of mouth because of all their happy customers. I stopped into the office today and was really impressed with their taste and professionalism. I would highly reccomend using them.

I have loaned a good amount of money to this company over the years. Currently, both investments I…read morehave with them are delinquent. One of them bankruptcy was filed on. I have not received a payment of any kind on it for over 6 months now. The other one was due to be paid back to me in a full balloon payment last month. I have still not received that one either. I don't feel like this company operates fairly or honestly. I tried to negotiate fairly with them and was hung up on. This company COST me way more than it ever made me!! Investors BEWARE!!!

This is an unbiased and honest review. I have been associated with First Funding as an investor…read morefor the past 2 years. Although I am much younger and relatively inexperienced when it comes to investing compared to the rest of their clientele, i have never felt as though I was inferior or "talked down to" by anyone at First Funding. There have been several occasions where I would go in and speak with Mr. Gumm about investments, real estate, etc.for 30-40 minutes at a stretch. Not once did he ever cut short our conversations or dismiss me in a rude manner, although he certainly had every right to since it was I who was constantly taking up his valuable time. Instead, he as well as the other members of the company have always treated me with respect and have provided honest feedback and responses to my queries, which I wholeheartedly appreciate. I have also never felt though as though i was cheated or duped in any of the investments that I have participated in and have always been notified each month as soon as the checks were ready for pickup. Mr. Gumm and his colleagues at First Funding have demonstrated to me that they are not only outstanding professionals, but more importantly, are upstanding individuals.

We just wrapped up our fourth mortgage with Mark Raskin and his team. Zero complaints and you won't…read morefind anyone that won't work harder than they will.

I worked directly with Mark Raskin as a first-time homebuyer, and unfortunately my experience was…read morevery disappointing. The most frustrating part was not my credit score itself, but the lack of proactive guidance. Before my mortgage application, I believed my credit score was much higher than it actually was. Once my credit was pulled, it became clear that there was a significant gap between my expectations and reality. However, I was never proactively informed about the situation, its impact on my mortgage options, or potential remedies that might have been available. I later learned about rapid rescore through my own research rather than from my lender. Given my credit profile, this was something I believe should at least have been discussed. Instead, I remained unaware of important information that could have affected my decisions during a very time-sensitive period. When I later reached out with questions, I did not feel supported or educated as a first-time borrower. Conversations often felt rushed and dismissive, and I was repeatedly told that I could simply refinance later. While refinancing may be an option in the future, it is not free, effortless, or a substitute for helping borrowers understand all available options before closing. As a first-time homebuyer, I expected more proactive communication, guidance, and attention to detail. Unfortunately, that was not my experience.

they do NOT have a customer service 24 hrs only Monday thru Friday 8 to 5 this is awful when there…read moreis issue with cards and extremely aggravating when there is card issue..

My husband and I just bought our first home and Tanya made miracles happen! She legit got us closed…read morein less than 3 weeks!! The builder gave a date and if we would've passed it we could've been dropped out of the contract. She rushed the appraisal, she stayed on top of the bank, she got us incentives close to that which the builder was offering and saved us money!! We were able to come out of closing under what we budgeted. She also explained everything every step of the way. She and Rosemary (our realtor) are a dream team.

Me and my fiance would recommend anyone looking for a home loan to work with Caltex Funding. We had…read morethe pleasure to work with Chuck Murphy and his team, it was a roller coaster ride but Chuck never gave up and leads us all the way to the end on closing our first home. He worked with us on bringing our credit up and showing different steps to get us the right loan at a great rate. He's upfront and ready to answer any to all of your questions if needed. Like we said we will recommend them to friends and family. Give them a call.

TLDR: The Tuttle Group utterly astounded us with an effortless, friendly, speedy, and (believe it…read moreor not) FUN refinance as self-employed individuals when no one else wanted to help. We decided to refinance our home to make some improvements and clear out some high-interest debt. We assumed (erroneously) that our credit union, which had held the current mortgage for 15 years plus our bank accounts and car notes, and a flawless history of payments with them, would have no trouble refinancing us, even though we are now self-employed, and making 3x what we made when they initially approved us. ***WRONG!!!*** After literally MONTHS of asking for documents, changing rates, long delays waiting for info from underwriting, and unanswered questions, we finally abandoned them in search of unconventional financing routes. We looked specifically for brokers in the area who specialize in self-employed people, and found a few. Some seemed a bit "green," some sounded less than friendly or just weren't interested in a smaller refi. But Tatiana with the Tuttle Group was super friendly when she reached out, and helped us arrange a video consultation with Andy Tuttle, the wizard of the Tuttle Group. During the 30 minutes that Andy spoke with us, it was like a crash course in financial planning. Everything he said made so much sense, and we learned more about mortgage refinancing than MONTHS of online research and questions we had asked to our credit union. Andy was up-front and told us that our best option might, indeed, be to go with the offer our credit union had finally extended, and that he might not be able to beat it. Still, he took the time to explain how refinancing in this "terrible Fed-rate" era could be financially advantageous to us, and told us to check once more with our credit union to see their final terms and if they were still locked in. I was astounded that he would take that kind of time to talk to a customer he likely wouldn't get any money from. We decided to proceed with the Tuttle Group, even if they couldn't offer us a better rate, simply because it was a PLEASURE dealing with them, they treated us like family, and everything Andy said made such good sense. Throughout the 2-ish weeks that ensued, their awesome mortgage gal Annie checked in with us regularly to make sure all our questions were answered. They seemingly required FAR less documentation than anyone else. But their stated tactic was to present a perfect, iron-clad package to underwriting up-front, so that there would be an instant approval and there wouldn't be a need for further questions or documentation. (Imagine that???) In what seemed like the blink of an eye, we were approved and ushered through closing. We simply could not be more impressed with the Tuttle Group. We've helped numerous friends and family through the mortgage process, and it's always like being put through a medieval torture device. This is the first time getting approved and closing was a PLEASURE. We NEVER had to contact them for questions, because they were always checking in to make sure all ours were answered. They were super friendly, familiar, informal-yet-professional, and we always felt like they had our backs and had everything under control. We actually looked forward to their calls and emails...imagine that??? Even though were were looking for a silly, small refinance and shouldn't have been worth their time, we felt like we had called up a dear family member who gave us the "hook up" our situation clearly didn't warrant. Astounded. Impressed. Thrilled. Grateful. These are some of the things we feel after our experience with the Tuttle Group. And I have absolutely no doubt your experience will leave you feeling the same.

I was referred to The Tuttle group by my friend and realtor that also had a good experience…read more Everyone at the Tuttle group made me feel comfortable and put my mind at ease. They made this experience less stressful and was very informative. They were so kind always checking on me via email or phone during the whole process. Even after I've purchased my home they have still called to see how the move went and if there was anything they could help me with. Thanks to all the staff at The Tuttle group I really appreciate you all. Many blessings :-)

They dont have a drive thru if you are crippled forget Happy Bank in midcities…read moreYou have to go up steps and walk around to get inside bank. Not good for handicap

I've banked with Happy State for 12 years. We're from the Texas Panhandle and when we moved to DFW…read morewe were Happy to see we wouldn't have to change banks. Hometown feel in the big city is awesome!