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    Caltex Funding

    5.0 (3 reviews)
    Closed 8:30 am - 4:30 pm

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    Services - Caltex Funding

    Mortgage services

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    Highlands Residential Mortgage Co - John Kasperbauer, Branch Manager

    Highlands Residential Mortgage Co

    (2 reviews)

    When Highlands Residential Mortgage hired Linda Mister, boy did they do a good thing. She's one…read moreprofessional that has my business for as long as we are in Texas. Doesn't get any better than Linda Mister and her dynamic team of working professionals. We came to Linda Mister-Owens on a referral from our trusted Realtor (see separate review). She said "Call Linda. In all the 2+ years I've known her, if she says she can do the loan, she delivers 100% of the time." That was all that we needed. We called her, gave her our scenario, and she told us she could do the loan. Our home contract had gone belly up when our previous lender had missed our closing date on December 9th. Linda and her incredibly experienced team worked diligently to get us in the home in record time. They even had roadblock after roadblock with the previous lender, including ethical issues that Linda coached us through. And she still managed to close on our house 10 days later. I still don't know how she did it, but she pulled out all the stops and made it happen, with the primary goal of getting our family in the house in time for Christmas. A wonderful group, and seriously, the best Loan Officer EVER. She completely has our loyalty! THE GOOD (Not all inclusive) Very quick response time Incredibly experienced Has Underwriter experience, so knows exactly how to package your loan for the UW Digital documents (via Docusign) Cares about her customers (as does the whole team) Large team = always covered when anyone is out of the office A trusted advisor Loan types: FHA, VA, CONVENTIONAL, JUMBO, USDA, BOND LOANS, TEXAS VET and many others All types of refinances, home improvement loans, etc. THE BAD (NONE!)

    John and Kelly mad our mortgage buying process so easy. When we got to closing there was no…read moresurprises Thank you

    First Funding

    First Funding

    (2 reviews)

    I have loaned a good amount of money to this company over the years. Currently, both investments I…read morehave with them are delinquent. One of them bankruptcy was filed on. I have not received a payment of any kind on it for over 6 months now. The other one was due to be paid back to me in a full balloon payment last month. I have still not received that one either. I don't feel like this company operates fairly or honestly. I tried to negotiate fairly with them and was hung up on. This company COST me way more than it ever made me!! Investors BEWARE!!!

    This is an unbiased and honest review. I have been associated with First Funding as an investor…read morefor the past 2 years. Although I am much younger and relatively inexperienced when it comes to investing compared to the rest of their clientele, i have never felt as though I was inferior or "talked down to" by anyone at First Funding. There have been several occasions where I would go in and speak with Mr. Gumm about investments, real estate, etc.for 30-40 minutes at a stretch. Not once did he ever cut short our conversations or dismiss me in a rude manner, although he certainly had every right to since it was I who was constantly taking up his valuable time. Instead, he as well as the other members of the company have always treated me with respect and have provided honest feedback and responses to my queries, which I wholeheartedly appreciate. I have also never felt though as though i was cheated or duped in any of the investments that I have participated in and have always been notified each month as soon as the checks were ready for pickup. Mr. Gumm and his colleagues at First Funding have demonstrated to me that they are not only outstanding professionals, but more importantly, are upstanding individuals.

    Caltex Funding - mortgagelenders - Updated May 2026

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