I started shopping mortgage rates on Saturday, calling all mortgage loan officers with excellent…read morereviews. Not so many loan officers are available during weekends but Dan Chapman's office was open. On Monday I got several rates from different mortgage officers, but Dan was able to lock down the best rate (3.0 no points) for me. For free. Later it appeared to be the best rate I could have had during the last six months. Dan uses special and expensive software which gives real-time alerts for constantly changing mortgage rates and can provide the best rates to his clients. I decided to move on with Dan and it was the best decision I could make. Dan's team works like a clock. He provides a step-by-step plan with the schedule, so that you know what to expect in advance. Every commitment that his team gave (like document delivery or loan submission) was delivered strictly on the scheduled day. Dan's team uses online software for document upload and filling. It is not ideal but simple and convenient. As a first-time buyer, I had a lot of questions during the process, and Dan was always happy to address all of them. If he's not available, he always calls back shortly. Needless to say, I closed on the date that Dan mentioned during the very first phone call with him. There was not a single issue during the process, so I recommend Dan to all my friends. With Dan you can get the best rates and service. Thanks for such a smooth, stress free and transparent loan application process!

This wasn't our first mortgage but it was the first time we realize how much of a different a great…read morelender can make. Dan has been very communicative and reliable throughout the process. We went through multiple options while Dan and his team working efficiently to make sure we could secure a loan we are comfortable with. He really made a process that was stressful in hindsight went by smoothly. I'd totally recommend Dan to anyone looking for a mortgage.

We had a excellent experience working with Enrico in financing our first home. Erico made what we…read moreexpected to be an overwhelming process feel easy. Enrico is professional, responsive, proactive, and patient. We are so grateful to Enrico for helping make our dream home a reality.

I highly recommend working with Enrico Di Salvo! I've closed on two homes with Enrico over the…read moreyears. Each time he was very quick respond to any questions that came up during the home buying process and gave very straight forward answers. He ensured that we were in the loop in each step of the way. Most recently he helped us buy a house during a busy holiday period, he went above and beyond to quickly secure financing for a time sensitive offer.

Home Loans are everywhere. But I had one of my best friends with a complicated loan that had…read morespecial gift procedures attached. Joe knew exactly what to do His experience, knowledge and outright passion for being great at what he does, makes him one of the best. Joe is also honest. Something you don't see any more.

My situation was so complicated, I didn't know who else to turn to. We had been turned down by a…read morefew other companies and it looked like we had no hope. Joe to control of the situation and although it did take awhile, we were impressed with the fact that he was ABLE to get it DONE. I can honestly say I don't know who I could trust more in this business and with all my families information than Joe Jonart, what's funny is I don't even remember what company he worked for. He just took care of us and gave us all the right instructions on what to do and when to do it. We are forever in his debt. I wish there were more people in financial services that cared as much as Joe Jonart does. Thank you from the bottom of our hearts.

I was referred to Nicole when we were looking for a new house closer to work. She was very…read moreattentive throughout the whole process and made sure I was aware of any changes or delays in our loan as well as checking up frequently to make sure nothing was amiss. I really appreciated all the effort she put in to make sure that the loan process went smoothly and was one less thing for us to worry about. This really helped with easing a lot of stress in an already fairly stressful scenario. Thanks Nicole!

This review is long overdue but Nicole and Holly are the absolute best to work with! I had a few…read moreitems I needed to take care of before the pre-approval process and with Nicole's guidance and my diligence, I was able to get a boost to my credit, pre-approved, and close on my first home within about 60 days or so. As this was my first home purchase, they walked me through every step of the way and also did a great job of educating me on their process as well. They even showed up for my closing and rolled out the Red Carpet for me!! I felt so lucky and blessed that I was able to connect with these two via a somewhat random home buying course. I can't thank you two enough!!!

We recently worked with Cari Anderson to finance a condo we purchased. She was the best! She was…read moreefficient, helpful, and patient with our many questions. She was extremely knowledgeable and always got back to us on a timely basis. Great attention to detail! We highly recommend her-you will be in good hands.

We have worked with Cari Anderson at Umpqua Bank over the last four years. Initially, she was our…read moreloan officer when we bought our West Seattle home in July 2014. We kept in touch over the years about mortgage rates and refinancing. When we finally refinanced this month, Cari again was there for us. Both times, she was speedy, helpful, knowledgable, and kind. I really appreciate the confidence and expertise she uses to get the job done. Thank you Cari!!! Heather, West Seattle

I first met Ryan during a weekend first-time home buyers class my wife and I took via Zoom. After…read morethat call we knew we needed to use Ryan as our lender. My profession is Financial Planning and I wanted to work with someone who was creative and strategic to help find a solution to put us in position to be competitive. Ryan checked all those boxes and we were able to buy a great home in our ideal neighborhood. We closed on our loan within 1-month of meeting Ryan! Yes, that includes the time it took to get pre-approved, find our home, have our offer accepted and go through underwriting. Impeccable speed. I will be using Ryan for all of our lending in the future and have already referred him business.

Ryan and his team were fantastic partners on our recent home purchase. They were attentive,…read moreresponsive, and managed to get us a great deal in a tough market. We were extremely impressed with the entire process and the transparency throughout. I can't stress enough how pleased we are to have chosen Cornerstone vs the other options available to us. Thanks, Ryan!

We recently purchased our first home with The Awesome Nossum Real Estate Group and with that, we…read morewere introduced to Dan Keller and his team. Throughout the whole process, Dan and the entire team were absolutely outstanding to work with! They had us pre-underwritten within just a few short days and once we put in our first (and only!) offer, his entire team was looped in on where we were in the process and what they needed next from us. We were given weekly email updates, had Tuesday phone calls to ensure we had a platform to ask any/all questions and then provided immediate responses/follow up to our emails. On top of outstanding communication, knowledge and follow through, they are also just kind, genuine people! They were so good to us and truly helped us to celebrate that moment that our loan was finalized on the day we were closing on our house. We knew immediately after meeting with Dan that he would be our mortgage broker and I'd recommend his team to any and all looking to finance a mortgage.

This team of professionals completely ROCKS! We were moving from out of state, and we wanted to buy…read morea home. We had a tricky situation due to the fact that my husband had not started his new job yet, and I was unable to qualify due to a crazy foreclosure situation. Dan, the other Dan, Jason, and everyone else completely had our back! If you are looking to buy a home, go to Dan first! Don't even look at a house until you talk to him and see what you can afford. We had a pre-approval letter in hand when we shopped for homes, and when we found the right one, we were able to make an offer, have it accepted and get everything done in LESS than 30 days! And, all this work was mostly done electronically from out of state! The icing on the cake? The night we moved in to our new place, Dan had pizza delivered to our door!!! Have you ever heard of ANY bank doing that? TOP NOTCH service all the way! Thanks to all at Dan's office that have made our home ownership dreams possible!

John is the man! If you want a smooth transaction, I would highly suggest him. We put our house on…read morethe market and got offers. 2 days later we found a house and wasn't even preapproved yet, so we started 3 days after our offer we accepted. John had explained everything (the process and what to expect) to me ahead of time. Everything he said happened and it went quick. Proof that his experience has made him the Master Yoda of his profession. Our new house was ready to close a week or more before our old house, even tho we started the process after. John was quick to answer all emails or texts and never seemed to mind my pestering questions. He is the quintessential professional. He made the buying process easy, and I would recommended him every day and twice on Sunday's. Thank you to John, Tiffany and everyone at your company for all your work in my satisfying home buying experience.

Since this review, I've refinanced a mortgage and bought a new house. These have both been through…read moreJohn. Every time I go to him, he does everything in his power to make sure that I get the best possible rate / instrument for my housing needs. John is absolutely, unequivocally, the man. I look forward to doing future business with him!!

It's going to be hard to tell you how great David, Jan and the rest of the team are without typing…read moreup 20 pages full of different reasons! David is extremely personable, polite, and ridiculously helpful. I chose to use Davids company after a recommendation from my CPA and knew from the first conversation with David that I was going to use his services. David has helped walk me through all the steps and been very meticulous at every point to not just get me through but also make sure that I am understanding everything that is happening! Everyone kept tell me that buying a home was going to be stressful and a hassle but David has found a way to make it such a simple and breeze through process! Jan has to be the biggest sweetheart out there! Jan is full of hard work and puts hours in long after the work day has been done! On numerous occasions her and I have talked to figure out details going into the evening. I cannot express to David or anyone else on how much of a huge help she has been! *Note to Jan* The movie one liners and quotes are a great way to lighten up the mood and were always greatly enjoyed and appreciated!! If you have managed to read this far into the review then I think you know you have made it to the right people and this is definitely the best route to take when buying a new home. Look no further, you are in amazing hands here!

From the owner: David Haley has been working in the financial and real estate field since 2002. In addition to his…read morework as a loan officer, he has served as a loan originator, loan manager, and a real estate agent. Through these years of experience, he has developed a strong understanding of the ins and outs of home loans. Having served homes in Lynnwood, Everett, Mill Creek, Bothell, and many other cities, he has also established a deep-rooted relationship with the Washington area and the particular nuances of state, local, and county mortgage opportunities. Now licensed and authorized under Fairway Independent Mortgage Corporation, David is glad to be helping more and more Washingtonians achieve their dreams of homeownership. This is why David goes the extra mile with his clients, working to maintain open communication and instill a sense of trust and understanding. In a world as convoluted and intimidating as the real estate market, David has served as a breath of fresh air for many first-time buyers and long-time homeowners alike.