There is a reason this insurance is cheap, they do not pay out on claims!!! The line to report a claim takes 24 hours or more to even get back to you. They don't pay for the tow yard if your car has to be towed due to an accident. Please read all the fine print! (There is a whole book!) They will not hardly cover anything when it comes down to it!! If you just need insurance for the cheap and don't care it they pay when something actually happens then this is the place for you! read more