Never received funds , no actually person to speak with, yet being charged. Total scam.

George and the team at Clear Lending are absolute geniuses! My husband and I run a small real estate brokerage with a very loyal base of clients. We send the easy stuff to George because why not? We are constantly seeing our clients besieged with bait and switch scenarios at the signing table. We know when we send them to George there will be no surprise phone calls at the end. An absolute relief in this already stressful Real Estate environment. Whilst he excels at the easy stuff, the real reason we use him, is that we also send George some clients that have been previously and repeatedly turned down for multiple reasons. George with his innate knowledge of the ins and outs of the ever changing mortgage landscape has been able to successfully close even in the face of a larger bank underwriter saying there is no way to refinance or secure a purchase loan. In addition, the customer service and loan experience was unparalleled. Will definitely continue to send my clients to see George and his team. read more

Super excellent! Right as I was refinancing with loan with my original lender, I got a call from Demian Barrett at Clear Lending. Might have vaguely remembered talking to him a long time ago, but said, "why the hell not... let's see what he can do," even though I was just beginning the refinance with the other guy. Well, even though I had a somewhat difficult loan, Demian stuck with me (while the other guy dawdled), and we worked it out, got a great rate (better than the other guy!), and closed in 30 days! You might be closer to refinancing than you think! Highly recommended! Ask for Demian if you can! read more

I bought a 3 unit apartment building in San Francisco through Marty Stern at Clear Lending. It's not easy to find a reliable broker that you can trust so I can't say how happy I am that I worked with Marty. Marry had been running numbers for me for over a year on FHA loans. He always responds right away to my emails and gets the figures to me. When I first got in contract I used a broker a friend referred me to. He took forever getting my documents together and I was on the verge of losing the contract. I began to panic and switched to Marty. The next day after getting my file to him he already had the appraisal ordered and we were on our way. The approval went smoothly and I think because they do direct lending the underwriting as well. I got the best possible rate and most importantly closed the deal which was a little more complicated for a 3 unit with FHA. This literally has changed my life so thanks so much to Marty and all those involved at the brokerage and lender. I highly recommend them as a trustworthy and efficient broker. read more

We bought our first home in San Rafael this year and worked with Ted Eriksen. He is honest, gets straight to the point, and got us a great rate on our mortgage!!! He was able to close our loan on time and was always able to answer my many questions! I would recommend Ted to anyone looking for a home mortgage. read more

Carolyn L Barlow could not close an FHA loan do to DTI issues. When I called her she assured me that the loan would be no problem. When it came time to let me know that she could not perform on the loan, she was nowhere to be found. I had to find out from my Realtor that she could not make it happen. When I left messages about why, she returned none of my phone calls. Now that another buyer is in the picture I need her to transfer the FHA case number and same results. not a single phone call back. I would not recommend this Loan Officer for any loans if you want them to close. DJ C. read more

George is AMAZING!! After getting the runaround from two other lenders, I came to George based on a referral from a real estate agent. I was told this: "George is the best out there. If he can't get you a mortgage then NO ONE can." I found this information to be true. I am so glad I followed his recommendation. George kept me in the loop on a daily basis and explained everything to me step by step. He worked feverishly day and night to close my deal as quickly as possible. He brought all information to me good or bad and didn't sugar coat anything. My loan was a little more complicated than normal (due to the seller and other issues) but George would not back down. He fought and made sure he closed my loan by any means necessary. I highly recommend George Grafer and the Clear Lending team. I will be using them in the future for any other purchases or refi's. Thanks again George!!!! read more

My first experience with Magnifund group was three yrs ago purchasing our second home, It was a great experience and it was magnifund in San Marcos. So naturally when I got a call from magnifund for refinance I did'nt hesitate, little did I know it wasn't the same office, this one was in Novato, CA. We started the process in November 2011 and closed February 2012. the person that was handling my loan was let go and my loan was in limbo or something. No one contacted me for weeks until I contacted the office and then was assigned to another loan officer which never communicated any information to me unless I asked, it was a very poor, poor communication. I was so upset for awhile. I must say that when Ted Erickson got involved with my loan, he put me at ease, he was great. We finally closed and I was so relieved it was finally done. I wouldn't recommend magnifund, Novato to anyone! read more

I used MagniFund Group for a mortgage on a second home in November of last year. It took forever. So long in fact that my rate expired and I had to pay to have it extended. The broker said he would incure the expense. I felt bad and offered to split it with him and my real estate agent took a portion of it as well. When the house closed (over 30 days late), I paid my portion of the extension. My real estate agent paid his. The broker for ManifFund said it was in the mail. A week later it had not arrived. He said he would send it again as it must have gotten lost. A week later nothing. 6 months later I am still waiting. DO NOT USE THIS GROUP. read more

I have purchased two homes through Ted at Clear Lending and in both instances Ted has been knowledgeable, responsive, thorough, and direct. My loan was complicated but Ted persevered, keeping me informed every step of the way. Ted worked up various scenarios, let me choose what felt best for me and ended up closing my loan in record time! I highly recommend Ted and his team to anyone who is looking for an honest company who provides great customer service, knows the business, and will work every aspect of your file to make sure you get the loan you want. Thank you, Ted and the Clear Lending Team! read more

Where to start.... While being one of the most disorganized offices of business I have ever encountered, I have also experienced dishonesty, incompetence, and a lack of document security with Clear Lending. After being promised a mortgage loan that had an appealing out of pocket closing cost, things suddenly changed when the loan was ready to close. Suddenly we were expected to bring 4-5 times the funds to close as originally told. The irony was that it was exactly how much cash we had. When the situation was addressed with Mike Brown and his incompetent "manager" George, I was told "we know you have the money because we have your bank statements." Hmm. Thats a little scary. After several attempts to resolve the situation, we were offered nothing but pathetic "deals" that somehow managed to still increase the cash going into the broker's pockets. After finally parting ways and going with another lender, our appraisal is being held hostage so we are unable to close on our new loan. Furthermore, after working with another lender, the differences were glaring! Things were like butter...nice and smooth. Which leads me to my other point, and perhaps the most scary of all. Clear Lending provided no secure means of uploading our sensitive financial material. Instead, we had to send via email until we ourselves set up a secure google drive for them. read more

Absolutely terrible. George Grafer called me and said he could give me a great deal and beat my rate. I pushed out purchase of my home based on his promises and he failed to deliver. Leading up to close, he said everything was okay, we are all set. Then the day before close he calls and says he can't do it and needs more time. Luckily I had a backup lender. George call me after failing to close and he says we can refi no problem and I won't pay a single mortgage payment (He'll do it in under 30 days)..or I he can just refund me for the rush appraisals. I give him a second chance - (he is promising a lower rate after all) . I get him all updated information in 2 days and again he says no problem, will close refi in 30 days. Again he fails to deliver. He stops returning my phone calls. I finally get a hold of him and he claims there was some issue and I need to show additional proof that I can pay mortgage for 2 years if both wife and I lose our jobs - we comply and again a there is a problem. After 6 months of back and forth, I give up and say, just honor your original deal - and refund me the appraisal. He says no problem, he will submit right away. Of course nothing - can't reach him...and still I am out. Huge waste of time. Terrible company. Do not trust anything they say. So many better lenders out there: Had great success with HomeStreet Bank and CashCall, but I will never deal with Clear Lending ever again. I learned my lesson. read more