If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

Jeanine is the best! There couldn't have been an easier, informative, or blissful home buying…read moreexperience. Me and my husband reached out to Jeanine because I had known she came highly recommended on Facebook by Solano County community pages over the past years and knew she would be our go to mortgage broker when the time came. Thankfully she was easy to book a phone call with, and we started the process right away. We knew nothing about the VA loan when we first started looking into home buying, but Jeanine was so well informed about it that she answered all of our questions with ease. There was never a time we reached out to her that she wasn't readily available via text or phone call, so we highly trusted her to get the job time quickly. Even after closing, she remained in touch and let us know to reach out to her any time with any questions. She really is there for you your whole homebuying experience and after. I highly recommend Jeanine to anyone and everyone!

I've worked with Chrissy on multiple transactions. Communication is important and Chrissy was…read morealways so attentive. Looking forward working with her in the future! I would definitely recommend Chrissy and her team!

Chrissy served as the most important link in getting us into our dream home. She is a knowledgeable…read moreexpert who also possess the gift of communication and sincerity. She was able to answer all of our questions and guided us through the loan process from approval to completion. We cannot thank Chrissy enough and recommend her highly as a professional in real estate and home loans.

The Best in the West! Working with Ellen Kohagura couldn't…read morebe easier! Ellen made us feel as though we were the only client she was working with. She was so responsive and always on point. Ellen always had the answer and was our voice of reason. She helped us through the process from begining to end and made the entire process easy. I would recommend Napa Valley Lending to anyone and everyone looking to buy a home or refinance the home they have. I simply can't put into words how much Ellen and her team made us feel at ease throughout the whole process! Thank you!

Ellen is amazing to work with as a Broker. I have lived in Napa for 36 years and never experienced…read moreanyone as knowledgeable and professional. My husband and I have used Napa Valley Lending twice for home refinancing. Each process was easy and not stressful. Ellen is a rockstar and gets your loan to close in a timely manner. If you want the Best, this is the Broker to use.

As a Realtor, there was never a question in my mind who I would trust to handle my 23-year-old…read moredaughter's first home purchase--George Kalis, without hesitation. In a world full of lenders, George stands in a category of his own. He is not only incredibly knowledgeable and professional, but he leads with integrity, wisdom, and a genuine care for people that is rare to find. From the very beginning, I knew my daughter and son-in-law were in the best hands. George didn't just get them approved--he guided them, protected them, and treated them as if they were his own. That level of care means everything to me as both a mom and a real estate professional. What truly sets George apart is who he is as a human. He showed up to their signing, stayed the entire time, and then spent even more time with them afterward--pouring into them, sharing life lessons, talking about investing, and setting them up mentally for their financial future. That is something you simply don't see anymore. He speaks with authority, yet remains so relatable. His message about focusing on solutions instead of problems is something that will stick with them (and me) for years to come. George is more than a lender--he is a mentor, a leader in our community, and someone I admire deeply. If you have the opportunity to work with him, take it. You won't just gain a lender--you'll gain someone who truly cares about your future. Forever grateful we chose him.

I had an outstanding experience working with George R. Kalis, Area Manager at CrossCountry…read moreMortgage. George was extremely knowledgeable, responsive, and genuinely committed to helping me navigate the mortgage process with confidence. He took the time to explain all my options clearly, answered every question promptly, and made what can be a stressful experience feel smooth and manageable. His expertise and personal attention made all the difference -- I always felt supported and well-informed. I highly recommend George to anyone looking for a trusted mortgage professional who truly cares about their clients.

I wrote a prior review for George Kalis when his business was called "PHE Mortgage Lending". now…read morewrite this review in support of George Kalis and his team, which now is doing business as "Network Independent Mortgage Brokers" ("NIMB") . George and his team, whether as PHE MORTGAGE, or NIMB, has stood by me throughout the years. Mostly recently, George and his team helped me refinance my home expediently, efficiently, and with care. Prior to this, George Kalis helped me to move into my home in Fairfield in 2017. At one point, the loan was about to fail b/c of funding issues. Most lenders would have "passed" on me b/c it was a complicated process to "save" this. He stood by me. In fact, by the time, I realized my loan was failing, he had already taken steps to tell me what he needed to "fix" this. Instead of telling me he could not help. He directed and guided my loan to success and closing. I stand for you George, b/c you stand for me, as your client and friend. This has made all the difference in my life and for my family.

We had a great experience buying our first home with Kelly. There's A LOT to wrap your head around…read moreand she did a good job walking us through everything. While I think it's impossible to completely avoid confusion during this process she helped avoid a lot of the worst headaches and everything worked out well in the end. We weren't exactly shopping around to find the most competitive rates or anything but were recommended this local lender by our realtor who we trust and it all wen smoothly. My only complaint would be sometimes she'd get a bit TOO into the weeds of explaining every detail in some Byzantine loan process which could stretch phone calls on quite a bit. However the support team that helped us with the more day to day aspects of our application were super useful in getting things over the finish line (thank you Pam!).

Kelly and Mark were an absolute pleasure to work with. Kelly is adamant about educating her…read moreclients, sometimes "overeducating", (her word not mine!) but all to the benefit of her clients. She was punctual and maintained excellent communication throughout the process of initial mortgage loan and refinance. I was updated every step of the way and would highly recommend her! Thank you, Kelly!

Lisa, Sara and Jim, thank you! You've worked so hard to get us into our forever home. We had issues…read morearise and Sara took it by the reigns. Overall, working with this company was the EASIEST part of the home buying process. Their attention to detail and commitment was so reassuring for us. Sara said when she gets her eyes on a goal, she achieves it. We are currently moving into our home because of the 3 of them. Thank you so so much for all you did for us!

I recently refinanced my home and had the absolute BEST experience ever with solano mortgage from…read morestart to finish. I was referred here through my bank (solano first credit union) after canceling my refi process with another company and couldn't be more pleased. I worked with Melinda Lillis who was my loan processor and she was very accommodating and attentive to all of my needs. She was very patient with explaining the process and any time I had a question or concern I could text or call her with no problem. I really loved how I only had to work with one person the entire time. Previous refi's I had to work with 2-3 people and there was always in issue. The entire team at solano mortgage is amazing. When I went to the office to meet Melinda as well as Jim they were both very nice and easy going. I didn't feel rushed and they made sure all my questions were answered. From the moment I had my call with Melinda to the moment my loan closed was exactly 4 weeks. This is the fastest time I have ever had a refinance done. Just amazing! If you are looking for professionals that will go above and beyond to meet your needs I highly recommend using solano mortgage you can't go wrong with this team! Thank you all that helped me with this process. After having 2 other refi's that I had to cancel with other companies that had no clue what they were doing I am so glad I gave it one more try with solano mortgage. Best decision ever =)

We cannot recommend Chris enough! As first-time home buyers using a VA loan, we quickly realized…read morenot every broker truly understands the VA process. After a frustrating experience with another broker, finding Chris completely changed everything for us. Chris was incredibly patient, knowledgeable, and always one step ahead throughout the entire process. He constantly kept us updated, answered every question we had, and even guided us on what we needed to do financially to put ourselves in the best position possible for our dream home. What impressed us the most was his work ethic. Chris worked around the clock, including weekends, to make this happen for us in just a couple of months. We genuinely thought this process would take much longer, but he made everything feel smooth and possible. Buying our first home felt overwhelming at first, but Chris made us feel supported every step of the way. We are so grateful for everything he did for our family and will forever recommend him to anyone looking to purchase a home. Thank you again, Chris, for helping make our dream a reality!!! You're the best!!

Chris was fantastic to work with for our recent home purchase in Vacaville. This was our first time…read morefinding financing outside of a builder's lender and Chris was great at explaining every step along the way plus answering all of our questions. We also really appreciated that he was able to dig deep and match a national lender's rate that popped up right before closing. Chris was knowledgeable, responsive, and made the whole process feel genuinely human--very different from dealing with a large lender where you're just a number. I'd absolutely recommend working with him.

Cyndi Hardy was extremely helpful during our search for a home and in helping…read moreus to secure a letter of approval and our home loan. We enjoyed working with her and we will recommend her to friends and family!

I would give more than 5 stars if I could!…read more Scott Lawson is an incredible mortgage broker. As a first time home buyer, he made the process so seamless. I had absolutely no idea what the home buying process entailed, and Scott did an amazing job helping me through the entire thing and answering the dozens of questions I would call and ask him almost every day. He was extremely communicative and kept me in the loop which helped ease my nerves, and was always willing to explain everything in an easy way for me to understand. I would highly recommend working with Scott to anyone looking to purchase a home. It was an incredible experience and I feel so lucky to have had him to help through the whole process!

If anyone is looking for a straight killer in the feilds of home loans Scott is your guy!…read more This man worked day and night for me. Met with me at my home at 8 o'clock at night twice. Worked around my schegual. He went to offices of poeple he needed my info from. This man is best described as a Robot working non-stop to get you your loan hitting all targets with precision and accuracy. Thank you for everything Scott