1. Capital One Cafe

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Delray Beach, FL

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Capital One Cafe

4.2 (85 reviews)
Open • 7:00 am - 7:00 pm

Services - Capital One Cafe

Personal banking

Capital One Cafe Photos

From this Business

CAPITAL ONE CAFE ATMOSPHERE

What's the vibe?
Good for working
Outdoor seating

Recommended Reviews - Capital One Cafe

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Reviews With Photos

Andrea U.

I opened an account in New York city 15 years ago and it has been dormant. After many phone calls, I decided to come in today to see what's really going on. There was a lot of free parking around the corner This Capital One Cafe was very neat organized and inviting. Jessica sat down with me for 20 minutes and helped me update this old account with One. That's giving better interest. She was knowledgeable, very helpful and saved me a lot of time and aggravation. This is a nice branch right in the heart of all the shops and restaurants on Atlantic Avenue in Delray.

Mocha latte
Russell L.

I had a great coffee and conversation at the capital one coffee shop. Easy in and out and so clean. The staff was very friendly and pointed out the free gift they were offering . I will definitely be back to beat the heat and relax. Give it a try!

Aylon P.

A bank that's a cafe? A cafe that's a bank? It seems confusing at first, but it's pretty amazing. Think of it as a free open community space to relax, meet friends, work, read, grab a coffee, use the restroom, or yes get some banking questions answered. It's a super modern but comfortable space that's open to use, even if you're not a capital one customer or even buying a tea or coffee or pastry. There are plenty of chairs, tables, stools, and a couple of cozy couches, along with some little cubicles that you can book for an hour or two for meetings or quiet work. The cafe section is run by a fantastic team of baristas that are extremely friendly and personable. They make some amazing drinks, and some delicious baked goods. The rest of the place is run by the capital one team of ambassadors who are quick to welcome you in, ask you about your day, get to know you more, and answer any questions you may have about banking and credit cards. The folks who work here have honestly become some of my good friends, and I always pop in just to chat and see them. They also offer free Money & Life Mentoring sessions. Brittney's guidance has helped me tremendously in managing my financial and also personal life. Think of it as a mix of therapy and financial coaching. On top of the sessions, they're constantly hosting community events, financial workshops, and meet and greets to build connection in the neighborhood. This is one of my must do's in any city I go to, and this one in Delray is my absolute favorite.

Capital One Café, Delray Beach
Bruce K.

I have a Capital One debit card and I like coffee, so why not stop in here on a weekday morning since I do need a place to work. Yes, the Capital One Café didn't mind that I was here drinking one coffee and using their internet for about three hours. I had a delicious cortado in a small cup and enjoyed that. And then a few work Zoom calls, a bunch of emails and then it was time to move along and hunt up some lunch. The space was quiet enough for the work, no one disturbed me and it was comfortable. I'll definitely include another Capital One Café in my travels. [Review 424 of 2025 - 2069 in Florida - 23986 overall]

Cold brew with seasonal cold foam (cherry)
Stephanie B.

I came here to do some work and loved that there's was lots of tables available to do some work. My coffee order came out quick and it was a nice perk it was 50% off since I have a capital one card. The only fault is that there is no free parking nearby so that was a bit annoying but still enjoyed my overall experience.

Steve G.

This place is nicely laid out but it doesn't appeal to me. I recently got a Capital One card so figured I'd check it out, hey 50% off drinks, right. I ordered a Latte... passed on the food as it wasn't very appealing, the danish looked like what I see at Publix... that surprised me. So many great options for breakfast sandwiches, pastries and such in the area. The Latte was ok, but not very hot. I'd rather pay full price for a better one... in a nicer atmosphere. I figured I'd relax for a few minutes, took a seat at one of the only available spots, near the counter (was pretty crowded). So much for relaxing, as the 3 Capital One emps were standing aroundnot far from me chatting away about personal nonsense... so, annoying. and loud. Saw there was no one sitting outside... 3 tables there on Atlantic... was quiet there and enjoyed watching people walking the avenue. I like the Capital One credit card... but I see no reason to return.

Raymond K.

I'm guessing some of the previous reviewers did not get and egg sandwich. I ordered a ham and egg on a croissant, almost inedible, threw half away. I figured since I was getting half off my coffee order, I would splurge and get a cappuccino. It was served in a mini cup, with no lid, after I ordered a take out. Maybe a place to sit with your laptop and order a half price coffee , if that's what you are into. Cost me $12.50, without a tip. If you are looking for a take out egg sandwich , go across the street to the Green Owl, or hit the Colombian House. Much better coffee there.

Terri E.

Cool cafe located in the heart of Delray Beach. Stumbled upon here walking back from lunch at a spot down the street. Needed a caffeine kick so we stopped and checked it out. It's a bank and a coffee shop all in one. Smart actually. There are plenty of seats indoors and on the patio. They serve Peet's Coffee. The bonus is if you have a Capital One card, use that card and get 50% OFF!!! Say what?!? That was really cool to find out since I happen to have a Capital One card. "What's in your wallet?" LOL. Love that they offer the discount for card holders. And if you buy enough coffees, you know this discount is a huge savings!

Avocado toast
Danaysi C.

Cool cafe that has lots of sitting space to work. Clean, pleasant employees, delicious avocado toast, and the coffee is delicious here! They have a couple of drip coffees available. The smell of the coffee inside this place is quite the scent too (if you're a coffee lover).

Coffee shop and Capital one Bank
Michael M.

Interesting concept. Bank and coffee shop. In rear is bank branch without tellers. Customer service selling services to perform on internet. Front is coffee shop. 50% discount in drinks with Capital One Card. Counter help was nice but poorly trained as cappuccino was long wait and Luke warm. Pricing is ok with discount but without overpriced. Positiely only place on Atlantic Avenue to either and relax.

Great visit with dogs and their people at Capitola one cafe today.  And when it started raining they gave me a reusable poncho.  Holla!
Shannon S.

I love this place. Cool place to hang. Good coffee deal for cap one members. I've been a cap one member many years and was happy when a cafe moved in close to home.

poor f'ing dogs.
Jeff M.

The coffee tastes good, but I wish they had some sort of policy about people being abusive to their dogs in public, like asking them to leave the premisees. The floor is pure cold, slippery concrete and you have all of these assholes choking their dogs on short leashes. If you can't be humane to your animal, then you shouldn't have one, nor should you bring one to this cafe and force them down on the ground with your foot. Some dogs are high-strung, they can't help themselves....wtf is up with people? Again, the coffee tasted good, and the baristas were nice, but the people sitting here are ASSHOLES, just abusers....esp this guy with his Weimaraner. I'd love to turn the tables on these narcissists for a couple of days, they'd really deserve it....maybe worse.

Outside seating
Danielle M.

Really great coffee. In my opinion better than Starbucks and they always have limited time flavors that are very unique. Today tried the churro latte and cereal milk cold brew. Great place to work as they don't play the music too loud and the WiFi is strong. Underrated cafe in my opinion!

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1 month ago

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1 month ago

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7 days ago

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8 months ago

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3 years ago

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10 months ago

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3 years ago

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5 years ago

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4 years ago

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2 years ago

Super nice stuff. Very friendly and well organized. Very good cafe. Pleasure to go there.

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7 years ago

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4 years ago

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8 years ago

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4 years ago

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8 years ago

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3 years ago

I go there two times a week, the coffee is tasty, the place is chill. I recommend it.

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9 years ago

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7 years ago

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3 years ago

Please let me first start by saying my honey lavender latte is delicious. For me the 3 star rating came from slow service and bad service.

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4 years ago

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8 years ago

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7 years ago

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Ask the Community - Capital One Cafe

Review Highlights - Capital One Cafe

“The bonus is if you have a Capital One card, use that card and get 50% OFF!!!”

Mentioned in 6 reviews

Read more highlights

Capital One Cafe - banks - Updated October 2026

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