1. Alterra Home Loans - Downey

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Downey, CA

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Alterra Home Loans - Downey

4.0 (4 reviews)
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Aragon Lending Team - Meet our crew and see how we make amazing happen for our clients (and have fun doing it!)

Aragon Lending Team

(228 reviews)

Downtown

We recently had the pleasure of closing a transaction with Julie and the Aragon Lending Team, and…read moreit was a great experience from start to finish! Julie was professional, responsive, and on top of everything throughout the entire transaction. Communication between lending and escrow was excellent, and whenever we needed an update or had a question, she was quick to respond and kept everything moving forward. As an Escrow Officer, I truly appreciate working with a lender who understands the importance of communication, timing, and teamwork. Having a lending partner who stays engaged and works closely with escrow makes such a difference in getting everyone to a smooth and successful closing. Julie and the Aragon Lending Team were wonderful to work with, and I would absolutely recommend them. I look forward to working together again on many more transactions! Thank you, Julie, for being such a great lending partner!

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Powerhouse Mortgage - We Don't Just Do Loans, We Create Solutions!

Powerhouse Mortgage

(7 reviews)

To say that Powerhouse is 5 star... Well that rating is too low for them!!! Melinda, Maribel, Lupe…read moreand Rosie and their entire staff is not only professional they are the hardest working mortgage company that I've had the pleasure of dealing with. I cannot recommend them enough!!! They made the purchase of my first home kit only exciting but stress free. They worked their butts off to do my first and second refinance!!! I will go back over and over again. They made the process easy and even when I was having difficulties. They walked me right through it and made it so easy for me. I will scream it from the rooftops. If you need a new home loan or a refinance. Go see my girl Melinda Estrada and she will get you funded!!!

We did a refinance cash out so we could add our son to the loan. It's just so expensive for young…read morepeople to purchase a home. We wanted to help Our son now instead of waiting until we are gone. David gave us the option of gift in equity or refi. David is so knowledgeable he did our refill to a shorter term a few years ago. I naturally called him about our plans. We want to cash out retire in Hawaii but help sons now give them sons money and use the proceeds to move to Hawaii. Our oldest owns a home but the youngest is still Single and can't afford to buy anything. We did what any loving parent would do looked at all our options from Helping the youngest buy something or gift in equity to buy our home. In the end we decided to refi add our son to The loan cash out rent back from Him for a year and then move to Hawaii. We will give our oldest his fair share to use to remodel his home or rent his home out and buy another house. Our youngest gets a deal on the house with no down we get the left overs. We don't need much we can't take it to our grave everybody is happy. None of this would have been possible without David's expert and honest advice. I totally trust David and will utilize his services next year when we buy our retirement home in Hawaii. My youngest will eventually refi this house in his own name and he already knows he will only use David for the refi. David is like family I can trust his advice he is honest and he won't steer you wrong. I trust David with my life he got us approved in one day and we closed in -6 days that has to be a record. Also his notary Belen is awesome exactly like David can't say enough about David and his team they deserve more than 5 stars they go above and beyond. I will refer them To everyone I know.

PRMG

PRMG

(27 reviews)

We closed on our first home today! We loved working with Rose & her team over at PRMG. We had…read moreexpedited contingencies so needed everything to be done in a very timely manner. PRMG did not disappoint! Everything was explained quite well before eSigning all the docs, Rose was available for questions and concerns all the time. All around we're happy with the service and the lack of smoke & mirrors! We're now proud owners of our first home!

TL;DR - 90 days to close refinance for 50% of home value. Poor communication and lack of…read moretransparency from the loan officer, Ben Mireles, led to missed timelines and never ending underwriting requests. Leaving two stars for PRMG so that others take this review seriously and stay away from this company. My spouse and I have refinanced in the past and are familiar with the process. However, we are exceptionally regretful for giving our business to PRMG. This entire refinancing process has been one of the most painful experiences of homeownership. Our loan officer Ben Mireles, never clearly laid out for timelines or underwriting expectations/scrutiny. Ben promised 30, then 45, then 60 day close windows but none were ever met. We are currently at 90 days. We were actually unable to reach Ben for over two weeks. I had to reach out to his regional manager just to get in contact with him. Customer service and communication with Ben could not have been worse. This company appears to be incapable of processing applications in a reasonable timeframe for anything other than bog standard first time home purchases. It truly felt like we were dealing with a JV team throughout the process. Expectations were never established for their strict underwriting thresholds, leading to lots of confusion and consistently delayed closing dates. Further, basic requests for our account statements and employment verification weren't made until the 45 day mark, slowing the process even more. We were constantly promised "this will be the last condition prior to final approval", but then came another handful of requests for statements and documents without any communication other than "underwriting needs these documents". The lack of transparency from all parties at PRMG left us feeling frustrated and in the dark. We wondered if we would ever be given approval or if we were being strung along. While we are on the brink of finally closing, I'm more thankful that this process is almost over. I do not recommend PRMG and will not do business with them in the future.

American First Home Loans

American First Home Loans

(41 reviews)

Working with Jerry and his team was a breeze with ease. The American First Home Loans helped us…read moresold our townhome then went through the journey of finding our new home. The entire process was easy and simple. Provide Jerry and his team members with all the required documents then they took care of the heavy lifting. In addition they know and honor the VA home loan which was a bonus because not all realtors knows the in and out of the new VA loan that all Veterans deserved to use. Jerry is well spoken and a positive representation of his clients. He didn't sugar coat anything and was honest. When asked for input on a property, he gave his honest opinion and thought on the home. When asked, he would us an idea of an okay, good and competitive offering price as well as any counter offer suggestions but end the end he left the ball in our court for us to decide. This is extremely helpful since he knows the current market and what homes are supposed to be selling at. Jerry and his team was also very responsive and answered all of our questions and concurs. They are also available nearly all time of the day and night as well as 7 days a week. This is nice when your searching for that right home. Lastly it's a one stop shop which is amazing. We didn't have to find a lender, escrow company etc. Jerry and his team did everything since they're a broker. They helped us get the lowest interest rates as well as a good rate on home insurance which was helpful since it was part of our monthly mortgage payment. With all said and done, we will definitely use American First Home Loans again and we recommend them to everyone especially Veterans. Thank you American First Home Loans and keep up the excellent customer service.

Some of the most nicest and caring people. I was helped by Jerry. And to say he isn't helpful is an…read moreunderstatement. He's with you 24/7 every step of the way never leaves a question unanswered and was always ready to jump into action for you. 10/10 would recommend to anyone

Alterra Home Loans - Downey - mortgagebrokers - Updated October 2026

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