Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Third time we've used Aragon. Closed in record time. Her team is always always on top of…read moreeverything. I'll be back for a fourth time.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

My wife and I had the pleasure of working with Jun Choi and his team. Our home purchase was…read morecontingent upon the sale of our home, so we had to make sure that everything was timely. I was in constant communication with Jun who would respond very promptly. He provided me updates and made sure that all parties involved were not holding up the process. He also gave me updates on how the mortgage interest rate market was looking as it came time for us to lock. On the day before closing, Escrow was missing an HOA document that the selling agent was supposed to request. This was after Jun had reminded the agent to request the information weeks in advance. As the missing document would hold up our closing and we would be beyond our rate lock period (which is a great rate), Jun drove to the HOA office to confirm that the documents would be ready on time. I do not think we would have closed our home on time if it weren't for Jun and his team. He went above and beyond what was expected. When it came time to sign our loan documents, Jun Choi and Peter Oh, came to the escrow office to explain the documents and make sure we didn't have any additional questions. I will definitely be using Jun Choi/Mortgage One Group in the future.

worst lender you can work with. they promise and lied at the…read moreend they always charge discount and no way increase the rate to get par rate because discount point goes to them. i never seen a lender not allowing to increase rate rather need to lower it. what a bad company

Victor made home buying and loan qualifications easy to understand and made the whole process a…read moresmooth one. Would recommend to any future home buyers

Victor Sanchez has helped us with two different home refinance and with a purchase of a new home…read moreover the last 5 years. He is always professional, extremely helpful, very available, and answers questions promptly. He also tells us when it's not in our best interest to move forward. We highly recommend his services.

Chris Alan at Pacific Bay Lending was a phenomenal lender. He ensured to…read moreKeep me posted every step of the way and made sure my loan went through.

I'd give a perfect 5 stars alone for John Nielsen but this review covers the overall performance of…read morethe company. My first initial reviews for this lending company was really bad that I gave them 1 star because Sam & Matthew both made promises to me to give the money back I paid for the appraisal fee upfront for $500 but they both let me down. They gave me the run around day after day for weeks & later on ignored my phone calls, emails & text perhaps thinking that I'll eventually get tired bugging them for my reimbursement appraisal fee they promised for $500. I was very disappointed because I trusted this people and they show no credibility and integrity. I went on their website & found this John Nielsen's email & hoping that this person will help me. Within an hour, he responded promptly. He was very apologetic & asked me to give him the chance to make things right because that's what Pacific Bay Lending Co. is all about he said, they care for their customers. I wished he teaches those two (Sam & Matt) some work ethics and protect the good reputations of their company. By the end of the day, he let me know that the check for my reimbursement fee was mailed, and as a token for my patience, he gave a little extra for not meeting my expectations. He told me that I should expect it in a couple of days, and today Monday (from Friday) I received my check. I'm glad that my time didn't get wasted reaching out to John. I would recommend him to all the clients who's currently getting business with Pacific Bay. He's trustworthy and the pride of the company. John went above & beyond to solve the issue.

Kenji is very professional and great to work with. Always willing to help answer questions or get…read morethe answers i need . I can definitely see working with Solve Lending and Realty with my other business ventures .

Kenji was great to work with. He was always available to answer questions and got the job done!…read more I recommend working with him for your mortgage needs.

I can't thank Giving Tree Lending enough, especially Christine, for her incredible support. We…read moreencountered a very tricky HOA issue during our closing process that could have delayed everything. Christine stepped in, communicated proactively with all parties, and made sure we stayed on track. Her expertise and dedication are the reasons we were able to close so quickly. Highly recommended. https://www.experience.com/reviews/christine-15948352

Im a realtor that works in North OC and Giving Tree Lending is amazing. They have over a hundred…read moredifferent products to accommodate my clients based on their needs and situation. They have been able to successfully close difficult transactions, offer the most competitive rates and most importantly they are so communicative even during off business hours. They even do loans for manufactured homes. Highly recommend them for buyers who are looking to get pre-approved.

Working with Vivienne and Michelle throughout our loan approval process was great and we would…read moreabsolutely recommend them for your next home loan. We were initially paired with another loan officer from another company and we were frustrated with their lack of transparency and communication style. Vivienne, on the other hand, was super helpful, transparent, and great with her communication. We are so happy that Vivienne was able to step-in so quickly and was able to save us over $7k right from the first loan estimate. As first-time home buyers, we are very grateful for Vivienne's help navigating us through this loan process.

We had an excellent experience working with Vivienne throughout the purchase of our home. From…read morestart to finish, she was responsive, knowledgeable, and incredibly organized, which made a complex process feel much more manageable. Vivienne took the time to clearly explain our options, helped us secure a competitive rate, and stayed on top of every detail to keep things moving forward--especially when unexpected challenges came up close to closing. Her communication was outstanding--she was consistently prompt and even responded outside of normal working hours, which gave us a lot of confidence and peace of mind during a stressful time. What stood out most was her ability to problem-solve quickly and advocate for us when timing became critical. We truly appreciated her professionalism, dedication, and willingness to go above and beyond to get us to the finish line. We would absolutely recommend Vivienne to anyone looking for a reliable, responsive, and highly capable lending partner.

Dave is the real deal! He got me and my partner pre approved after a good 1-2 hour conversation…read morewhere he never asked for any financials until we were ready! Which is a breath of fresh air considering as soon as you contact any lender, they won't give you the time of day until they see financial docs, which I understand but the way Dave worked. He wanted you to feel comfortable with him prior. The best part was is that everything that he said was exactly the same leading up to when we close our docs, which was our monthly payment plus the down payment, no surprises, and if there was, he worked with our agent to make sure that what we discussed was honored! It is now the new year and we celebrated in our new home. Thanks so much, Dave!

Thank you Dave. As a first time buyer and a business owner I had lots of questions and went into…read morethis process wanting to make sure I had someone who was able to provide me updates, explain processes In detail and get the job done. Dave was awesome. We communicated daily. He got me an awesome deal and I'm looking forward to building my investment portfolio with Dave in the future.