OakTree Law helped me through my Chapter 13, which is a long, serious, and honestly scary process…read more They made it clear, steady, and manageable. Gus was the MVP -- responsive, patient, and great at explaining things. Julie V. M. was hands-on the entire way, which says a lot about this team. Ask questions. Communicate. This is legal stuff -- they can't read minds, but they do listen. Fast, reliable, professional. Strong like an oak tree -- exactly who you want handling serious business. Highly recommend

My experience with this law firm was short, yet stressful. I'm a young girl with debt that I so…read moredesperately want to get out of. I found OakTree and decided to take the leap and book a consultation. I ended up getting connected with Gus Gomez whom I met with in person. I was told I'd be qualified and to start the filing process I had to pay a certain amount of money up front. I ended up paying the full amount for Chapter 7 bankruptcy ($1,923) to get the process started as quickly as possible. After that, I proceeded to submit my tax returns, bank statements, and pay stubs prior to booking my "1-Hour Intake" (that only lasted 20 minutes by the way) where Gus just ends up telling me that I'm no longer qualified for Chapter 7. He told me my only options were to wait 2-3 years to file Chapter 7, try for Chapter 13 and dish out another $2,000, or back out of the bankruptcy all together. I took a day to think about it, then reached out to Gus to let him know I wanted to back out (he told me if I backed out, I would be refunded my money) because they didn't get far into the process. Never heard from him again. Ignored my calls, texts, and emails. Had my boyfriend call him as a "potential client" and Gus answered his call. This a-hole was completely dodging me. Over a week later I finally ended up getting an email from Ed Pitts agreeing to issue me a partial refund of only $1,423, charging me $500 for a phone call that was performed by a Bankruptcy Department Manager (Gus), not even an attorney. Said his services are considered "administrative duties" and that $500 is their fee for those duties. They failed to be transparent about this "fee" in my consultation and contract. I will be seeking resolution through the State Bar's Mandatory Fee Arbitration Program and filing a State Bar complaint regarding the handling of my case and the supervision of non-attorney staff. Do not recommend this place, this was not a pleasant experience would give 0 stars if Yelp allowed it.

Like for real, Fernando deserves more than 5 stars. This man gives people another shot at life…read more When I came to him I have a 450ish credit score with a lot of Oops on it. Now Im more than 200 points up. I've been able to put my cars loan under my name and get credit with my bank,Kohl's , target, capital one and more. He also gave me tips on how to maintain it. I honestly can't thank him enough. He's the Goat. My next goal is a home & I know with his help, it's within reach. I brought my momma to him , she also needed help. And every time I get a report with deleted on it. I feel so happy that I was able to get someone to help her. From the bottom of my heart. Thank you so so much. God bless.

I used this company for credit repair unfortunately Fernando (owner) was a complete scam after he…read morereceived payment he would never reply to anything. For months I would never recommend sharp credit services. Look else where.

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

I highly recommend Westgate Law. I hired Justin and his team to handle my bankruptcy, and from the…read morevery first conversation he stood out. Unlike other attorneys I spoke with who only seemed focused on payment, Justin took the time to answer every question honestly and without charging a penny for the initial guidance. He patiently dispelled myths about the bankruptcy process and clearly explained what to expect during and after filing, including how to rebuild credit. The entire staff was exceptional. Cynthia and Nazy were consistently polite, patient, and extremely helpful throughout the process. Justin is straightforward, trustworthy, and genuinely invested in his clients' long-term success. If you need bankruptcy attorneys who combine expertise, honesty, and real compassion, choose Westgate Law. I would definitely recommend them to anyone in need of these services.

Justin Thank you…read morefor responding to my question yesterday. I'm not your client, but the advice you gave came at a moment when I was feeling overwhelmed and struggling to see a way forward. Your guidance helped me pause, think clearly, and take constructive steps instead of making decisions I might have regretted. I'm sincerely grateful that you took the time to help a stranger in a difficult moment.

I paid Tatiana $350 in May of 2025, she was responsive when it was in regards to payments being…read moresent. Since then we have spoken twice and the last time was only because I had to keep calling due to her lack of communication, I understand we're all busy but I paid for a service and have yet to hear anything, know of anything or see any changes. I tried calling on multiple occasions and its now April 1st, 2026. DO NOT WASTE YOUR MONEY OR TIME!

Tatiana and her team helped me repair my credit. I tried it on my own but circled back after not…read moreunable to boost my credit over a certain score. It does take awhile and there is not one-fix-all solution; patience and communication with her team has done the rest.

I took a while to process my bankruptcy, Once I gathered…read moreall my important documents I paid extra to make the process faster. The lawyer and Tammy helped a great tons. After the hearing I waited for the call that everything went well and a weight off my shoulders was finally lifted. Thank you guys for taking care of this!! I really appreciate it!! I value your patience with each question I had, the time it took to finally process this bankruptcy!! So worth it!! Starting fresh!

The absolute best experience ever. There was kindness and patience shown every single step of the…read moreway. I appreciate the entire team!!

I contacted this office for information regarding my situation. Attorney Buloan called me that same…read moreday and saved me from possibly making a horrific mistake! He is such an honest person and really shows he cares for his clients and business! If I ever need to use an attorney in the future, this is the ONLY office I will be using! It's so hard to find honest and kind professionals these days. Beware of other attorneys because they will lie just for a sale-- this man here is nothing like that at all! Thanks again!!

I have been fighting to settle my Heloc after home values have gone way down in our area and I've…read moreworked with many so called lawyers and negotiators with no success . Talin at RJB law offices proved to be highly professional , honest and relentless in negotiating our case with the bank and investors . We were able to settle within 2 months of her handling the case . Best of all, she was very realistic with my expectations and communicated consistently on the status and progress of her negotiations . If you need somebody to fight for you, call Talin at RJB Law Offices !

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.