They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

My financial advisor recommended Sandra and Jeff to me so I can fix my credit profile. Credit is so…read moreessential to our everyday life. Within one month, my credit score has gone up 10-15 pts. In the consultation, Sandra will looked at your credit profile to tell you if she can help you or not. Fun fact: they also guide you into helping you build your business credit! Thank you, Sandra & Jeff.

shady sales tactics. they say you will pay less but in fact you pay because of the fees which are…read morealso predatory. DO NOT go through them.

Customer service is unable to provide any information r/t iur contract and what is being offered to…read morecreditors. I am requesting a telephone call not from customer service, but from managment as they have never been able to assist each month my husband calls for an update so that we can recieve the answers we have been asking for over 8 months.

We were struggling with our Federal Student loans and no one would help us. We called U.S…read more Financial Solutions and got a free consultation with David. He was patient and walked us through several options and found one that would work for us. We would highly recommend USFS to anyone that needs help with their loans!

I have been contemplating taking advantage of the student loan services for years, but I've always…read moreput it off because it just seemed like an inconvenience. This time around I spoke with Miguel he was extremely helpful and broke everything down. He walked me through the process making it so seamless. He is proactive and very knowledgeable about the programs. I am extremely pleased with his exceptional service and assistance throughout this process. Thank you Miguel!

When I first met Erika I had such bad credit that I couldn't even rent an apartment even when…read moreoffering double deposit or financing a car. I thought that fixing my credit was an impossible or extremely hard thing to do. I have now been working with her over a year and I can definitely recommend her to anyone that needs help. My credit has improved greatly and I couldn't be more grateful

This is an amazing office with multiple uses. Erica has achieved her dream to have an office where…read moreshe can serve those who are in need of credit repair as well as other issues. They have a room that can be rented for people to come in to do training as well as a green room for photography. Today they were free head shots that they were opening. I feel good things are coming in the future from this building in this office. Congratulations Erica

Special thank you goes out to Fitzgerald and Campbell for their professional and empathetic ways to…read moresettle a lawsuit. My case manager, Diana, who is the assistant to Mr Campbell, negotiated a settlement offer with the other parties canceled with the days of hire. Clearly communicate communicated all necessary steps to ensure that the settlement was reached and a payment plan arranged. Definitely gives me peace of mind going forward. Thank you once again so much. I sincerely appreciate it

I have no idea the caliber of attorneys in this firm, but I am appalled at their marketing. We…read morereceived a letter from this firm telling us that they found that my husband was being sued. Admittedly, we did not see the disclaimer on the letter right away. However, there was an attachment that showed the defendant, my husband, an attorney and the plaintiff information. We were already in shock from the letter. In my opinion, this type of marketing is used to incite fear in their victims. We are retirees who are lucky enough to have kept up with technology and it use it to check things like this out. Others who are elderly or just not knowledgeable could be duped into calling these people. We are going to wait to get served.

They were amazing throughout the process always very clear and truthful about everything that was…read moregoing on program lasted the amount of time they said since the beginning and am very happy to have choose them to resolve my debt issues thank you first choice you guys are great

Lets be honest, no one wants to be here writing a review for a debt relief company, right? But, I…read morewill be honest, I got myself into some big trouble with debt, unfortunately. I started to panic, and I did some research here on Yelp, and I landed myself in the lap of First Choice. I contacted them, and got to work on trying to figure out what to do with my situation. I wanted to avoid bankruptcy for multiple reasons, however I didnt know how I was going to make a huge payment every month to get myself out of debt. The number given to me for a monthly payment knocked the wind out of me. I had a HUGE amount of debt. I couldnt even make all of my monthly payments, what I was paying on my cards, was just being put right back on in finance charges. It was so overwhelming. I decided I had no other choice, and I went and got a second job, and eventually cancelled items like my Disneyland pass, and other items to be able to make one payment to First Choice. It hasnt been easy, but they were extremely easy to work with. They negotiated with my creditors, and as part of their program and your payment to them, you also have legal representation for advice and other items. I will leave a separate review for Veritas Legal however they were amazing to work with as well, including having me keep track of phone calls from creditors, and calling them to tell them to stop calling me, and tracking when they dont, and going after them if they violate the law and continue to call, resulting in some debt possibly being forgiven. I was offered a loan through a partner of First Choice, that I accepted. This resulted in all of my debt being settled and paid off, and I now am paying back the loan, at a slightly lower monthly payment as when I originally signed up. I have probably 3 1/2 more years to pay all of this off, but I am so grateful to have worked with them to get my life back in order. They were so very helpful from the very beginning through the very end of the loan company taking over. The only thing that caught me off guard was receiving 1099-C forms. I was not expecting this, and had to amend my tax return and am still waiting to see if I will owe money on these. That can take up to 6 months... and it sounds like if the IRS forgives the money owed, you will just not get a response from them. Very stressful and once 2020 is over, I will be happy to know where I stand on that matter. I recommend this company, just know there is a LOT of work that goes into taking care of debt, and you will have to put a lot into it, but this is the place to do it with. They will guide you every step and answer all of your questions. Good luck!!!

Great Experience with Kevin. Case is fast. He is there every step of the way and makes you feel…read morecomfortable. He is very responsive and cares about his client. highly recommended

I can't thank Kevin and his team enough for helping me through everything. I was honestly pretty…read morestressed about the whole process, but they made it way easier than I expected. From the first time I got in touch with them, I could tell Kevin really knew what he was doing. Him and his team made the whole process feel simple, stayed on top of everything, and always got back to me quickly whenever I had questions. They never talked down to me or threw a bunch of confusing legal terms at me. They just told me exactly what I needed to do and guided me through everything step by step. By the time my court meeting over Zoom came around, I felt completely prepared and it was over way faster and smoother than I expected. I highly recommend Kevin and his team at 1st California Law. They're knowledgeable, professional, responsive, and they genuinely care about helping people get a fresh start.

I was drowning in debt and Pacific Associates saved me. I am so thankful to the company…read more I was young, was never educated about credit and loans and found myself in about $30,000 of credit card debt and loans. I was working, but definitely not enough to keep up with all the payments and interests that accrued, it seemed like I would never get out of debt. Then I found pacific associates, read a lot of reviews about them because of course I was skeptical. I contacted them and Roger and Shain answered every question I had. I signed up for the program and Roger was very good and prompt at answering my emails with any concerns I had. They really work with you to make sure you get out of debt. This month was my last payment and I can proudly say I am debt free and feels AMAZING!! Thank you guys so much for helping me. I would definitely recommend Pacific Associates to anyone trying to get out of debt.

After a very difficult time in my life, I was bogged down with debit and saw no light in sight. The…read moreteam at Pacific painlessly guided me to the end of the tunnel. Roger and Shain were extremely responsive and easy to work with. A+ in professionalism and the overall experience. With their help I'm back on track and able to save money again. I couldn't be more than thankful!

My personal experience I paid over $3,000. Settle my tax liability when I could have taken that…read moremoney and call the IRS myself and just paid them the $3,500. It doesn't matter if it was a pandemic or not people work from home someone could have at least been courteous enough to return a simple phone call to let me know what was going on with my case because the IRS was not stopping my monthly payments ​

I hired Fidelity Tax Relief to resolve my irs issue. After paying them $3,000 and months of…read morewaiting. I finally heard from the irs. Who said my offer was in compromise because Fidelity neglected to get them information they needed to approve my case. They failed to contact me via phone to let me know what was going on. As a result , I'm out of money. I could've paid $3,000 to the irs. and nothing has happened, and they hav'nt called or contacted me. Do not use this company they will take your money and not follow through with their promises.

I want to give my utmost gratitude to Victor and especially Andy at Financial Relief Law Center for…read moresuch an incredible experience during what felt like one of the lowest points in my life. What seemed like the end for me turned into a fresh start because of their guidance and expertise. After speaking with several firms over the course of a couple of months, I was referred to Financial Relief Law Center due to the complexity of my case. From my very first conversation with Victor, I immediately knew I was in the right hands. He was professional, understanding, and--most importantly--never once made me feel judged. His reassurance alone gave me the confidence to move forward. Once I retained them, I began working closely with Andy, who guided me every step of the way. Prior to this, I had received misinformation from other attorneys, and that stress led me to make a decision on my own without first consulting him. Despite that, Andy's expertise and dedication were able to pull me out of what felt like an endless hole. Through numerous hearings, Andy fought for my rights and remained committed to my case. In the end, he proved victorious with the final ruling, and I couldn't be more grateful. If you're looking for a team that truly cares, knows what they're doing, and will stand by you through a difficult time, I highly recommend Financial Relief Law Center. Victor and Andy gave me not just legal support, but peace of mind and a second chance.

Being in severe financial crisis is one of the most stressful things a person can endure, and…read morecoming to a decision about what specific action to take moving forward, and who to trust to help you make the decision makes the situation even more difficult. If you're reading this review looking for answers to help you with your own financial crisis, look no further: The people at Financial Relief Law Center in Irvine are great listeners, are understanding and empathetic, and have a team with vast knowledge of the legal system and will handle your case dutifully and professionally. In my own particular circumstances, Victor Ugarte gave me not one but two free consultations, helped me understand the situation I was in with greater depth, and provided me with the most sensible option moving forward, which in my case was a Chapter 7 Bankruptcy. The cost was reasonable and affordable, and the process required no in-person meetings. Victor remained accessible throughout the process as did my assigned attorney, Richard Sturdevant, who kept me informed and up-to-date through each step of the process, alleviating my stress and anxiety about my situation. Now, with my case virtually complete, I can look forward to my financial future with clarity, optimism and hope, thanks to Victor's and Richard's help. In concluding, I give the Financial Relief Law Center my highest possible recommendation. Make a fresh start now by giving them a call!