I don't know where to start . If I can give more the 5 stars I would without a doubt. I got referred to FICA to improve my credit. Working with her has truly been life-changing. From day one, she was incredibly supportive, knowledgeable, and committed to helping me reach my goals. She didn't just offer quick fixes--fica took the time to educate me, answer all my questions, and create a clear, personalized plan that actually made sense. What impressed me most was her consistency and transparency throughout the entire process. I always knew what was happening and why, which gave me a lot of confidence and peace of mind. Step by step, I started to see real progress in my credit, and it felt amazing to finally be moving in the right direction. Because of her help, I'm now in a position I never thought I'd be in any time soon . I'm preparing to buy a home. Having stronger credit means better loan options, lower interest rates, and the ability to truly invest in my future. That's something I couldn't have done without her guidance and expertise. If you're serious about improving your credit and changing your financial future, I can't recommend her and her team enough. They genuinely care, and the results speak for themselves. I'll forever recommend her for an outstanding experience I had with her . read more

I was introduced to Faiqa by a mutual contact and it was one of the most important introductions that I've had. She helped me improve my credit score SIGNIFICANTLY - and within a very short amount of time. She provided a very tailored plan and was always available to answer all questions. For an honest, hard-working, and absolute professional when it comes to helping achieve an improved credit score, Faiqa is in a league of her own. Highly recommend! read more

Fica was referred to me from a trusted associate. Mind you I'm six hours away from her, so we never met in person. As a real estate agent having trusted vendors is an important part of the role. Fica was able to accomplish something for two of my buyers that would've taken Maybe five years to do on their own. After my client's dad sold their house. They had a great amount of a down payment yet no actual credit. Overall it took some time for all the cards to report but once they did, we partnered with a vetted lender and we were able to close today, December 18, 2024! I highly recommend her services and will Tap into this ace in the hole whenever possible. read more

Faiqa is really great and lets you know every step of the way of improving your credit. She is honest and gives a flat rate. She helped me get into my new home and close escrow by removing old collections! She's amazing and I highly recommend her!! read more

Amazing credit work. Clients were able to obtain their first home ever thanks to a great reliable Credit Repair received by this company. Highly recommended read more

I absolutely recommend Brighter Future Credit. The commitment and amazing work that was put into fixing our credit is much appreciated. They are very professional. read more

Faiqa is amazing! We would give 10 stars if we could. We sought her guidance on the recommendation of our financial advisor and we are still stunned at just how much she was able to support my husband with crushing student loans. Communicating with her is simple and she is really looking to do what is best for you. At first we contacted her and she gave us advice at no charge and we went back to do the work ourselves. She told us to call back if we needed more help we did and she left our jaw dropped with her level of experience and help. Anyone with any worry, doubt, or need of some serious expert advice and knowledge, get a hold of Faiqa. read more

time goes by fast. Today I'm grateful for BFFC's friendly and professional staff. The journey has been amazing and full of results. I purchased a brand new Toyota Highlander (fully loaded & covered) with $0.00 down and the best interest Toyota had to offer. Working on purchasing our property. Thank you BFCC! read more

My name is Tony Q. and I am a Loan officer. Faiqa and her team are awesome! With such a high volume of clients I deal with, Faiqa is my go to for credit repair when my clients are in need. She is honest, transparent and extremely responsive. I simply send her a group text with my clients and then she takes it from there. One of my most recent clients I referred her back in March had credit scores of 604,646,650....just a few short months later she got that same client to 759,759 and 771. If you are looking for reliable and thorough credit repair, Faiqa and her team are ready to serve you! :) read more

Faiqa literally gave me a new start in life. For years my credit was very average, I had a few very small debts that were very old and one that I had tried unsuccessfully to dispute. I had no idea how to fix this situation. Her experience and her advice to me about how to handle credit card balances and old negative credit accounts made the difference. I saw my credit score jump over 110 points in less than 40 days. The best part about Faiqa is that she is very professional and makes it easy for you to talk openly about a subject that embarrasses many of us. So few people know how to take the steps to repairing their credit. I took the plunge when she came into my office to discuss her services. I took the initiative to ask her to talk to me alone after and it was one of the best decisions I have ever made. I am completely confident referring my clients to Faiqa so that they can prepare to make the biggest purchase of their lives. She has become a trusted advisor. Recently I was about to buy a car and called to ask her some questions. She treated me like a client that had just signed up, meaning that she took her time and answered everything while imploring me to call her back if I had any issues. This level of customer service is almost impossible to find these days. Thank you again to Faiqa and Better Future Credit Consulting!! The attached picture is going to get me in trouble but I just bought a car and spent money on some other big purchases at the same time so I dropped 53 points. read more

Brighter Future Credit Consulting - Financial Advising Near Me - Norwalk, California

Working with Faiqa was an amazing experience. Very professional and knowledgeable. She was nothing but helpful and supportive during my journey to repair my credit. She guided through every step and gave me advice on what to do next. By following her advice, I was able to bring up my credit from low 500s to 750. Definitely would recommend her services. read more

Brighter Future Credit Consulting - Financial Advising Near Me - Norwalk, California

FAIQA is AMAZING! I used to refer her to my clients when I worked in real estate. I decided to go to her after opening my business & messing up my credit with loans & credit cards. She's been working on my credit for the last few months and it's gone up over 100 points! I'm SO pleased with her & her staff! She truly knows her stuff, straight to the point & professional. Thank you Faiqa! read more

Faiqa Siddiqui, of Brighter Future Credit, rocks! I had an issue with a credit card with two late payments. The error was with the company as my address had been changed without my knowledge in their system (possible system update). I do understand that I am responsible for paying the monthly bill even if I don't get the statements. But, living a very busy life I need those statements! Faiqa answered the phone and told me what to say to the company. The issue was resolved, they are sending letters to all of the credit bureaus all from Faiqa' advice. I am so grateful for Faiqa's knowledge and experience. read more

A true benchmark for customer service! I contacted Brighter Future via email and Faiqa responded immediately via email. After a couple of exchanges she requested I contact her via phone. From there she proceeded to offer some truly sound advice and her advice was not for the purpose of selling her services (because my situation was not a good fit for credit repair), but rather to guide me in the right direction for what I was looking to accomplish. Completely generous, honest, and prudent advice. Thank you!! I will recommend her to anyone I know in need or credit repair/counseling. read more

So I finished my nine month contract with Faiqa in July 2022. I came across Faiqa on Yelp in September 2021 and was hesitant to contact her. Like everyone else, I read the comments and the ratings. I finally decided to reach out to her in October 2021. I was in a place where my Credit Score was in the low 500's. I knew I needed help and decided to reach out to her. When I did, I had lots of questions regarding her services, yelp reviews and what I was seeking. I am going to be very honest I was embarrassed to have such a low credit score and felt like I was a dog with its tail between its legs. Faiqa made me feel very comfortable, she answered my questions and never sugar coated anything. I agreed to me meet her and at that moment she explained the process and how it takes work on my part as well. Luckily, I walked in with a notebook and wrote down my first tasks. After our initial meeting, I would email her to arrange phone meetings upon completing what I called my tasks, or else how is she going to know I have completed my tasks. Initially, we had weekly phone meetings then our meetings were more spaced out depending on what I needed to carry out. I will say be prepared to write down what you need to carry out and keep track of them, this enables you to be able to track your progress when discussing it with Faiqa. If you can create a note book and keep all your documents together. Faiqa is professional, has lots of knowledge and her guidance is spot on. I started with a credit score in the low 500's and finished her program with Experian credit score of 731, Credit Karma Score of 808 and Equifax 711. She has provided with great advice and I could not be any happier or satisfied with the service she has provided me with. I am grateful to have met Faiqa and her business and consider myself blessed to have had the opportunity to have seeked her services. I truly recommend Brighter Future credit Consulting. read more

This place is unorganized and a fraud. They didn't do anything for me. They didn't repair anything!! My credit score actually went down. I've tried to contact them for over a year and they kept giving me the run around. $1k down the drain. I would. It recommend this place to anyone. Unfortunately, I could only give 1 star. Wish I had the option to give them zero stars. read more

Fica is amazing, she gave me advice on how to fix/bump my score up. There were just a few kinks I could do on my own so she guided me on how to resolve those issues. Very honest person, she basically told me I do not need hire her at this point, and only if I fail on fixing the small issues on my own that would be the time to hire her. Would definitely recommend her services to anyone who needs help repairing their credits read more

Fica is super LEGIT. NOT so much of the work she's done for my clients but for NOT recommending a "Charged Plan" when the client just needed to do some basics. Having a TRUSTED credit repair advisor is so important as my credibility means EVERYTHING in business. Thanks for what you do Fica! read more

Faiqa is the best!!! I had a few questions on how yo repair my credit and she pointed me in the right direction to get that score up. Thank you! read more

Faiqa is the best!!! We had problems with our credit scores and she helped us a lot and boosting them up and by giving us advise and answering all of our questions! After 30 days we saw our scores going up and the 60th day me and my husband was able to get approved and purchase our first home! We wouldn't be here at our dream home without her and her team!!! Thank you so much Faiqa for your hard work! read more

In response to you, I'm no expert in math but I truly doubt it was 200 text messages and if so I would like proof unless your counting the automated biweekly urgent reminders that I keep getting. I stopped doing business with brighter future once I realized that it was just a meaningless cycle which is why I did not respond, I cut my losses period. read more

Faiqa and her team are great. Stupid me had something about $100 worth go to collections, i paid it off immediately but didnt realize that my credit took a really big hit. They explain their process to make it easy to understand. Pricing for what they do is fair. And communication is fast and easy through text, email or by phone. Thank you Faiqa for your help and will be recommending you to more people. read more

Faiqa is a miracle worker! We wanted to buy a house but our scores was to low to qualify. We were referred to Faiqa. And she made all our dreams possible! She did most of the work for us. I'd totally recommend her to anyone needing credit repair! read more

Faiqa is a life saver. I have used her twice to build up and maintain my credit/FICO score. If you don't use her, shame on you. She's the real deal. read more

As a real estate agent. I would highly recommend Brighter Future Credit Repair. If I have a client who has less than perfect credit, I always send them to Brighter Future. Fiaqa and her team do an excellent job in raising people's FICO scores so if you have less than prefect credit, call Brighter Future Credit Repair right away! read more

Faiqa seems to really know her stuff. Referred by Carlos Machado (mortgage advisor), I was a victim of stolen mail (out of the P.O. mailbox!) that hurt my credit score tremendously. I'd written letters, have files of documentation but the reporting mortgage companies refused to budge. She suggested that I try once again to get a police report (2x prior the police would not take it but sent me back to the P.O.) Too soon to see if that finally reverts my score back to it's former high number, but the fact that she insisted I had a right to at least an incident report pushed me to try a 3rd time. Now at least I have a police report, which may help the situation. Thanks Faiqa! read more

Faiqa and her team are amazing!! The first time I talked with her I really felt like she cared and gave me as much information as she could so that I fully understood what needed to be done. She was able to give me her price up front and gave me some time to think it over. I'm definitely glad I decided to move forward. Took me 3 months for my credit score to improve and everything was definitely a smooth process. I already recommended her to my sister and suggest that everyone do the same! read more

Wow !! Life changing!! This team has changed my life. It's not just the fact that they were able to get my score up 122 points, it's that in doing so improved my feelings I had of myself. My self worth. Now I check my credit daily and what a great feeling I get being on top of my score and I charge of my life again. Come on credit is one important part of how we are able to grow !! Our ability to create amazing businesses, put our family's in a home !! I owe faiqa and her team a great review!! Thank you so much.. now I'm helping my friends and family improve there life by recommending this service and enrolling them in how having there credit steller, they can really make a difference in there buying power !! Great job faiqa!! read more

Okay yelp peeps. BFCC is a hands down winner. The support is one thing, but for old guys like me, the quality is good old fashion service which is hard to find today. Quick answers a great program and some self help ideas that were not only spot on - but sound, down to earth and worked in real time. My only regret is not asking the proper spelling of Fica - Faica or Faiqa. I may not know how to spell it - but do know you provide superior service!!! Thank you Fica [Faica | Faiqa] : ) read more

I was referred to this company by my mortgage broker and had the pleasure of speaking with Faiqa. There was an erroneous charge on my credit and she detailed how to ensure it was removed from the creditor. She was very kind and took the time to explain what my next steps should be. I really appreciate what she does and her responsiveness. Creditors do not always accurately report. read more

I met Faiqa the end of Feb to help repair my credit. I came in with low 500 scores and wanting to improve to qualify for a home loan. She gave me all the tools to help accomplish this, she did an excellent job removing things from my credit reports and 2 1/2 months later my scores have improved by 150+ points and I am in escrow for a new home 3 months later. I highly recommend her services. She is also very prompt in returning messages. read more

She is absolutely amazing!!! Has so much passion helping others!! She keeps it real and let's you know what you need. She is so much knowledgeable. So much experience and wisdom. I definitely recommend her. She is honest and her integrity is great!!! read more

They were recommended to me by my lender. Faiqa is relentless when it comes to delivering positive results! Her follow through and transparency throughout the whole process is something to be commended. I saw positive results in less than 2 weeks! read more

I could honestly say that we wouldn't have been able to make it without Fica and her team! We started her services in Oct 2018 with a credit score in the low 500 and Fica and her team amazingly boost up our credit score within 5 months not to mention she would always be there at any time through the process! now we bought our first house and it feels great knowing that its possible. We truly thank Fica and Brighter Future for the dedication and hard work, I Definitely recommend the services you wont regret it! read more

I am so fortunate to learn abut Brighter Future credit counseling they were able to take me from negative to positive on my credit reports and my FICA score seems to continuously rise with each week thank you Faiqa and Brighter Future Credit Counseling read more

Faiqa is very helpful and honest! My credit score has been improving so much ever since she came into my life. Thank you Faiqa!

We used this service in 2017 or 2019. We paid the high fee. Things started getting better than all of a sudden, everything went right back to where we began. I contacted them over and over and never received any assistance. Never again read more

I've known brighter future for about a year now. I have total respect for this company. Faiqa has been a joy to work with. She has been friendly, knowledgeable and available throughout this whole process. With her program I was able to raise my credit from the low 400 to above 700 in just a few short months. I would highly recommend her to anyone who is trying to build credit for a home loan or auto purchase. Don't get stuck with a high APR. call Faiqa! A++ read more

I have extremely good experience with Faiqa and she has been extremely helpful with process of my credit scores . She has answered all of my questions and very prompt in response . I would definitely recommend my friends and family . I would definitely go back to her . read more

Let me start by saying Faiqa is excellent very trust worthy , honest and is here to help if you want to help yourself. her program is perfect and if you follow the steps it will help you in the way she describes it to you I came in here with a poor credit score in less than a month I saw it jump up 80 points I'm in 3/4 months and I've jumped up more than 100 points mistakes aren't forever you live and you learn and if there is a person who is willing to help you better your situation it would be her i recommended her to my friends and family and if they ever need someone to correct their credit score best believe they will go to her thank you Faiqa and your team for everything you have done for me and I greatly appreciate it from the bottom of my heart and for any of you out there that are in need of credit repair this is the person to see thank you once again! read more