I have filed formal complaints with the BBB, FTC, CFPB and the Texas OAG against Fortiva and Vivint.
The issues I am facing include deceptive sales practices, unauthorized credit actions, & violations of my consumer rights, & I believe that Vivint has not upheld its obligations or provided the service that was promised to me.
*Incident Summary:*
1. **Deceptive Sales Practices:**
A Vivint sales representative visited my home and persistently pitched their services making numerous promises that later proved to be false. He promised a new doorbell camera and a thermostat panel he was going to throw in free since I was getting a spotlight camera, which was not compatible with my home. Despite assurances, the thermostat is unused as it's not compatible, & the cameras frequently go offline. I have screenshots reflecting these issues. Come to find out that I was charged for everything & nothing was complimentary as promised. He assured me that I would be paying for equipment and alarm service through Vivint. However, he failed to disclose critical details about a loan, a hard credit check, and involvement with a third party, Fortiva.The representative uses different names while selling Vivint services, which raises concerns about the legitimacy and transparency of his practices.
2. **Unauthorized Credit Actions & Misrepresentation of Terms:**
The sales representative swiped through links on my phone guiding me and take pictures of my ID and a selfie. He claimed this was for identity verification. He then swiped through various pages "explaining" them which were false. Contrary to his statements, a hard credit check was performed without my consent, & a $4,000 line of credit with Fortiva was secured without my informed consent. The account was charged for the full $4000, this amount far exceeds the cost of equipment based on Vivint's pricing and was not disclosed to me at any time during the sales process.
3. **Violation of Consumer Rights:**
The representative misled me about the nature of the transaction and the credit implications. I was led to believe that only a soft credit check was involved and that no loans or lines of credit were necessary. As a result of the hard credit pull, my credit score dropped by nearly 30 points.
4. **Unacceptable Installation Practices:**
The installation team did not follow my instructions. They stated they could not place the panel where I wanted without drilling a hole & to avoid drilling, it needed to be over an outlet, so we agreed because I did not want any holes since I'm a renter. Despite my request to avoid drilling as I'm a renter, he drilled a hole, which was contrary to the reps assurances. Additionally, there were communication issues as the main installer spoke Spanish, creating confusion during the installation.
**Attempts to Resolve:**
**Inadequate Customer Service Response:**
- Upon addressing these issues with Vivint, I was offered minimal compensation, such as two free months of service or a discount, but no resolution to the core problems. The offer to fix the equipment at no cost is inadequate as the equipment should work as promised without ongoing issues.
-I attempted contacting the sales rep via calls & texts, but he has not responded. I also have screenshots of my texts questioning his false statements & the discrepancies in the sales process. As well as proof of him using a different name to sell Vivint. read more