Brady and his team were outstanding from start to finish as our family navigated the home-buying process for the first time. They were exceptionally responsive, patient, communicative, knowledgeable, and accommodating. Whenever there was a time-sensitive challenge, they rose to meet it. Highly recommended! read more

As first time home buyers, we were new to a very overwhelming process. However, we were so lucky to have met Brady and his team who made the mortgage process seamless for us! Brady takes the time to explain all of the details for lending and answer every question we have so we could make the most informed decisions. Thanks to Brady, we ended up getting lower interest rates and credits from the seller towards our mortgage payments. Laura was wonderful in walking us through every step of the loan process, and while tedious, we couldn't have done it without her. We appreciated the detailed and regular communication from the entire team. Highly recommend Team Thomas for any homebuyers, especially if it is your first purchase. read more

Team Thomas was recommended by our realtor and multiple friends. Laura and Brady are super responsive, upfront and helpful throughout our home buying process. Brady takes the time to break things down and explain in layman's term so we make the correct choices. Laura takes the time to ensure everything went smoothly and timely. read more

Team Thomas is amazing. Brady walked me through all of the details of closing on our home (and a subsequent refinance). I mean I ask a ton of questions and wanted to know everything down to the penny and Brady was there every step of the way. His team is professional and really on top of all of the paperwork and due diligence. I will continue to use Brady and recommend you do as well. read more

I would give Brady and Team Thomas 1000+ stars if I could!! After many friends having great experiences, we worked with Brady and Team Thomas to purchase our new home. The level of professionalism, responsiveness, transparency, *detailed step by step* communication, support and friendliness made our loan process perhaps the easiest part of our sell/buy. Brady is an absolute whiz- brilliant and knowledgeable, a phenomenal communicator. His team goes above and beyond in every capacity. Each person we worked with was fantastic!! I cannot recommend them enough. You will be in excellent hands!! read more

Team Thomas did an excellent job of helping me navigate buying a home. The team works together to move quickly, are very responsive, and Brady is excellent at giving necessary guidance and advice. I had a great experience working with him and the team. read more

This is my second time working with team Thomas. The first was for a refinance. This last time for was financing the purchase of a new home. Our process hit some serious snags due to the seller not disclosing some issues with the home, which caused our closing date to be delayed. We had concerns about our rate lock expiring however Team Thomas helped us navigate through a very tricky situation unscathed. Their pricing is transparent and fair. The team is thorough and responsive. I would recommend them to friends without hesitation. read more

This team was SO easy to work with to buy my first home. They explained everything clearly, got back to me fast, were always available for questions, had a great closing strategy - everything was so smooth/seamless! And they've followed up since closing with reminders. Couldn't recommend them more! read more

The folks at Team Thomas helped me buy my first home, and I'm so grateful to them. They're extremely knowledgeable and responsive. They were also patient with me--naturally I had a lot of questions and anxieties as a first time home buyer. read more

Brady and the rest of Team Thomas were phenomenal! I interviewed 3 different brokers, and from the start Team Thomas was prepared, responsive, and helpful. Every step of the way I knew what to expect (thanks to clear communication) and could get prompt answers to all my questions. Twice in the process we ran into obstacles, and both times Brady and his team helped us navigate them successfully. When we couldn't get all the documents one lender required, Team Thomas found us a new (and ultimately even better) lender. And then when the escrow company wasn't communicating with us, Brady kept on it and kept me in the loop so we could still close as soon as possible. I appreciate Brady, Liz, and Lindsey so much for all their help and professionalism with this process! read more

All mortgage lenders and brokers are governed by the same guidelines and regulations. However, not all Mortgage lenders and brokers are created equal. The KEY to a GREAT broker, as opposed to an average or good broker, is someone who knows the guidelines well, AND someone who knows how to work within the guidelines and make the guidelines work for the particular circumstances and needs of each individual client. That is what you have in Brady Thomas. I had a first and second mortgage on investment property I own in the San Francisco Bay Area. The first mortgage had a fixed affordable rate. My first mortgage was owned by my bank, Wells Fargo. The second mortgage was an adjustable, which had been bought by RPM several years ago. For a period of time, the payments on the second were affordable, due to government imposed low interest rates. Then the monthly payment on the second mortgage trippled due, in part, to increased interest rates, and due, in other part, to the nature of adjustable loans. Thereafter, making the monthly payments became a nightmare. The rental income no longer paid for the two mortgages combined. I had to come up with the difference out of pocket. That was eating up my savings. I was frightened that I would lose the property. I spoke to a few other lenders, including mortgage specialists who worked at Wells Fargo. None were able to help. Then I was introduced to Brady Thomas through my property manager. Brady was a God Send. Brady was able to do what none of the prior lenders could do. He was able to combine my first and second mortgages into one new loan at a low fixed rate. I now pay close to $1,000 less per month on mortgage payments. The whole refinance process, from start to finish, took about 2 months. Throughout the process, Brady's performance was flawless. If an obstacle arose, Brady would find a creative way to get through each and every obstacle. He kept his promise and he delivered. He got me out of my loan with RPM. He made it work. Brady made it possible for me to keep my property. I am grateful. read more

Team Thomas! Our experience was golden. Professional team. They made this home buying and loan experience seamless. A few days before our first mortgage payment was due. We got a follow up from the team. My husband and I appreciated the communication and the efficiency and overall kind disposition of the team. No confusion, no back and forth and no random changes. They also donated on our behalf to a non profit of our choice and sent a welcome Home gift to us. Touch of class. Thank you, R&E Leon read more

What an incredible team! Joey, Laura and the rest of the team made the process so easy and guided us through all the steps to get to "Loan Funded". Thank you for making this as easy as possible! read more

Just worked with Team Thomas on my refinance and they delivered as always! Up front and honest communication. Since we had just done my original purchasing loan a year ago, we only had to update a few items and the team took care of the rest. Whether a first time home buyer, refinancing, or an experienced buyer, Team Thomas is a must! read more

Our financial advisor spoke with Brady once, and was so impressed, she suggested we talk to him about mortgage options for an investment property. He was super responsive, and helped us understand the options. As time went on he continued to investigate the best mortgage for us.His team was also great in giving us clear directions for all the documentation we needed, and making it easy to submit it. They were all quick to respond if we had questions. We highly recommend Team Thomas. read more

Brady and his team were amazing. So organized, informative and helpful. You can always expect a reply by whatever communication channel you prefer super quickly. They really made the home buying experience pleasant which I did not expect. Thanks team! read more

Brady and Team Thomas made the process of getting a loan about as easy as it gets. We had heard how difficult the process can be, but at every stage there was someone there walking us through each step. From daily emails with outstanding homework items on our side to detailed explanations of exactly what the lender was looking for, we felt fully apprised of exactly what was happening with the loan. We highly recommend Brady and his team for any mortgage you are looking for. We had an early consultation to determine the best fit for us, and they did all of the heavy lifting. Overall, it was a great experience! read more

This was our second time going with Team Thomas for a mortgage. Both times have been great. Very knowledgeable and easy to work with. And super fast - both times I couldn't believe how fast we could close. read more

We had a great experience working with Brady and Team Thomas on the financing for a new home purchase. Going through the process we came to really value many things about the service we received. First, Brady and team are focused on educating their clients, making sure they understand options and how the process works. They are patient and provided detailed answers to the many questions we raised - sharing useful resources along the way. Given how big of a purchase housing is and how stressful the process can be, this emphasis on understanding what is involved was critical for us. Second, they are very responsive and reliable. While preparing many offers for many different homes, they always got us our custom pre-approval letters, updates on rates and closing timelines so our offers were complete and on time. They also communicated well with our agent and the listing agents. They truly work as a team and whenever Brady was out or going to be delayed on anything someone else from the team stepped in. Third, they have great reputation locally which gave listing agents more confidence in our offers and ability to get the financing done. We love that they further that reputation by giving back to a charity of your choosing after closing your loan. We would not hesitate to recommend Brady to others looking for support with real estate financing! read more

You want Brady and his team in your corner. I'll spare you the life story and just say that my girlfriend and I work in software sales in SF in start-up cultures... we're not living in a slow-paced world where deadlines are a suggestion and everyone blends into the average. For better or for worse, nature and nurture has conditioned us to be pretty selective in who we work with based pretty much on only four factors, roughly in this order: 1. Are they as impatient yet flexible as we are? 2. Does what they're offering make business sense (i.e. is it a financially competitive option)? 3. Are they reliable, thorough, and knowledgable enough not to mess things up or annoy us? 4. Are they not an asshole? Brady and his team fit these critical criteria to an absolute tee. We talked to big banks, medium banks, mortgage lenders, crappy internet mortgage companies, a local loan originator etc. and got to pre-approval level stages with several of them. I can tell you without a shadow of a doubt that Brady and his team were the best option not just as a whole, but on each of our criteria individually as well. In the end, a no-brainer. Brady's response times and turnaround times were epic - his coordination with our agent team was excellent - critically valuable in the competitive Bay Area market. He broke down the finances for us in clear and easily understandable terms, and what he was able to offer in terms of rates, fees, buydown points etc. was on par with or better than the best offers we could possibly find in all our digging. Truth is, even if they weren't the most competitive, I'd still urge you to pick Brady and his team because reliable, talented, impatient professionals are worth paying more for. Brady and his team knew what to do, sent thorough instructions, and set expectations clearly. They followed through on hitting every commitment on time, on a few occasions responding to emails in late evenings or weekends to share updates or confirm details. To inject even an ounce of not-me-fanboying-about-this-team into this review, I will say in fairness there were some incredibly minor mistakes/confusions/crossed wires that ended up being caught right away anyway, nothing that was actually an issue. At the end of it all, Brady and his team probably deserve a 98% for accuracy in process, and 105% (yes, bonus points) when it comes to reliability, responsiveness, and turnaround speeds. In fact when you compare Team Thomas vs everyone else in the mortgage world we interacted with, that quality gap is comically large. We interacted with people who took days to respond, missed every deadline or commitment or expectation they themselves set, even one who lashed out defensively about their "working style" when given direct feedback that their constant failure to meet their own set expectations was not going to work for us. Team Thomas was the opposite of all of these things. And at the end of it all, they all just seem like good people doing good work - they donate out of their proceeds at every funded loan closing, and have donated nearly $150,000 to charities in the last few years. For all these reasons, Brady and Team Thomas earn my highest recommendation. read more

Brady and his team were fantastic resources for us. As first time home buyers, we had more than our fair share of questions and requests along the way. Brady's team was thorough, timely, and supportive. We'd use them again! Thank you, Brady and team! read more

Brady and his team went above and beyond to finalize the loan on our house. We're first time home buyers and Brady made the process super easy. He talked us through every step and made sure that we understood how everything worked. We've tried to buy a house the past three years using different lenders and getting pre-approved, and this was the first time we felt empowered to make our dream come true. Within 30 days of being pre-approved with Brady we were getting the keys to our new house. Tips: Brady answers the phone when you call. They have a great relationship with the underwriter. They've been trusted to fund thousands loans in Oakland, CA Brady comes from a family in the Mortgage Industry, vast knowledge. They offer "TBD" Approval, allowing you to close within 14 days (like us!) Don't hesitate, this will be the best decision you've made in your home buying journey. Cheers, Brady! read more

I just closed on a loan with Thomas and team and it was an ideal lending experience. I didn't have a straightforward case since I'm self-employed, but no matter what question I had Brady or Laura were quick to respond by email or phone. Always within an hour or so and often within minutes. It was the most reassuring loan experience one could hope for. I highly recommend Team Thomas as a place to feel very personally taken care of. read more

As first time home buyers we were in need of guidance in a number of areas. We found an agent that we were comfortable with, and when asked for a financing assistance recommendation, he introduced us to Brady & Team as a trusted advisor. After our first home purchase and recent experience with his team, we can see why. From the very beginning we found Brady to be an amazing communicator, and it trickles down throughout his team. They were in constant contact with us throughout the process and it really proved valuable when an unforeseen challenge came up right before the finish line. The team helped us adjust and ensure our plans of homeownership came to fruition. Brady, Lindsey, Elizabeth and everyone behind the scenes come highly recommended from our amazing experience with them all. read more

I really appreciate all of the efforts of Team Thomas. They came highly recommended from our realtor and they definitely delivered. I purchased during the pandemic, and have yet to meet them all in person. Despite this, I felt cared for, my questions and concerns addressed professionally along the way. They each provided clear and concise information and were very easy to work with. Huge thanks for your help in purchasing my first home. I highly recommend them. read more

There is no better option than Team Brady at LaSalle Mortgage.  Seriously.  For my first time home buying experience, Brady and team made the process smooth and easy and gave me the piece of mind I needed.  Brady took the time to meet with me (virtually) to discuss the pre-approval process, and he and team were available each step of the way.  Every time we were ready to make an offer, Brady stood behind us guaranteeing a smooth transaction.  And when we finally found the perfect home, Brady and team kept true to promise assisting us in having a quick and clean close in only 25 days!  I would recommend Team Brady at LaSalle Mortgage to all my friends! read more

For these pivotal moments in life when so much is on the line and the outcome of a transaction can change the course of your life, having people you trust in your corner could not be more important. After all a mortgage strips you down bare and interrogates every aspect of your personal financial life to that point and can stress relationships like very few other life events can. With Team Thomas this journey for us felt very safe and simple. We followed their guidance step by step as they told us what to do and when and we couldn't be happier with the outcome. THANK YOU SO MUCH BRADY AND TEAM THOMAS !! read more

I cannot recommend Brady and his team more highly. Over the course of the last two years (starting before the pandemic), Brady counseled my wife and me on numerous possibilities for funding our future home purchase. He was incredibly generous with his time and advice, especially given that we decided to hold off on buying (the timing wasn't right for us). But when we were ready, Brady helped us pick up where we left off and offered us a very competitive loan (we compared it against other leading lenders). His team was extremely responsive to emails and welcomed any questions we had throughout the process. I would absolutely work with Brady and his team again. read more

Brady and Team Thomas were absolutely amazing in helping me through the home buying process. For a first town home buyer it can easily be confusing and overwhelming but Team Thomas was super thoughtful and transparent and gave me very detailed instructions, answered my many questions, and kept me up to date throughout the entire process. Super grateful for such a seamless experience! read more

I worked with Brady for the Loan on my first home. He and his team made the whole experience so easy and smooth. I was quite nervous since this was my first home purchase, but Team Thomas completely put me at ease. They were super responsive and kept me updated on the entire process from start to finish. They were so efficient, we closed even faster than I expected! I will definitely be working with Brady and his team for my next home mortgage. read more

Helpful and professional from start to finish. Brady and the Team gave us individual and timely help throughout the process. Gave detailed explanations of each step along the way and above all never missed any details or deadlines. Great experience! read more

If you are lucky enough to know to hire Brady Thomas and his team, do it! Getting financing these days is a nightmare. Brady, Elizabeth and Lindsay were kind and graceful during this stressful process. They are creative with all problems and most importantly, they get the job DONE! I highly recommend them! read more

Buying a home is really stressful especially in a world with COVID. When I was looking into what I needed to do, I asked around and was given Brady's information. I spoke to him and also shopped around before making my decision on who I wanted to go with. Brady and team (thanks Elizabeth!) were a clear front-runner and now that I've just closed on my first home in record speed, I am happy with that choice. The team is super quick, really responsive, thorough and really great to work with. If you're looking to purchase or re-finance check out Team Thomas! One other bonus is that they donate $250 after you close to a charity of choice. I love this! All around great people and even better service. read more

Love Brady and his team. Knowledgeable and helpful throughout the process of buying a home. Highly recommend!

Echoing literally every single review on here, Brady Thomas, Elizabeth Bernal, and their incredible team behind the scenes do truly go above and beyond to create easy, efficient, and really valuable lending experiences for their clients. For me, what could have been an intimating process, they made quite fun and continually ensured that I would always know what to expect next. Just as importantly, Brady and team managed to help me lock incredible rates during what seems like uncertain times. Particularly in my case, this team really saved the day and made this purchase happen with best-in-class appraisers and their tight network of realtors and lenders -- they managed to help me close on my first house way ahead in our timeline. I highly recommend Team Thomas to any first time home buyer who might be looking for competitive rates and a team of incredible humans who will fight for you. read more

We've used Team Thomas for mortgages on two home purchases and could not be happier with the result. Great experience, prompt responses, attention to details, and most of all they made buying these houses in a competitive market easier. read more

We're so glad that we worked with Brady Thomas and his team. Everything went terrific and would highly recommend. Felt taken care of every step of the way, they were thorough, had great follow-through, always responsive and available to ask questions. Navigated us through a tricky mortgage refinance and we're in a much better position now. Go with Brady, you'll be glad you did. read more

Brady and Elizabeth did a great job with our mortgage and we even managed to close earlier than the deadline, which was exceptional. Highly recommended. read more

I am so thankful for Brady Thomas and his team. I now am now living in a condo in my dream location with monthly payments I can afford. That is not easy in this current real estate market. My offer never would have been accepted without this team's concerted effort. To make things trickier, I was a bit of a risky loan prospect since my divorce is still in process. I desperately wanted to settle into a new home quickly, and Brady helped shape my presentation to lenders to be most flattering. I really appreciated how responsive everyone was, how thorough their answers were to my numerous questions, and how they prepared me for the process. I don't have a lot of experience in the real estate market and really appreciated how thoughtfully they led me through each step. read more

We had a great experience working with Brady, Liz, and the rest of Team Thomas on the financing for our new home. They're awesome, and we recommend them highly! Their communications are clear, responsive, and timely. They did a terrific job of explaining the process at every stage and what we could expect at every turn, so there were no surprises or last-minute rushes for us to collect information or supplemental documentation. Over a nearly 10-month period, they reliably fielded our questions, rate inquiries, and pre-approval letter requests. We especially liked the tone of the entire operation - friendly, personable, and transparent throughout. We were able to close smoothly and timely. Thanks, Brady, Liz, and Team Thomas! During a stressful and crazy real estate market, you all really delivered. read more