I just finished purchasing my first home, Nick & Sheila are amazing! Nick made getting…read morepre-qualified a breeze. I found my dream home on March 14, made an offer the following Monday ... did some negotiating till the end of the week and got started the following week on disclosures. Let's say March 24th, I signed loan docs today 04/16 and should have my keys tomorrow!! Not all deals will be this fast or as smooth but what I can say ... Nick & Sheila will keep you informed every step of the way. I could not ask for a better mortgage broker, Nick is personable, has a great sense of humor and best of all - he knows what he's doing. I quickly realized that I could trust Nick completely and that he truly did what was best for me and my situation. I hope to never purchase another home but if I ever do, Nick will be who I turn to and I tell all my friends, if you're looking for a mortgage broker that is AMAZING, call Nick; you will be so glad you did. If you're like me and haven't the foggiest clue about buying a home, trust me - you want this man in your corner as he is so smart & in tune with what he does and there won't be any surprises at the end - everything came out as Nick said or lower. I cannot say enough great things about OMT, Nick Carter & Sheila. CALL THEM, CALL THEM NOW!

Looking for unprofessional and non transparent communication during your upcoming real estate…read moretransaction? Wanting to experience "car sales man" like lending experience while financing your home? Buyers: searching for a mortgage broker that gives you pre-approval to purchase a home only to find out at the 11th hour that you do not have approval for something that should have been caught months ago wasting your money and time? Sellers: looking for a buyer on your home and yearning for extended time frames, with little to no communication resulting in your sale falling through and losing out on the house you were purchasing wasting your money and time due to them utilizing an untrustworthy mortgage lender? Then look no further OMT is the place for you!!! If I could leave negative stars, I would. Don't walk, please run away from this company. There are plenty of trustworthy, professional and local businesses here to help you with your mortgage lending needs. This one is not the one for you. Our real estate transaction was a complete disaster due to no one involved other than JR with OMT. He mismanaged timeframes and paperwork, flat out refused to communicate with all professional parties involved in the sale (due what seems a greatly inflated ego) which resulted in sale falling through in the end after extended timeframes and wasted money. I have never in my life experienced such inept communication and poor customer service. Save yourself the heartache and never utilize your lending through this company, or participate in any type of real estate transaction where OMT is involved. Buying and selling a home is stressful enough, please do not add to your stress by using this lender.

We just went through the process of purchasing a home and were referred to Nancy Meston with Guild…read moreby our realtor. We called her right after meeting with our realtor for the first time and have been in regular contact since. We are first-time homebuyers so we had no idea what we were doing and Nancy took the time to answer all of our questions, of which there were many. Nancy checked in with us regularly and called as soon as she had any news for us. Nancy is incredibly knowledgeable about all things mortgage-related. If she didn't know something, she found out and told us immediately. She is incredibly thorough and took care of everything for us. We really only had to sign paperwork and decide on a rate, the rest Nancy took care of. She is also a complete sweetheart and we loved working with her personally. I will definitely be sending my friends to Nancy when it's their turn to buy a house. If you're looking for a mortgage broker, definitely go with her!

I can't say enough good things about Nancy. She is an incredibly experienced, reliable, and honest…read moremortgage lender, and someone I trust both personally and professionally. I've used her for my own loan, and I also confidently refer my real estate clients to her because I know they will be taken care of. She is smart, strategic, and always thinking ahead to make sure everything runs smoothly from start to finish. She explains the process clearly, stays on top of details, and communicates consistently so there are no surprises. As a real estate professional, having a lender like Nancy is invaluable. We work extremely well together, and that teamwork makes a huge difference for our clients. She problem-solves quickly, keeps transactions moving, and always has her clients' best interests at heart. If you're looking for a mortgage lender who is trustworthy, knowledgeable, and truly cares about doing things right, I highly recommend Nancy. She makes a complex process feel manageable and gives you confidence every step of the way.

We worked with Jasmine Hatmaker. She was the consummate professional and helped us as first time…read morehome buyers understand the process of applying and being approved for a loan. There were a couple of extra hoops we had to jump through (unrelated to Jasmine, it was financial stuff on our side) that Jasmine walked us through step-by-step. We just closed today and couldn't be happier with her service! She was always responsive to texts, emails and phone calls and sat with us while we signed our closing paperwork. Thanks to Jasmine, this was a smooth process! I would absolutely recommend her to my friends and family.

We've worked with Shad Carson multiple times over the years. His knowledge and professionalism,…read morecoupled with his kindness, made each experience pleasant. He took time to provide answers to our many questions and was always patient. We felt he was in our corner. We have recommended him to family and friends because we know he will treat them right. Shad will be our only mortgage guy. He's really the best.

Working with David was an absolute pleasure and I highly recommend him. David helped me to save a…read moresubstantial amount of money on my refinance and went above and beyond to take care of me. He is extremely professional and his twenty plus years in finance really made the difference in getting the job done quickly. David took the time to explain all of my questions thoroughly and professionally. His patience and professionalism really set him apart from other brokers that I've worked with in the past. David has impeccable character, patience, caring, attention to detail, and really made me feel at ease through the entire process.

The Old guy in the wheelchair in Its a Wonderfull life would love these guys! Firrst off when they…read moretell ya if you're unhappy with your loan before 30 days of signing papers bring back the money borrowed and be released ! They forget to mention to have the exact check they printed for you in there office ! There money cash no good . Then read the very fine print in the APR . 34 percent a month on that loan adds up quick to a lot of damn interest you're paying . 1500 $ borrowed and over 10k paid so far Wtf right? But that is also due to them putting there personal charge of an unknown insurance company on the rig you use as collateral . Your insurance which I have full coverage with Allstate is not adequate enough and if ya dispute there charges they will garnish you the amount they overcharge you ! Please read there papers thoroughly and if at all possible find someone else ! This dang place is wrong ! It's wrong what they do for no other reason than greed ! And I hear greed is kind of a bad way to go about your life ? I may be wrong but I could Never do what they do for a living !

Great amazing woman. Fast, efficient, understand and supportive. Been through hell and back with me…read moreover the years with the loss of my mother. My electric going out. Just all around great company.

Wonderful and easy folks to do business with. He's always been our go-to underwriter.read more

This guy dropped the ball on a very important deal and he offered very poor communication. When you…read morego into his office to go over any paperwork it's like a sales pitch. He will just gloss over all of the details. He does not realize that the customer doesn't sign mortgage papers every day. Due to his lack of communication with my realtor, we were unable to close on a house that I'd been waiting on for a year and caused us to miss the deadline. I would not recommend this company to any veterans or anyone else for that matter.

I learned about Physician Financial Advisors on a physician forum. I had an initial phone…read moreconsultation with Ben today, and he was very informative and thorough. He explained how his firm's process works, asked me questions on what I was looking for and how he can help. He offered alot of good advice, gave encouragement and provided great feedback on how to approach our finances going forward. He is affordable and also thorough with his services and knowledge. I highly recommend him and his firm. Looking forward to keeping in touch.

I have been working with PFFA for about 2 years now. I have worked with several other financial…read moreplanners over the years. These advisors are the most open-minded and accessible that I have worked with. The three primary advisors at PFFA are relatively young (but pretty seasoned and experienced), energetic, well-trained, thorough, and pro-active. They have been working under the guidance of Ben Utley, who started the firm, and is still a presence though not as active. The fee structure is a fixed monthly rate, has nothing to do with the amount of assets, and is very reasonable. This is different than fees that are based on Assets Under Management (AUM), which are most often 1%, so if you have $1 million of investments, your fee is $10,000 annually. They have experts in retirement planning, college funding, and choosing investments. The investment strategies that they recommend tend to be based on index mutual funds rather than individual equities or actively-managed mutual funds (akin to the advice of John Bogle, founder of Vanguard). They use Betterment as their custodian (though they are happy to work with you if you have your assets with another custodian), and the three advisors do a lot of the legwork at Betterment for you. I could not be happier with their work, guidance, and concern for me and my family.

Cheri C. Sherry…read morerenewed our faith in the importance of a good agent. We lost our second hime in the Holiday Farm Fire; our long-term agen retired soon after. We found ourselves floundering with some of the claims issues, several friends highly recommended Sherry. She has been amazing from the beginning. She explained all policy provisions to us, she advocated for us with claims managers, she fully assessed our insurance needs (important after such a loss). She also explained the coverages in a way that helped us know how to actualize the limits of our claim. She is aligned with an excellent company and she truly understands the ramifications of the choices you have, One of the best decisions we made in the last two years was to request Sherry Schaefers as our agent. We trust her expertise and advise.

Sherry has been my agent for almost twenty years and I can strongly recommend her and her team…read more They are professionsal, knowledgable, always have time to answer questions and are pleasant to work with. Sherry provided tremendous support on a recent claim helping me understand the nuances of the claim process and also ensuring my claim was handled properly. I can't speak highly enough of Sherry and her team.