I can't say enough great things about working with Amanda and Kylie! This is my second time working with Amanda, and once again she exceeded every expectation. She is incredibly easy to work with, always responsive, and communicates clearly every step of the way. The entire HELOC process felt smooth and stress-free, which is something I didn't think was possible! Uploading documents was simple and straightforward, and both Amanda and Kylie made sure everything stayed on track without any confusion or delays. Their professionalism really stands out--they are knowledgeable, organized, and genuinely care about getting the best outcome for their clients. What impressed me most is that even after we had already started the process, they were able to secure us a lower rate. That level of dedication and follow-through is rare and truly appreciated. If you're looking for a team that makes the process easy, keeps you informed, and goes the extra mile, Amanda and Kylie are the ones you want to work with. Highly recommend! read more

Process HELOAN loan with Kylie and Wade, very quick and smooth process. Really appreciated your their prompt response. Answered all my questions and concerns. I would definitely considered using them in the future and referring to others. read more

This was by far the smoothest and fastest loan process I've had. I was referred to Amanda Kolman by family who recently worked with her in the past. From the first phone call, Amanda was extremely friendly and professional. She made things easy to understand and helped make this a stress-free process. Having not done a HELOC before, I had a lot of questions! Amanda was very responsive over text messaging, answering all my questions in a timely manner. Immediate communication access to your loan officer like that is what I think sets apart this company from the big lenders. Uploading documents was simple to do, and Amanda made sure everything was ready to go to start the loan process. She then handed it off to Kylie Mell-Johnson to help get the loan closed. Kylie communicated well, answered my questions, and provided me with all the documents I requested. She also kept the loan process running smoothly. I highly recommend this company for your loan needs, and give all the credit to Amanda and Kylie for making it a 5 star experience. read more

They are spamming my phone, I got called 7 times in 8 hours with different phone numbers. This is ridiculous, i'm going to file a complaint the next call I get. Stop spamming people's numbers. read more

Amanda and Mackenzie were wonderful to work with! Their kind professionalism and attention to detail made me feel acknowledged and taken care of. After dealing with several other lending companies, I chose Summit Home Lending because they helped walk me through each and every step and understood what my individual needs were. I highly recommend this company if you are looking to refinance your home. read more

A year or so ago I did a google search regarding an equity line. Summit Home Lending got my contact information and they have been calling me at least once a week ever since. I have told them over and over again I was not interested and to take me off their call list. They will harass you non-stop! They will not take No for an answer! read more

They won't stop calling! 5 calls today, each one from a different number. Each time I requested them to stop called and removal of my name and number. Wish I could post a screenshot. read more

I have gotten 10+ marketing calls from this lender. I've blocked them every time, but their numbers kept changing, and they kept calling to harass me. Beware if you decide to use them. read more

I'm updating my review to 3 stars because they did get back to me the same day I wrote my last review. They did apologize and wanted to work with me but I had already started working with another company recommended by my friend and decided to stay working with them because the communication is great. read more

Harassing! 3 calls in 1 day. Sent to voicemail. Informed I was not interested and sent to voicemail again. Fraud! Claimed I requested information "sometime" ago but when pressed stated a few months back. I never requested nor have interest in any loan. read more

The service I received from Sean and Kylie was excellent. Any time I had an issue or a question I received an immediate response from both Sean and Kylie. I highly recommend Summit Home Lending. read more

Tony Le was amazing, he was consistent with his help in guiding me, explaining every detail that I needed to understand, Devon Carag was Proactive and Fast in making my loan approved on time. It was quick and Fast.I really do appreciate both of you off all your help.You guys are quick in making things happen on my loan. Tony Le and Devon Carag are very professional and very patient in dealing with issues. I am proud to refer them for my friends and family. Thank you for your service. You guys Rock read more

ABSOLUTE waste of time! They can't get there information straight and provide arbitrary calculations . Was also specifically asked to sign documents that were incorrect!!! Then at the very end says he "knows" a guy to get things done. This was Chris who handled the documents and "knows" a guy. Would leave 0 stars EXCEPT Monica was polite. Chris is unprofessional, shiesty, and insincere. Take your money elsewhere!!! read more

Summit Home Lending is nothing more than a slimy spam shop. I have requested they stop calling me many times but they keep doing so using robocalls from different phone numbers. read more

My experience was very good. I like Mr.Jabco Welch Very helpful .I'm not phone sassy but his walked me through very steps I had to take to get are loan. I Appreciate your help and patience thank you read more

Waste of time getting hopes up. I started with a simple question. Will you loan for a debt consolidation with a projected DTI of 56%? They said yes, we can figure something out. After they checked my credit and being turned down, I asked why. They said my credit score was good but the DTI would be 56%. I said I told them that to start with, so why the deception and games. They said that most people don't really know their DTI so they figured I was wrong. Thanks for getting my hopes up, smashing them down, and insinuating I was an idiot. As you can see from a projected DTI of 56% I really needed help and have been able to keep a good credit score with a much higher DTI. Don't be jerks, don't assume, and don't lead people on. Improve your communication. read more

Just secured my second loan with Brad Martinez and Joel Douglas. Outstanding customer service and highly recommend this lender!

Unfortunately, we didn't have a good experience with this company recently. Somehow they botched closing our original loan for our 2nd and it costs us having to pay for additional interest on a 100,000 loan. They were also simultaneously handling a new purchase and that fell through after we had already paid to get repairs done, there was not much communication from them. It's too bad because we previously had a good experience with them, specifically Scott Alley, he's great. I think the company might have been bought over, but we won't be going with them any longer. They did nothing to help us after they messed up. read more

Thank you so much to Amanda, Kim and Kelly for all of your help on the recent transaction that we closed together. I appreciate the expert communication that you provided all throughout the loan process as it helped to make my job much easier. It was a genuine pleasure to work with all of you and I hope to work together again in the near future. read more

We recently closed a HELOC with Summit Home Lending. Senior Loan Officer, Giovanni, and Loan Processor, Monica, were knowledgeable, accountable, and responded promptly to our queries with expertise. I appreciate their professionalism and guidance throughout the entire loan process. I am pleased to highly recommend Summit Lending. read more

Chris was very informative, patient and professional in working with me regarding my interest in a home equity loan/home equity line of credit. He was almost always available and quick to get back to me when not immediately available, and very quick in sending me the specifics of other rate and cost scenarios that I was interested in. I eventually went with my own credit union because they offer an amazing HELOC product with no closing costs and other excellent features, but would have welcomed the opportunity to work with Chris on my loan if Summit's costs and rates had been more competitive. I highly recommend Chris for your loan if pursuing a loan with Summit. My rating for Chris would be 5 stars; the "Good" 4-star rating is because Summit's offerings should be more competitive with other lender's offerings. read more

Would like to update our review and experience with Summit Lending. Once our loan went to the loan processor Davina she made sure to be in constant communication. She was very thorough in providing updates and guidance on what was needed to keep the process moving forward. We are very happy and pleased with our refinance with Summit Lending. read more

I highly recommend Summit Lending. I was completely impressed with their professionalism and very friendly staff. They were patient with me and all my questions. I thank them for all their help with securing a loan. read more

Though I signed up with another company , the service level and follow up by Amanda was first rate. Highly recommend them!

Very courteous and helpful staff throughout my entire loan process. Answered all my questions.

I started the Process for my HELOC with Ryan Axe, and then finished the process with Amanda Kolman. Both made the process very easy. Everything was explained from the Beginning and nothing changed. Both Amanda and Ryan were alway responsive by Quickly returning my calls or emails. I would recommend them to my Friend or Family! read more

Summit Lending is my go to for all mortgage needs and an easy recommendation. They're honest, knowledgeable, and rapid - you won't be disappointed! read more

I'm a 73 yr old Vietnam Veteran, who was funded today (deposited in my bank) for a Heloc Equity loan. I was entertained by no less than three other reputable lenders. I was either denied, or for days we went thru different scenarios on how to qualify for a loan, from Heloc to a total refinance of my VA loan , at its current 2.7 interest rate. It was way too much for this Vet to swallow. 2 1/2 weeks ago I saw an ad for Summit Lending. distraught with what had just happened, with the other lenders, I called Summit at (Night) I left a message. The very next morning, I received a text, saying that Mr. David Garcia, Senior Loan Officer would be helping me in my quest for securing a loan. I soon found Mr Garcia to be a very professional well informed Loan Officer. very patient at my medical needs, hard of hearing, plenty of PTSD to go around. I know its hard to deal with me, but Mr. Danny Garcia hung in there with me, explaining the different types of funding, and the after funding as well. as a customer you want to feel as if you won the battle, I felt good to have Mr. Garcia show no interest in making the deal for his own profit , but to make me completely understand the process. I hung up with a smile,( in todays America) on my face proud to be a Veteran With out taking anything away from being satisfied with the above, I want to thank Mr. Garcia, Summit Lending for his support staff, Ms. Kylie Johnson for her dedicated work and answering my count less E-Mails Good work Summit for having Talented, well informed, educated Staff I'll be back! 5 Star Rating read more

Summit Lending was the perfect company to go with when looking for a loan. They really gave their time and expertise in helping me get the loan that was right for me. I will definitely use them again. read more

Unbelievably unprofessional! Senior Loan Officer Chris Boulos pretty much ghosted us after applying for a HELOC in May 2024. No decision, no explanation, no callback. We might not have qualified for it despite high FICO scores, but we at least deserved an explanation for the denial from Boulos. It smacks of discrimination on some level, breaking all trust. Never again will we ever entertain doing business with an unprofessional lightweight lending company. read more

I was very happy to work with Summit Lending. The entire tesm made it so easy and stress free. Everyone I spoke to Isabel, Kelly, Ryan and Kim where extremely professional. They were patient and thorough when answering all my questions. Thank you read more

They made the process so easy thank you, Jenny and Amanda. I would highly recommend you to anyone, so if you're looking for a loan, they will take care of you with nothing but professionalism. read more

We were looking to refinance our home and my sister recommended Lisa @ Summit Lending. We could not be any happier with the whole process. Even the notary process was seamless. Everyone we worked with was super responsive and efficient. Thank you Lisa and team for helping us lock in our rate and getting everything taken care of so timely. read more

We have nothing but wonderful things to say about Summit Lending! Scott Alley was very helpful and easy to work with from the initial pre-approval process to our recent smooth and successful close of Escrow. Being first-time home buyers, Scott was very patient with us and took the time to help explain the process and answer all of our many questions. Communication was always prompt and very pleasant. We are so appreciative of Scott and Lisa Alley, and the amazing service they provided us in helping us secure the loan for our first home. Summit Lending is top notch! Thank you so much! read more

Absolutely the best company to work with. Super fast, easy and informative. I won't use anyone else for a loan again! Lisa and her team are all awesome! read more

I am a Realtor and one of my clients insisted on using Summit Lending for their purchase. I was skeptical, but let them do it. This lender is by far one of the best I have used in my career dating back to 1980! We liked them so much we did a refinance and a investment property 1031 Exchange with them and now I recommend this lender to all of my clients. read more

Summit Lending made our refinance so easy. Scott, Lisa, Taunya, Sherry were awesome. The process was fast and smooth. We will definitely use Summit Lending in the future for any refi or purchase. I recommend the Summit Lending team to everyone. Thank you very much. Scott read more

I don't think 5 stars is a high enough rating for Summit Lending. Lisa and her team are true professionals and wonderful people. When my dad died, the trustee of my mother's estate abused his power and caused a lot of problems. My mother needed to refi and time was of the essence. To make matters worse, the title on the home was horribly clouded. Summit gave us the best rate and closed the loan in a little over 3 weeks. They communicated every step of the way and, most importantly, cleaned up the mess of the title. Shout out to Ryan and Mike, who were just wonderful to work with. Without hesitation, Summit Lending will be my first call when we are in the market to buy or refi in the future. read more

We refinanced through Summit because the rates were so low. Not only was the customer service great (we worked primarily with Bryan, but all the interactions we had were great), but the turn around time was right at about 24 hours. The rate that they locked us in at was better than the other national brands and their fee was significantly lower than those brands as well. We will definitely do business with Summit Lending again in the future and will recommend them to anyone who is looking . read more

Over the years, I have applied for mortgage loans for various reasons; purchases, refinances, seconds, etc. As a result, I have become well-versed with the process, which includes evaluating the reasonableness of loan costs, no points versus points with rate buy downs, and no cost FHA options. The product type, terms, and personal situation are contributing factors when selecting a loan company. Even more important is finding a loan company with the right tools, product availability and accessibility, and experience. One loan officer with all the right stuff is Lisa Alley, the broker of Summit Lending in Huntington Beach. Lisa handled my multi-faceted transaction with ease. She conducted research, found competitive products, and negotiated an excellent rate. Lisa kept us updated throughout the process, and the entire transaction was handled electronically; except for the signing which is required to occur in person. This particular experience was seamless from both of our perspectives. Lisa did a great job, and she has earned our business for life. If you want to work with a great person who offers great service at reasonable prices, talk to Lisa at Summit Lending. read more