Specialties
Maybe you are used to banking that is pretty typical. A part of your life that you have to do but would rather not. A nagging errand or worse yet, a major issue with life events. You may even be on your toes, unable to trust how your money is being handled.At St. Cloud Federal Credit Union, you can let your guard down and even learn to enjoy banking. As a not-for-profit cooperative it is natural for us to focus on our members' needs. Profits we earn are invested back into our membership and our communities. That is a huge difference between us and the banks; we have a volunteer Board of Directors who are committed to our membership, while banks are committed to shareholder profit. We have proudly served our community for over 80 years and have created a banking experience that feels more like a family than it does a business.St. Cloud Federal Credit Union is the best choice for local banking. Whether you have a few dollars or a few hundred thousand, we can help you pursue the options that are right for you. We care and will only work with you on helping you be successful, it is our commitment and our passion.Choose the services that you need most, including:Personal and business checking accountsSavings accountsInvestment accountsPersonal loansAuto loansMortgages Debit cardsCredit cardsHSAsInsuranceNo matter what products and services you choose, you can always count on additional benefits, like dividends that accrue daily, online and mobile banking services, extended warr...
History
Established in 1930.
In 1930 we were founded by the Postal employees in St. Cloud MN with our office in the St Cloud Post Office (known as the Federal Building). In 1940 our field of Membership expanded to all federal employees. In 1970 we moved to Mark's Realty Building on 11th Ave & 1st St. In 1975 our current CEO, Bill Winter was hired as manager and we moved to Northgate Plaza in St. Cloud. By 1979 we had introduced both Mortgage Loans and Checking Accounts and in 1986 we moved again; this time to 33rd Avenue North. By 2000 not only did we offer credit cards, and have an established website offering online Banking, we also acquired a Community Charter from the federal government, expanding our field of membership to everyone who lives, works, or worships in Stearns, Benton, and Sherburne counties. In November of 2001, we moved to 3030 First Street South, in St. Cloud where we reside today. In January of 2006 we opened our second location on PineCone Road S., Sartell, where we serve Members today!