This review is only in regards to the customer service experience I've had many many times at the…read moreWaite Park location. My former bank was merged into this new Magnifi Financial Group but with that merger came Better Mobile Banking, More Locations, 24hr Deposits and as far as the Waite Park branch, some of the best customer service I have experienced anywhere. I'm 55 and I've worked in customer service for over 35yrs so when I say this branch delivers the best, I say it with experience! If I hadn't been merged to this bank, I would choose this bank over and over again just because of the customer service I have consistently received. Great Job Everyone!!!

I tell people all the time that I love my bank! Anytime I have ever dealt with Affinity from my…read moremortgage to checking, savings or auto loan I have been satisfied and usually even impressed. They are fast and efficient with loans, give points for debt usage and are so friendly. I also feel that they are very community driven and give back to several local residents and organizations. Best "bank" ever.

Had a great experience with Emily R. in the St. Cloud branch. She is professional, thorough,…read moreresourceful and solved a complicated issue with a cheerful smile and a can-do attitude. Thank you, Emily!

I had a terrible experience at this bank regarding this person here Malene Petko-Kirk - I believe…read moreher position is a loan officer. I'd rather not going to details because she was out for her best interest and the bank best interest and not the customer. I was a member at this bank for five years and I close my account due to this incident. Fuck this bank!

I would like to say that I am very proud to be a member of Saint cloud financial credit Union…read more Everyone of the staff are very knowledgeable and helpful. Every questions that I had transferring my funds we're answered In a very professional manner. Let's just say they do a great job for me and they will probably do a great job for you. I highly recommend banking at Saint cloud financial credit Union.

Granite Bank completed my mortgage with no real issues, but as a return customer they failed me…read moremiserably!!!!! First off, they prequalified me without any real research on the position I took at my new job. When it came time to close on my new hous, they gave me the run around as to why they can't close for several months. Finally, they closed on my house, but they changed the terms and interest rate, which cost me a lot of money. After I complained about the way I was treated, I get a letter from Granite Bank telling me that they have changed my interest rate and payment back to the original rate and payment amount. After making my first payment, I get letter after letter telling me that I am late on my mortgage payment. When I contacted Granite Bank, they told me that they are working on the situation. Now after I made my second mortgage payment, I get a notice in the mail that Granite Bank has changed my interest rate back to the higher rate. No one seems to know what they are doing there. I won't be doing business with them again!!!!

Granite Community Bank is a big and beautiful bank located near downtown Cold Spring, across from…read morethe Hardee's along Highway 23. The bank itself has a unique design, with a waiting area with a fireplace. They offer all the services that you expect from a bank, including lending and financial advising. The offices are located upstairs, along with a large meeting room.

Honest. Creative. Flexible…read more Over last three years I have done 5 loans. From $30k to $3M Majority owned by a very philanthropic family. Best Ever!

From the owner: Kensington Bank in St. Cloud, MN offers full online banking, personal checking & savings, mortgages…read moreand loans, business banking, commercial & agricultural lending.

Stearns takes unexperienced borrrowers and locks them into full-term payment with interest. Their…read morebuyout costs about as much staying in, and one single NSF and that's out too. There are much, much better lenders out there, such as John Deere and AgDirect for farmers.

As many others have said, this bank is deceptive. Heavily front loading interest and calling it…read more"the industry standard." I urge everyone to not impulsively sign into a financial agreement and do your research!

Man, if a brick wall was a banker, it would be Wells Fargo. Specifically, this one. I went in to…read morecash my paycheck yesterday and was told at the end of the proceedings, to paraphrase; "there's a problem with the account. It's not your account so we can't tell you anything or help point you in the right direction or anything." But at no point did they try to actually run the check. My payroll manager was gone for the day(this was Thursday 3/12) so I had no point of contact at that moment. I returned today (3/13)only for them to be able to do exactly what they "couldn't possibly do" the day before. They acted like there was an issue, but then when they did their job, the check was good to go. I'm now over due on bills, late to work, and having a FANTASTIC Friday.

Very friendly and professional staff at this location. If there was one thing that I didn't like,…read moreit was that I had to pay the meter that was in front of the building. I certainly understand why (to deter non-members from parking there), yet I didn't see any signage that would indicated customer parking like most WF locations do. Not to say that it doesn't exist (it probably does). It was just hard to find when driving on the street. The drivethru looks pretty massive and busy, yet convenient for most. I'll give that a try next time.

I was forced to do "online banking" and my account was hacked for over $26,000. Not only that but…read morethey kept the account active until I was negative and then proceeded to contact me about how I'm going to take care of it. Their customer service is a joke. The fact these hackers are out of state and could spend $500 multiple times in one day as you see my actual transactions in between but yet they never flagged anything or shut the account down is utterly unacceptable. I have spoken with 6 different employees and have gotten nothing. This happened 8 months ago and it's honestly pathetic. I strongly recommend against doing any kind of banking with liberty bank.

I'd never change banks. Feels like the show 'Cheers' you want to go where everyone knows your name…read more Plus, they are looking out for my best interests and contact me if they are suspicious about card activity like when I am out of town on vacation etc. I like that they know my use habits and contact me whenever they have questions.