My family used Hess Insurance for 12 years while living in the Minneapolis area, and only left them…read morebecause we moved out of the state. Jeff was great to work with - he was never slow to respond to a question, and helped us through tedious fender-benders with ease. You could probably save a bit of money elsewhere, to be fair, but for solid customer service and reliability, I'd recommend these guys in a heartbeat.

From the owner: Hess Partners Insurance Agency INC Provides Insurance, Automobile Insurance, Renters Insurance,…read moreHomeowners Insurance, Motorcycle Insurance, Recreational Vehicle Insurance, Business Insurance, Life Insurance, Health Insurance Services to the Saint Cloud, MN Area.

On July 25th I got hail damage on my 2 week old new Buick. I contacted Heidi's office and in 20…read moreminutes Farmers contacted me and sent an adjuster out in a very short time to assess the damage and paid me on the spot ! Fantastic service from start to finish ! Thank you Heidi, your excellent secretary and the Farmers Insurance Company !

From the owner: Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another…read morekind, I'm here to help you understand the insurance coverage you may want. Serving the Saint Cloud, MN area since 1986, I can help you understand your coverage options so you can protect what matters most to you. Stop by in person, reach out online or call to get a free quote today.

I stopped at their office on Weds as I was concerned about the large increase in my auto ins. I…read morespoke with Melissa Barthel. She said she had tried to call on both my auto and home but they didn't have my current ph#. She saved me about $1,300.00 on both policies. She is very friendly and helpful...and I do not recall an ins agent ever saving me money. Call her. You won't be disappointed.

From the owner: Thank you for considering Advantage 1 Insurance. We offer service to the residents of Saint Cloud,…read moreMN area. Our goal is to meet your service needs with the highest quality service. Our services include business, auto, home, life, and health. Visit our Website for locations and online quotes. Give us a call today and get a quote.

The new owners after John retired are absolutely terrible. Gave them 3 weeks to take care of…read moreupdating my payment info and was lied to multiple times about it being taken care of. Now I'm left with no insurance because THEY dropped the ball. Outrageously terrible service.

From the owner: Hoffman Insurance Agency is locally owned in Saint Cloud, MN. John Hoffman works with many…read moreinsurance companies providing several ways to save you money. Here are just a few of our specialties: Auto insurance (preferred & risk) Home, mobile home & renters insurance Health & life insurance Disability insurance Recreational vehicle insurance Motorcycle, 4 wheeler, boat, and jet ski insurance Discounts on: Good student Senior AAA AARP We are always learning more and educating ourselves on the latest technologies and practices. This ensures that anyone who calls Hoffman Insurance Agency will be 100% satisfied. Call us today for a Quote!

Our lake home burned down 205 days ago (the neighbors burned it down while we were away). We have…read morereplacement coverage but have been battling AOI for many months. They don't readily supply information or responses. AOI refuses to accept that to rebuild "LIke & Kind" (their words) will cost more than they want to spend. I am even willing to use the contractor they reached out to rather than ours (who built it originally). They do not work well or play well with others. Definitely do not use them as my wife and I have experienced their insensitive, unwillingness to supply and uphold their end of the contract and provide the insurance we have paid for.

Honestly an absolute nightmare from the very beginning. When I first signed up they put me at a…read morereally good price only to raise it 333 dollars within a month. After getting all of that situated everything was all good until 6 months later when the renewal came and it was double the original amount. So I asked to cancel and had to talk to someone regarding the cancel now four times total. They assured me that I would not be charged for the six months since I canceled Prior to the end date of the policy. Go to look on my credit card and they did charge it anyways. Honestly, it was nothing but a hassle from the start and I would save yourself the trouble.

I would leave zero stars if possible. DO NOT USE THIS COMPANY!!!! I hit a deer today and called…read moreAllstate. I have NO auto insurance since this branch NEVER entered my updated policy into their system. I have been driving five months without insurance and now will have to cover the damage to my vehicle myself. No concern or comment from this agency. I have texts from October 2022 that state that they have transferred my policy (see attachment). I still am in shock from all of this. A perfect Monday.

I used them for my small business insurance 2022-25 (Employee Health, LTD, and Professional…read moreLiability). They screwed up something with each of these. Health Insurance - they talked me out of continuing to do an HSA (for tax benefit reasons) - only to find out at yearend that their product wasn't deductible for S-corp (cost me thousands). LTD - wrote our policy with the 2nd worst Insurer - 2 years later that insurer denied our employee's LTD claim (employee had 4 different debilitating diagnosis - Insurance Dr said it was all in her head & denied the appeal). I switched to another Broker for Health and dropped LTD altogether. Finally, in Oct. 2025 I switched to another Broker for Business Liability, but instead of signing off on the broker-of-record change, North Risk submitted form to 'CANCEL' the policy!! They no longer respond to my emails, so my new Broker had to scramble to prevent a lapse in policy. Avoid working with Bernie Mackell and Jackie Olson at North Risk Partners.

From the owner: North Risk Partners specializes in strategic insurance solutions for businesses and individuals. We…read moreare committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we offer programming and compliance support in the areas of HR, safety, worksite wellness and more.

I was jerked around from so many company's on getting a better rate Craig H…read more Explained everything to a tee, (I probably asked to many questions). HE WAS THE BEST!!!

From the owner: Founded in 1930, Our mission is to protect people, property, prosperity, and peace of mind…read more Mahowald protects clients from harm so they're free to create the success they desire....That's more than insurance.