Thank you thank you thank you!!!…read more Mr. Brady Benham & Redondo Mortgage Center, thank you for the great service, prompt response, easy step by step assistance in helping us get our mortgage for our first new home!! Thanks! Many thanks!! Andy Y & Eun L

Such a great experience working with Redondo Mortgage Center. Everyone was so helpful during the…read moreprocess of purchasing our first home!

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

My wife and I just completed a very important loan with South Bay Equity Lending. This is a firm…read morethat puts the clients needs first and foremost and makes sure that the product selected for the client is exactly what the client needs. The staff is extremely knowledgeable , friendly, professional and always available for any questions. . The staff is guided by a strong sense of professional ethics. I would not want to work with anyone else. If I was not limited to five stars for a rating, I would certainly rate them as high as possible. My wife and I extend our sincerest thanks to everyone at South Bay Equity Lending.

Matt, Andy and the SBEL team were so great to work with - 10/10 would recommend. We needed lots of…read moreadvice to understand what we could afford, and then to move rather quickly on our loan, and they made it happen. We are in our dream home and are so grateful to SBEL!

Brian helped fund the deal on my first house purchase waaaay back in 2001. He also helped refinance…read morethat same house twice following the purchase when rates dropped. Fast forward to today... I almost made the mistake of going with one of "the big firms" who claim they fund their own loans. During the process of using "the other guys" I had a bad feeling about the numbers as they kept creeping up. They wanted me to lock in a rate, but wanted me to pay $2k just to lock in the low rate they quoted me a day before as "rates are rising daily." I called Brian, apologized that I ever considered someone else and asked what rate he could lock me in at. Well, he not only locked me in at the same low rate the other lender offered "at the cost of $2k", but Brian locked me in AND got me a lender credit of $3k towards closing costs. So in short, Brian saved me $5k with a simple phone call. He also had no problem locking in a lower rate if they dropped while in escrow, where as the other "big firm" said once it's locked... it's locked. I am sorry for cheating on you Brian, never again. YOU ARE MY GUY 100%

Brian is extremely detailed and three steps ahead of the process which saves his customers from…read morelast month byte surprises. I would highly recommend Brian for all of my customers. Lori Richard

I worked with Tim early last year (2011). It was the first home for my wife and myself. I had…read morepurchased a condo a long time ago, so I needed to be educated again on all the processes (and changes) involved in a real estate transaction. Time walked us through the whole process, was available at almost any hour for any questions we had, and kept us up do date with every piece of information we needed to move through the process. He kept our agent on track and responded to every speed bump or twist and turn in the transaction with exceptional effort and professionalism. In the year since we closed on our home, I have reffered my younger brother Andrew (which Tim helped him close on his first home), a high school pal, and my good friend Matt. My Brother has since referreed two additional people to Tim to help them get into their first homes. Within the next year my wife and I will be looking to purchase another home and will not hesitate to give Tim a call. He is one person I don't have any reservations about referring to my friends and I am happy to call him a good friend as well.

As a Vet in the Bay Area, competition is stiff, and buyers generally aren't patient enough to wait…read moreon the VA loan process when there are plenty of cash buyers waiting. However, Tim got the process done for us in what must be record timing; without one single error. I HIGHLY recommend Tim and look forward to using him again when it's time for my wife and I to sell and buy our next home!

Great job with my loan and was very helpful throughout the whole process. We are very appreciativeread more

Regan and his team were excellent partners. Sharp, on the ball, and great with both first time…read morehome buyers and financially sophisticated folks. Highly recommended!

Scott and Kelly go above and beyond for their customers. They also take the time to make sure their…read morecustomers are happy and provide great support through the whole loan process.

My husband and I had a GREAT experience with Craig and his team…read more We were in escrow for 3 months with a Bank of America lender and what took them months to accomplish, Craig took care of in a few weeks. He was honest, professional, efficient, meticulous, and flexible. He went out of his way several times to meet me at my office for documents, accompanied by his portable scanner. He was so easy to get ahold with, and it never took him longer than 10 minutes to get back to me. I highly recommend Craig and look forward to working with him again in the future.

From the initial conversation with Steve through the very last step, I received excellent service…read more Additionally, Jonarae was always available to assist me during the process. I would highly recommend them!

I was looking for a new home and my broker referred me to Steve for my mortgage need. It's a seller…read moremarket and Steve promised me he can do a 30 days conventional loan and he did. He and his assistant Jonarae worked on my loan day after day and gave me the best advice on the loan rate that suit my situation and needs. I closed my home on day 30th. Thank you Steve and Jonarae !!

I flip/develop real estate and this was by far the worst lender I've dealt with. When I left my…read morefirst review they told me to take it down or they wouldn't fund. I fear extortion from this review as well. Original Review: I bought land to build on and started a refi for a construction loan with Civic. After 7 weeks and they still had no idea what's going on. The virtual assistant processing the loan is a gopher between me and underwriting. They don't have a settlement statement to review and they don't know when closing is. I am burning time and money at the stake now waiting on them. I regret choosing to go with them, but I will update this review with whatever happens. Update after closing loan finally: Fees were 2% of the loan. Junk fees to a legal team that I can't negotiate. In fact the communication was so awful you eventually just have to give up and hope they give something close to the original offer. But it won't be. There were twice as much fees as their offer. The loan was much smaller, they said they could loan 70% of land with permits, but they could only do 50%. They don't lend on any soft costs. In fact throughout the build, they never fully funded a single draw whether it was in budget or not. EVEN after I finished the build (with my own cash) and had CO, they still wouldn't fully draw the loan. That's playing dirty. I spent thousands in draw "inspection" fees to not even get a full draw, and I did the "self inspections" where we don't have to hire a 3rd party. There was this sort of trick they do where the paperwork says your loan is X, but bc of the way the math work with the land value etc, you only ever get maybe 85% of X. Communication is impossible as everyone you talk to is miles from a decision maker and might as well be an AI bot. Doesn't matter what the sales team said at any point to sell you on the loan, you won't get that. We could never get a closing date out of them, but when we finally did, the morning of they had not sent the loan package to the title company yet still (even though we set the closing date 5 days prior). The craziest part is I went in and signed and closed on a thursday, and the lender didn't actually send the wire until the following monday. They were trying to sneak in a reappraisal without anyone noticing. My title company said they've never had that happen - 4 days after closing they send a wire! Of course they'll bill me for interest even though I didn't have the money. During the process they checked my credit score/report 3 times which is a negative affect on my score. Update after paying off loan: I survived but only bc I raised 5x more down payment than they said I would need to fill the gaps from them not funding. Plus, the fees were outrageous, and no one at the company knows what's going on. I can honestly say that if you need to get a loan from civic, you are better off NOT doing the deal. I promise. Find another lender.

high interest of 8 percent to 720 plus credit and they didn't disclose to me on a clause making…read moreme pay on loan for two properties that my first paid off property has to pay 120 percent of the principal . that makes me needing to come up with an additional very big amount of money out my pocket just to sell the property. Eli has a good demeanor but overall he is not honest enough lender. I shouldn't know about this fact two years after I'm getting this loan

Andre was extremely helpful, walking my fiancé and I through the purchase process of our first…read morehome. We started conversations with Andre about a year before we were ready to purchase and we talked with him periodically throughout that time about the market conditions and reassessing our finances. He and his team were available every step of the way. Andre was very patient with us as we had many questions during the process. He and his team often checked in with us to see how the process was going and Andre was able to find us the best rate in a very competitive market which we were very thankful for! I would highly recommend Andre for your mortgage needs!

We have worked with Andre and his team more than once, and each time they were exceptionally…read moreprofessional, highly service oriented, and proactive. To be honest, I rarely expect "good" service in general from any business, let alone outstanding service. Which is why Andre's approach is an absolute delight. During the pandemic, his team made everything as easy and safe as could be. Andre sent us video messages to explain things that may have been a bit more complex than an email would support (which was fantastic!) and his team is totally responsive. Our family situation is a bit complex and chaotic due to a loved one with significant care needs, so we aren't the most self sufficient and accessible clients on earth. The extra touch that Andre was willing to provide made all the difference in the world to us. If you are looking for great service with a smile, that is Andre and his team.