Working with Dave Soza at Powerhouse Mortgage was easily one of the best decisions we made during…read moreour home buying journey. As first-time buyers with busy work schedules and limited time, my wife and I had a lot of questions, and Dave was incredibly patient every step of the way. He took the time to explain everything clearly, stayed transparent throughout the process, and consistently kept us in the loop so we never felt out of touch. Not only did he help us lock in a great rate on our conventional loan, but he also made the entire experience feel smooth and fast from start to finish. You can tell he genuinely cares about his clients. One moment that really stood out was during one of our home inspections. The contractor needed access to the roof but didn't have a ladder. Dave didn't just stand by, he jumped in with a thinking-out-of-the-box solution and helped make it happen! That kind of resourcefulness is rare and speaks volumes about how committed he is to his clients. If you're a first-time homebuyer looking for someone who is knowledgeable, responsive, and truly goes above and beyond, I can't recommend Dave enough.

Dave is the real deal! He got me and my partner pre approved after a good 1-2 hour conversation…read morewhere he never asked for any financials until we were ready! Which is a breath of fresh air considering as soon as you contact any lender, they won't give you the time of day until they see financial docs, which I understand but the way Dave worked. He wanted you to feel comfortable with him prior. The best part was is that everything that he said was exactly the same leading up to when we close our docs, which was our monthly payment plus the down payment, no surprises, and if there was, he worked with our agent to make sure that what we discussed was honored! It is now the new year and we celebrated in our new home. Thanks so much, Dave!

I've know Luz for over 15 years and with those years she has assisted me in purchasing two homes…read more She has also been there for my friends and family without hesitation. Luz has not only been helpful, but is a down to earth, very personable yet professional that is an expert in her field. The fact that I can call/text with questions or advice & I get top level attention puts her levels above everyone else. I did my research in searching for the right team to help me grow my real estate wealth. I suggest you do the same and start with Luz and her team...they WON'T disappoint.

Luz at New World Mortgage is the absolute best! As a realtor it's important for me to have a lender…read morethat I can trust with my clients. Not only does Luz give my clients the best service she also takes time to educate them on the process and is able to problem solve complex situations. I've had clients loans fall through when working with other lenders and New World Mortgage was able to save the deal. Thank you Luz and the New World Mortgage Team!

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Seth and his entire team were absolutely amazing to work with. Just really top-notch people…read more We explored several options, and Seth was incredibly patient the entire time-helping me run numbers more than once, compare different scenarios, and think through what would actually make the most sense for our situation. I never felt pressured, and he always took time to answer questions and explain things clearly. What stood out most to me was how accessible and responsive he was. No matter how many questions I had, he was always willing to help. Even when he was going on vacation, he reached out beforehand to let me know, made sure I had another point of contact if needed, and even said he'd still be checking messages while away. That level of communication and follow-through is rare. I'd genuinely recommend Seth and his entire team to anyone looking for someone knowledgeable, patient, and invested in helping people find the best fit-not just get you a loan. I wouldn't hesitate to work with Seth and his team again or recommend them to friends and family.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

I've worked with Rosie on different mortgage transactions. I love to work with like-minded partners…read morewho value service, trust and meaningful impact that's why always choose Rosie. Her passion in her field combined with a wealth of knowledge and experience in the lending industry it's a great asset and resource to always have by my side! I highly recommend Rosie and Downey Capital Mortgage

Amazing support, service, they work 24/7 and help you find the best deal!!!!! They will never let…read moreyou down. They will go beyond for your family

Fernando Gomez is always a great help. He was efficient and professional. He's knowledge of the…read moreindustry is a plus.

Fernando with Downey Realtors was a fantastic agent to his Buyers on this transaction which made…read moreour job easier as the Escrow Company handling the transaction. He was responsive when we needed something for the file to keep the momentum going and everyone on the transaction, including the Seller and Listing Agent were very happy the file closed successfully!

Daisy is a true professional! She made the transaction very smooth and easy and communicated well…read morewith my client, and I.

Daisy Thank you very much for all your help. Your great communication skills and awesome…read morepersonality helps make the deals easier. Looking forward to working with you on more deals. Fast closing is your specialty!

Fausto was recommended by a work colleague when we were considering refinancing our mortgage. We…read moremade an enquiry phone call on a weekend morning and Fausto offered to see us the same day for consultation! He was very upfront and easy to understand without being pushy, so we decided to use his services for our refi. The whole process was completed within 3 weeks. Fausto was always available for any questions that arose. We ae completely satisfied and he is highly recommended!

I was referred to Fausto by a friend. After speaking with Fausto I emailed over all my documents…read more He called me back 48 hrs later said I was approved! His team is very professional and quick to responded to emails/calls. To me communication is a big factor in business and this is what I got! I have recommended him to a girlfriend of mine. Fausto is my go to guy!

Vanessa Mosqueda was my buyers loan officer. From Sun West Mortgage Company, Inc. NMLS 3277 She…read morelacked communication skills as well as offering proper information. She did not keep herself fully informed on her clients end as well as the contract at hand. She was oblivious of the contingency on the sale even though it is stated on the contract. She didn't get back to my agent until I cc'd her whole company on the email. The only emails she answered back to were ones to defend herself as well as to threaten me. After the sale DID NOT close she continued to harass me through email unattaching all supervisors and managers. She gave vague answers if any and her phone doesn't work. The excuse I didn't see a phone call from you was use on everyone at my end which leads me to believe that she has bad service or she needs a new phone. Which also leads me to believe that she never closes sales or she would have money for a new phone. Please take the proper disciplinary actions to help Vanessa better perform as well as a professionalism course on how to handle clients. And please buy that girl a new phone.

From the owner: About Vanessa Vanessa Warr, has been servicing all…read morecommunities throughout Orange, Los Angeles, San Bernardino, and Riverside Counties. Vanessa has 6 years of Real Estate and Mortgage Lending experience and is very knowledgeable in purchases, refinances, short sales, loan modifications, land banking, and foreclosures. Her expertise include Conventional, FHA, VA, Jumbo, and CalHFA ($0 Down Programs) financing. Being a direct lender at New American Funding allows her to provide transparent expert advise, a large portfolio of loan products, credit consulting, fastest in house turnaround times in the industry, 14 day business closings, consistent communication, niche marketing for her trusted partners, and hands on assistance with her first time home buyers.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up