Cancel

Open app

Search

Jennifer Cho - CB Loans

5.0 (26 reviews)
Closed 9:00 am - 6:00 pm

Request information

You can now request information from this business directly from Yelp

Services - Jennifer Cho - CB Loans

Mortgage services

Mortgage refinancing

Home purchase

Jennifer Cho - CB Loans Photos

You might also consider

More like Jennifer Cho - CB Loans

Recommended Reviews - Jennifer Cho - CB Loans

Your trust is our priority, so businesses can't pay to alter or remove their reviews. Learn more about reviews.
Yelp app icon
Browse more easily on the app
Review Feed Illustration

10 months ago

Helpful 0
Thanks 0
Love this 0
Oh no 0
Photo of R T.
9
435
249

1 year ago

Business owner information

Photo of Jennifer C.

Jennifer C.

Helpful 0
Thanks 0
Love this 0
Oh no 0

10 months ago

Helpful 0
Thanks 0
Love this 0
Oh no 0
Photo of Ki R.
918
408
925

3 years ago

Helpful 2
Thanks 1
Love this 2
Oh no 0

2 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

2 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

6 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0
Photo of Rafi G.
75
11
0

9 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

4 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

7 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

5 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

9 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

5 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

6 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

8 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

6 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0
Photo of Liz F.
18
33
28

9 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

10 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0
Photo of Dex D.
2
16
2

10 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

9 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

8 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

9 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

10 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

7 years ago

Business owner information

Photo of Jennifer C.

Jennifer C.

Helpful 0
Thanks 0
Love this 0
Oh no 0
Photo of Kitty S.
173
19
2

10 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

10 years ago

Helpful 0
Thanks 0
Love this 0
Oh no 0

Ask the Community - Jennifer Cho - CB Loans

Review Highlights - Jennifer Cho - CB Loans

She really knows her stuff and was on top of the loan process from beginning to the end...

Mentioned in 4 reviews

Read more highlights

You might also consider

Aragon Lending Team - Meet our crew and see how we make amazing happen for our clients (and have fun doing it!)

Aragon Lending Team

(216 reviews)

Downtown

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

Golden State Mortgage Solutions

Golden State Mortgage Solutions

(12 reviews)

I worked with Tim early last year (2011). It was the first home for my wife and myself. I had…read morepurchased a condo a long time ago, so I needed to be educated again on all the processes (and changes) involved in a real estate transaction. Time walked us through the whole process, was available at almost any hour for any questions we had, and kept us up do date with every piece of information we needed to move through the process. He kept our agent on track and responded to every speed bump or twist and turn in the transaction with exceptional effort and professionalism. In the year since we closed on our home, I have reffered my younger brother Andrew (which Tim helped him close on his first home), a high school pal, and my good friend Matt. My Brother has since referreed two additional people to Tim to help them get into their first homes. Within the next year my wife and I will be looking to purchase another home and will not hesitate to give Tim a call. He is one person I don't have any reservations about referring to my friends and I am happy to call him a good friend as well.

As a Vet in the Bay Area, competition is stiff, and buyers generally aren't patient enough to wait…read moreon the VA loan process when there are plenty of cash buyers waiting. However, Tim got the process done for us in what must be record timing; without one single error. I HIGHLY recommend Tim and look forward to using him again when it's time for my wife and I to sell and buy our next home!

Civic Financial Services

Civic Financial Services

(12 reviews)

I flip/develop real estate and this was by far the worst lender I've dealt with. When I left my…read morefirst review they told me to take it down or they wouldn't fund. I fear extortion from this review as well. Original Review: I bought land to build on and started a refi for a construction loan with Civic. After 7 weeks and they still had no idea what's going on. The virtual assistant processing the loan is a gopher between me and underwriting. They don't have a settlement statement to review and they don't know when closing is. I am burning time and money at the stake now waiting on them. I regret choosing to go with them, but I will update this review with whatever happens. Update after closing loan finally: Fees were 2% of the loan. Junk fees to a legal team that I can't negotiate. In fact the communication was so awful you eventually just have to give up and hope they give something close to the original offer. But it won't be. There were twice as much fees as their offer. The loan was much smaller, they said they could loan 70% of land with permits, but they could only do 50%. They don't lend on any soft costs. In fact throughout the build, they never fully funded a single draw whether it was in budget or not. EVEN after I finished the build (with my own cash) and had CO, they still wouldn't fully draw the loan. That's playing dirty. I spent thousands in draw "inspection" fees to not even get a full draw, and I did the "self inspections" where we don't have to hire a 3rd party. There was this sort of trick they do where the paperwork says your loan is X, but bc of the way the math work with the land value etc, you only ever get maybe 85% of X. Communication is impossible as everyone you talk to is miles from a decision maker and might as well be an AI bot. Doesn't matter what the sales team said at any point to sell you on the loan, you won't get that. We could never get a closing date out of them, but when we finally did, the morning of they had not sent the loan package to the title company yet still (even though we set the closing date 5 days prior). The craziest part is I went in and signed and closed on a thursday, and the lender didn't actually send the wire until the following monday. They were trying to sneak in a reappraisal without anyone noticing. My title company said they've never had that happen - 4 days after closing they send a wire! Of course they'll bill me for interest even though I didn't have the money. During the process they checked my credit score/report 3 times which is a negative affect on my score. Update after paying off loan: I survived but only bc I raised 5x more down payment than they said I would need to fill the gaps from them not funding. Plus, the fees were outrageous, and no one at the company knows what's going on. I can honestly say that if you need to get a loan from civic, you are better off NOT doing the deal. I promise. Find another lender.

high interest of 8 percent to 720 plus credit and they didn't disclose to me on a clause making…read moreme pay on loan for two properties that my first paid off property has to pay 120 percent of the principal . that makes me needing to come up with an additional very big amount of money out my pocket just to sell the property. Eli has a good demeanor but overall he is not honest enough lender. I shouldn't know about this fact two years after I'm getting this loan

Andre Hemmersbach - ACFS Customer Service Team

Andre Hemmersbach

(28 reviews)

Andre was extremely helpful, walking my fiancé and I through the purchase process of our first…read morehome. We started conversations with Andre about a year before we were ready to purchase and we talked with him periodically throughout that time about the market conditions and reassessing our finances. He and his team were available every step of the way. Andre was very patient with us as we had many questions during the process. He and his team often checked in with us to see how the process was going and Andre was able to find us the best rate in a very competitive market which we were very thankful for! I would highly recommend Andre for your mortgage needs!

We have worked with Andre and his team more than once, and each time they were exceptionally…read moreprofessional, highly service oriented, and proactive. To be honest, I rarely expect "good" service in general from any business, let alone outstanding service. Which is why Andre's approach is an absolute delight. During the pandemic, his team made everything as easy and safe as could be. Andre sent us video messages to explain things that may have been a bit more complex than an email would support (which was fantastic!) and his team is totally responsive. Our family situation is a bit complex and chaotic due to a loved one with significant care needs, so we aren't the most self sufficient and accessible clients on earth. The extra touch that Andre was willing to provide made all the difference in the world to us. If you are looking for great service with a smile, that is Andre and his team.

Jennifer Cho - CB Loans - mortgagebrokers - Updated May 2026

Loading...
Loading...
Loading...