I have had a fantastic experience working with Daniel from Ward Financial. It's amazing how much he…read moreknows about finances, retirement and can customize a plan tailored to your needs. He's helped me get a realistic plan in place to prepare for my long-term goals. Some of the goals I have don't seem so far off now that I'm in my forties. He has a great way of breaking it down and making sure that my current needs align with my long-terms plans. As an added bonus, Dan was excellent at laying out options for insurance and making sure I could diversify and be totally covered. One of my biggest fears is making sure I'd have my finances in order to live a long life, but also taking care of my family in case something were to happen to me. People always talk about peace of mind, but I've had some real first-hand experience with untimely death and the precarious loop it throws you and your whole family into. Nothing makes you reconsider priorities like the passing of a loved one. I feel like funerals are happening more often at my age for the generation of relatives before me. It really is sobering. I can't say enough about how Ward Financial has given me peace of mind on so many levels. I'd for sure recommend him and have to many people.

Jeff White has advised my retirement funds for the past 25 years, and I have always been happy with…read morethe results. He is patient and happy to explain various retirement options, and is always on the lookout for the best companies and funds for my investments. He is knowledgable, thorough, and honest, and I highly recommend him and his firm.

Not a good experience. My husband and I of 25 years put our trust in him for 15 years to help us…read morewith our retirement. In the last few years, after retirement, my husband got a terminal illness which caused an extreme personality change. Jeff assisted my husband in changing the beneficiary of our retirement funds 8 weeks before he died. I retired 2 years ago after working my entire life. Now as his widow I am facing an uncertain financial future. I made the mistake of putting my trust in him as our retirement coach.

Since 2010, Doug and Kelley at Summit Financial Advisors aided us in securing a financial future…read morefor not only us but our adult children and their families as well. They helped us understand the basics of managing money and investment choices. They have provided detailed information about the stock options so we can make wise decisions. We are in a much better position financially since working with Summit Financial Advisors. Mahalo Doug and Kelley for servicing us over the years with your care and expertise. We are forever grateful!

Top-notch firm! Truly appreciate the exemplary customer service. Sean was tremendous in helping me…read morerepair some proverbial holes in my coverage. In and out in less than 20 mins so he is very conscious and respectful of your time. Highly recommended. Mahalo for reading my review.

I have worked with Jack Wolf Insurance on multiple risks in the past and I can always Trust Sean…read moreBrady. I have refered clients to him and he always does what's best for them. I appreciate his depth of knowledge he brings to the table along with his ability to communicate complicated policies in easy to understand terms to potential clients. Me and my family have been clients of Jack Wolf for years. Mahalo! The Youngs Ohana

Wayde helped us purchase our home as first-time home owners and we're so grateful for his support…read more We interviewed several brokers/lenders before deciding to move forward with Wayde as he had prior experience working with first-time home owners, was extremely knowledgeable of the market, and reassured us he would be available every step of the way. Everything Wayde said was true: he was available at odd hours, worked with us on our timeline (which was much faster than usual), and made sure we were also doing our jobs to stay on track. We're so grateful to have had Wayde partner with us during our first home-buying process!

Loan officer Wayde did a fantastic job getting us a mortgage with a decent rate considering…read moreinterest rates are pretty high. He was always available to answer our questions throughout the day quickly. Wayde has many years of experience and can assist anyone who needs help getting a loan fast. Thank you Wayde for helping us!

Updating again as the service Troy and Karl provide us is awesome!…read more My husband and I were invited to a free Medicare seminar this week and it was led by Mark Faildo who did a great job breaking it all down making it easy to understand what to do and what not to do. This is one of the benefits they provide free of charge to make sure we're aware of upcoming changes in our lives as we age and the laws change. INPAC also provided attendees with a generous bento lunch and bottled water to enjoy while attending or take home for dinner. Over the past 8 years being clients of theirs we continue to benefit from their assistance in all matters that help us stay secure and informed. Mahalo to entire team!

Kyle saved the day! I was facing a $40,000 tax bill and because of Kyle's knowledge of the DST and…read morepulling some strings for me I was able to avoid this terrible tax bill and turn my very first property I purchased 20 years ago into passive income. Initially I was not happy about having to sell this home due to my recent divorce. After all was said and done it was actually one of the best things that could have happened. I am forever grateful for the advice and education on this product and strategy.

Financial MVP! Shaun…read moreand his team are quick, responsive and organized. I started utilizing services from HFG in 2016 and Shaun has me on track for early retirement. Much of what we wish should be taught in school, he was able to teach me. Life insurance, ROTH IRA, 401K, etc. He took into consideration my age, budget, timeline, and found the best plan that works for me. He always finds time to meet with me at least once a year to discuss any life updates and plans. Shaun and his team are also passionate about giving back to the community. They are always at community events helping to create Keiki IDs. They are truly experts with a passion to help others. Thank you Shaun and Hamada Financial Group!

I'm glad I found Hamada Financial Group. Jennifer is awesome takes time to explain and always…read morereturns my calls I've never had to wait more then a day. Even responds to my emails just as quick. We meet annually, which is a big plus for me. Keeps me updated on my accounts.

It is so good to be retired! I don't miss the daily alarm at 4:30 am to get ready to face the…read moretraffic to work, deal with the work challenges, running to the market right after work, cooking dinner, and tending to the kids. It was just not enough time to do all that was needed. Now retired, I am, in fact much more busy than when I was working. But there is a big difference: I can choose what I want to do and enjoy every moment of it! We all have that choice to look forward to. I never thought I would be retired at age 58, as I had always thought that age 65 was the magic year. Enter Island Wealth Management (IWM), who made this happen. Started in 2008 by its founder and President of IWM, Brian Enoka, this company provides retirement planning, investment management, and multi-generational asset transfer strategies. They've helped our family to objectively create a customized financial plan for our needs by: * Putting our savings into assets, e.g., stocks and bonds, and managing them via LPL Financials, to realize growth that exceeds regular bank savings. * Overseeing our life insurance plans, as well as ensuring that we have adequate long-term care options. * Utilizing programs that can analyze our income and expenses in any point in time, taking into consideration when our next car will be purchased or any big-ticket items, such as travel, in the coming years. They plug in the numbers to estimate the monies needed and how we will get them. * Setting up a college fund for our grandkids, with the eventual withdrawal of college expenses being tax-exempt. * Coordinating with our Estate Attorney to ensure the proper transfer of assets to the kids. * Coordinating with our Certified Public Accountant to ensure that our tax liabilities are minimized. * Alerting us to take advantage of a little known spousal benefit in collecting social security. IWM's process includes a six-step process in understanding their clients' unique needs and goals: * Establish an advisor/client relationship. * Gather client data. * Analyze and evaluate data. * Develop and present recommendations. * Implementation. * Monitoring. They also provide various workshops for their clients during the year, with outside consultants giving presentations on diverse topics, such as social security benefits, Medicare, long-term care benefits, etc. These workshops allow us to understand complex laws and regulations on a more simplistic level. IWM is located at Waterfront Plaza, also known as Restaurant Row, and provides full validated parking. IWM has six Financial Advisors on staff, with each having many years of specialized expertise in retirement income planning, cash flow analysis, risk management/tax-advantaged investments, and/or insurance: Brian Enoka, Krystal Emge, Lance Miyahira, Grant Hashiba, Mike Moss, and Paul Moon. Accolades to Brian, who was ranked a third place finalist in Hawaii's Best of 2017 by the Honolulu Star Advertiser for Best Financial Advisor (Individual). We work directly with Brian and Krystal, who are always within an arm's reach when we need them to answer any of our questions. And I have called them many times whenever I had the slightest reason to do so, knowing that they will give you their undivided attention no matter how insignificant your question is. They are like family to us. We also have regular meetings at least annually and more often on an as-needed basis to check on our status and review any changes that have recently occurred. I only wished that we had financial advisors when we were in our 20's. Surely, at that time, retirement is the furthest from our minds, but once you have a plan, you could retire much earlier than the expected retirement age. Plus, there is always a way that one can balance savings and enjoying life at the same time. Believe me, these guys make it happen! Not only are we satisfied with their services, but are now encouraging our adult kids to sign them up as their financial advisors. We had never thought we would have needed financial advisors, as we thought they were only for the wealthy. But it is because of IWM that we were able to achieve our life goals and be able to retire comfortably when we did. Thank you, Brian Enoka and Krystal Emge, for your on-point advice in making our retirement truly possible and enjoyable!

My husband and I met with the team here and decided to meet again. They offer a plan to enter all…read moreyour information... pension plan, social security, 403b, etc. to come up with an overview which is very complete. Several of my colleagues have met with Krystal and all were satisfied by her financial guidance. You can meet with them for a consultation with no obligation.