I want to start off by saying that this review is long overdue. Ray assisted me with my first home…read morepurchase back in 2017. I was 22 at the time and I had been going to open houses for a few months without any realtor really taking the time to actually explain to me the steps that I needed to take in order to purchase a house. Ray identified my needs; house size, location, budget, etc. He made me a booklet where he narrowed it to 5 homes that fit into my needs but they were all sooo different. He made sure that we were able to view them all in the same day so I could compare them all. He was doing his own inspections at every stop and was writing all the pros and cons for me. I loved how he wasn't pushy either. He had saved the best for last. Long story short something went wrong with my pre-approval and I wasn't able to make an offer on the home that I chose in time so it was now pending. I was so devastated. Ray made sure that he followed up with the listing agent daily and at the end it was meant to be. The day the home was no longer pending Ray made sure to give me a call so we could submit an offer. He was there with me on the day of inspection and pointed out a few details that actually resulted in me getting a credit. I will definitely contact Ray if I ever decide to sell my house or purchase another home in the valley.

We hired Ray Lopez to sell our house. He is with Keller Williams. He was very informative,…read morepersonable and professional. He did a fantastic job from being on time, every time, to setting up the open house and making sure the Realtors doing the open houses were very personable and professional as well. Our house sold within 3 days for well over the asking price. I would absolutely recommend Ray for your next real estate transaction. Fantastic job Ray!!

Nathan and his team are awesome. They all are professional, and do a fantastic job in getting the…read moreloan done quickly and stress free. Thank you all very much. You guys rock! Stacy Montalvo RN,

Doing business with Nathaniel with Zoom loans a total success again! He is fast, accurate,…read moreknowledgeable and professional. This time around I was in a bind - we closed my loan in 10 days! Yes 10 days! Well I started my loan months ago but decided to pause it - but again I found myself in a difficult situation and called him and in 10 days my loan was closed. I would highly recommend Nathaniel for all your home loans - oh and he answered the million questions I had even though I closed so many loans with him - quickly and accurately! Thanks for all your help Nathaniel- again! Wishing you continued success!

I had the pleasure of working with Joshua in order to refinance my house. After getting a taste of…read moreother companies, Joshua is a breath of fresh air. He was confident and gave me assurance through the whole process. He's very easy-going. He made paperwork easy. He was more knowledgeable than others I had worked with. He knew my credit score was higher than my bank was showing. He was very responsive whenever I needed to contact him. To no fault of his own, there was a lot of bumps along the way and he was super patient with me and my situation. I couldn't have asked for a better lender. HIGHLY recommend.

My wife and I had purchased and refinanced a couple of homes. This would be our third home…read morepurchase. We have good credit with good income, and are always quick to respond to what documents are needed, looking ahead in the process. Having compared the process with past lenders, I feel like Hano and the team could've done better in informing us ahead of what is still needed and avoid having us re-submit and re-explain things that was already done. Overall, we are still happy that Hano and his team was able to close the loan with the interest rate we've decided to lock. We would happily recommend him and his team.

We used Hano 5 years ago when we purchased our home and couldn't have imagined using anyone else…read morewhen we sold the home and recently Purchased a new one. He was easy to get a hold of And a great problem solver. Hano explained things when I was confused and was always patient with my million questions. I would highly recommend Hano and his team.

I purchased a home recently and also had many questions related to refinancing and different loan…read moreoptions for a refi. The timely and expert advice I received from Robert and his team during this process were invaluable to me. I'm a fan of working with specialists in their field so that I don't have to try and know it all or keep up with it all. Robert is a true professional and knows this business better than anyone else I've met in the mortgage industry. I'm a real estate broker and have seen first hand the broad spectrum of capability and professionalism (or lack thereof) in the mortgage business. The no-nonsense approach and the delivery of market data and financing options by the team at Cornerstone enables the client to better understand what will make the most sense for their unique situation. I was very impressed with the level of knowledge and understanding Robert and his team possess and the great lengths they go through to deliver great service to their clients. Highly recommend!

This is the 2nd time I have used Robert Copeland/Cornerstone and wouldn't go anywhere else!!…read more Professional, personable, affordable and amazing service! Thank you Cornerstone!!

Absolutely fantastic experience with Dennis at Cornerstone. He and his assistant Armando are very…read moreprofessional and respond to questions via phone calls and email quickly . They really go above and beyond on customer service. Dennis is so patient, kind and beyond knowledgeable. He went over buying down points and gave me a break down of what it would equate in dollars so I could make the best decision for my self. A much more personal experience than what you would get a large lending bank like Wells Fargo or B of A. Will definitely use him again in the future and will recommend him to anyone who is looking to buy a house or refinance their loan.

Alfonzo and his team did an incredible job painting my studio to get ready for my move-out! He was…read morefriendly, communicative, and flexible. Highly recommend for any and all painting needs!

Alfonso did an amazing job painting my unit! He was very communicative and responsive. I highly…read morerecommend him.

Annette deserves 6 stars because she is amazing. I've known Annette for a while now and when it was…read moretime to purchase our first house, i knew who to go too. She is patient and answered all of our questions. She qualified us and than helped us find a loan that best fit our needs. She goes the extra mile and made the process painless. Honestly, Annette is just amazing and I cannot recommend her enough.

Annette is a hidden gem with her experience and experience really help me out with my loan needs…read morefast and efficient and most important of all she's there for you after your loan to answer your questions. Service at its finest. Don't sleep and let this gem get away !! Ims lending in ripon formally loan depot, Annette has been help me since 2016 with loans and questions and will tell you how it is no surgery coating or best around the bush... extremely highly recommended, sorry Annette for not leaving you a review sooner.