Getting pre-approved for a home loan is easy as 1-2-3.... but finding a loan officer that is experienced and knowledgable to make the process in escrow go easy and smooth is the key factor. Chris Salas is all that and more. He saved us from loosing money and most importantly the house we were in escrow with. Our previous loan officer told us 15 days in escrow I was no longer approved for a home loan. Our previous loan officer never answer our calls and had to hunt him down to check up if he had order the appraisal. His work ethic was giving me headaches and sleepless nights. I thought my dream house was slipping away through our fingertips all because the loan officer couldn't deliver. Chris Salas came to the rescue. He knew our situation and took on the challenge to close escrow with only 15 days to go. He even got me pre approved with a better interest rate. He worked late hours always available to answer questions. Excellent customer services. He made the underwriting process very easy. He provided us daily updates on the course of the mortgage approval. Thank you Chris Salas for your amazing job and hard work to get us our dream house. read more

Buying a house for the first time is an extremely stressful endeavor indeed. One can quickly feel as they are swimming in a tank full of sharks and finding someone, agent and lender alike, can leave a person disenfranchised and nihilistic. My wife and I were quite frustrated in this vein before we met Chris. We were quite cynical towards the industry when we finally got a break. Chris is a well spoken, intelligent and experienced lender who truly has a person's best interests in mind. He was cognizant that the number of inquires on our credit over a period of time would effect our credit score and also knowledgeable of the workings of credit agencies. He gave very solid advice on increasing our scores so we were able to obtain the best interest rate and the maximum loan amount while not getting "in over our heads" Furthermore, He is very approachable and there are no questions that he would not address although they not be in real estate vernacular. He worked for us and he is the only one I would recommend in this difficult playing field. read more

Chris Salas is a seasoned professional, who knows how to balance a professional and complicated process with personality and fun. Chris made going through this very stressful process much easier and kept me laughing along the way. Chris works tireless hours and has the highest sense of urgency I've ever seen in a broker. As my 4th home purchase, Chris is hands down the best Broker I've worked with. He really looks out for my benefit, and actually LISTENS to his customers. Chris earned a customer for life when he approved my new construction home leaving me plenty of room to upgrade and make my house into a home. Since then I've refinanced with Chris again to get the same consistent performance. I've got a mortgage broker for life, but I feel like I've made a friend along the way!! read more

If you are searching for an excellent loan officer, then your search stops here. To say he goes the extra mile for his clients is a huge understatement. He went above and beyond his scope for us and will do the same for you. My husband and I did not know Chris prior to our home buying experience but he made us feel comfortable right away and was always a quick text message away when it came to questions or concerns. I regret to say Chris was not our first choice, but our best choice when we needed it. He found and secured the best loan possible for us; something the first loan company could not do. Pick Chris for your loan needs. I promise you will not regret it. read more

Words cannot express how much appreciation my family has for Chris Salas he was a wonderful help while purchasing my mother's first home, he made a 63 year old woman's dream come true. A little place to call home, where she can watch her grandchildren grow, and garden tell her heart's content. Chris very thorough, explained everything carefully, always had an answer for my questions, was very quick to reply that I really do appreciate. I had dealt with another loan agent prior to Chris who would take 3 to 4 days to even contact me. When it's your first time purchasing a home you definitely want somebody who can answer your questions like Chris Salas. read more

Our first-time home purchase was a breeze thanks to Chris. He is a professional and extremely dedicated person to his work. His knowledge of the lending process is amazing. Before we got in contact with Chris, we had been waiting to hear back from another lender for a week and we were running out of time. We needed to get a loan fast and he made it happen! He was always ready to answer our questions  and get the work done. We are very thankful to him and to Angeles Lomeli for helping us out with our first home experience from beginning to end. He is by far one of the best and will not hesitate to recommend him. Thanks Chris! read more

Chris was very professional and always responded in a timely matter. My loan was a little more complicated because it was my second house but Chris explained everything to me and figured out what loan was best for me. I am also self employed which also complicated things. I even had trouble getting a hold of a tax lady I previously used and Chris drove all the way to Modesto to speak with her. He also worked really late preparing all the paperwork to make it fast as possible. I admire this man's work ethic it's hard to find now a days. If your looking to get a house you can't go wrong with this guy on your side... read more

I worked with Chris on a recent real estate transaction, and from a Realtor's perspective, I could not have asked for better communication in terms of where we were in the loan process. Chris called and emailed to inform me of the status of the loan. This particular property had fallen through escrow with another lending firm, so I was especially fortunate to have Chris as a part of the team because he was able to get the job done and have the loan funded so we could close the transaction. If you want someone who is both professional and personable, then Chris is the one you want to achieve a smooth transaction! read more

This has been by far one of the best services I have been able to experience. Our process was probably the most complicated due to the fact that we own few businesses and we did not have everything as organized as we now know we should. However, Chris Salas was patient, kind and yet 100% active and engaged on our case. He worked long hours for many days which we deeply appreciate. Most importantly we are certain he did all he did not for the money but because he has a kind soul. Chris, Raul and I thank you very much for all you did. You made purchasing our home a funner ride. read more

Chris was very professional and took away the stress in all the details of the paperwork to close the deal to our new home. There are so many little details to consider when buying a house, and he made the financial end of the deal worry-free. I do not know how we would have been able to do it without his support. When I had a question, he was quick to reply and made it easy to send forms electronically to save time. He was a thoughtful, professional, efficient mortgage broker. He was recommended to us by our realtor, and I hope to refer him to others in the future. read more

Chris Salas in our eyes is the best lender in Modesto. He was able to make the process of refinancing into a VA loan seem rather easy. During the process he made himself available whenever we had questions, he worked with even on Sundays if we had paperwork to get to him. Working previously with another lender who made zero effort it was refreshing to have Chris working with us. If you are buying, refinancing, or just have questions about the process Chris is your man! We had a great experience and hope to work with him in the future and would recommend him to anyone. read more

I have never had a more pleasing and streamlined process than Chris gave me. He is quick to respond, gives great information and assistance (if needed) and super pleasant to talk to. His service was committed to everything about my loan as if I was the only person he had to work with. I cannot say enough great things about Chris; know that he will be there for you, 100% of the way! I am so thankful for all your help and all you did for me, Chris! Your knowledge and attention were far better than the 5 stars I can give you!! Thank you so, so much!! read more

We had the pleasure of buying our first home and we couldn't have done it without Chris. He helped us every step of the way. He answered all our questions and if we didn't understand something he always made sure to explain it and make sure we were good. Chris made sure to find us best FHA loan possible and referred us to our realtor Angeles Lomeli. We had the perfect team on our side to buy our perfect home. We were referred to Chris by a family member and we will in return refer Chris to our friends and family. Thank you for all your help Chris! read more

Great to work with . If you have any questions he will reply ASAP. He will find ways around to get you your mortgage loan . Very easy process when looking for a house . I would recommend him again when I buy my next house . He explains everything well. If you have a question that you are not understanding he will answer it . At first he will ask for your documents then he will take it from there to get you the best rate when closing . He takes care of his people.. All I can say is when getting a loan he is a great person to go to ..... read more

Chris is the best! He was very pleasant to work with and was very thorough and held our hands every step of the way. He went out of his way to make us feel important. He always had time to answer our questions and never made us feel our questions were insignificant. He called to check in on us on numerous occasions, even while he was out of town! After we moved into our new home he called to congratulate us and even sent us a housewarming gift!! We highly recommend Chris!!! read more

I've had the pleasure to work with Chris Salas on many real estate transactions and he never stops amazing me. Working with Chris Salas allows me to focus all my attention on my clients which I appreciate. He makes sure my clients and I are always updated with every step of the loan process. Having a trustworthy and detailed loan officer like Chris makes for a stress free successful transaction. Thanks Chris you rock! Kathy Lev PMZ Real Estate Agent (209)345-3585 read more

As first time buyers we believed that the process would be very complicated but once we met with Chris Salas everything started to make sense. He was very patient and always took the time to explain every little detail. He went beyond his normal duties to even give us a few computer tips. He is truly a professional at what he does and knew exactly when to close to ensure an awesome APR. With no doubt or second thoughts we would recommend Chris Salas. Thank you read more

Chris is an awesome person and great loan agent he helped us get approved for our home purchase and held our hand all the way through until completion. I must of called him 50 times with different questions and he was always there to answer them no matter if he was at the office or not. I highly recommend Chris to anyone who's looking for a home. Thank you Chris and your awesome staff for your patience and understanding. Tony Alcazar & Martha Perez read more

I recently refinanced my home with Chris & his level of service was world class! His work ethnic & knowledge truly shows when he interacts with you. Before contacting Chris, I was dreading the process to refinance my home (I knew it was going to be a NIGHTMARE) but Chris made it a pleasant ride! I am truly thankful for his hard work. He has gained a client for life! Chris, keep up the excellent work... & thanks for saving me tons of money!! read more