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Academy Mortgage - Modesto

4.6 (9 reviews)
Closed 8:30 am - 5:00 pm

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6 years ago

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9 years ago

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11 years ago

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10 years ago

melanie is awesome to work with and made the process very easy. thank you!!

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Cornerstone Mortgage

Cornerstone Mortgage

(11 reviews)

I purchased a home recently and also had many questions related to refinancing and different loan…read moreoptions for a refi. The timely and expert advice I received from Robert and his team during this process were invaluable to me. I'm a fan of working with specialists in their field so that I don't have to try and know it all or keep up with it all. Robert is a true professional and knows this business better than anyone else I've met in the mortgage industry. I'm a real estate broker and have seen first hand the broad spectrum of capability and professionalism (or lack thereof) in the mortgage business. The no-nonsense approach and the delivery of market data and financing options by the team at Cornerstone enables the client to better understand what will make the most sense for their unique situation. I was very impressed with the level of knowledge and understanding Robert and his team possess and the great lengths they go through to deliver great service to their clients. Highly recommend!

Hands down without preamble, Cornerstone Mortgage gets it done. While others brag service job#1…read morecornerstone authored the book. If there's one take away that separates them from this crowded space you can actually communicate with the whole team at any level. Plain English, no double talk. If you're tired of feeling like that squirrel in the wheel house, call Robert Copeland. State your business, discuss the business outcomes and be honest about your goals and expect the best service in the business. Highly recommended!

Mocse Credit Union - Turlock Branch 
1401 Geer Road
Turlock, CA

Mocse Credit Union

(55 reviews)

If 0 stars was possible it'd be here. Mocse is easily the worst CU I've ever had the displeasure of…read moredoing business with. I attempted to set up auto pay over a dozen times. Each time the site says it's good to go, but it never works. I have tried on my own and had associates of this company do it with me on the phone and it still never worked, causing every single payment of mine to be late and charge me more money. Even trying to pay via my card online is impossible, forcing me to call and pay via phone just to get charged for paying via phone. Never do business with this company.

I've been using this bank for 10+ years. And dealt with a scam on my account a few months ago. When…read moreI went in person to address this and also cash a check (since not wanting to put anything into my account due to it being overdrafted by almost $1000) I was Told not asked by "Tiffany" the branch manager at the time extremely rudely and without any thought or interest in trying to help me through my time of being scammed through THEIR system. I needed to deposit the check because that's the money I owed them. I deposited the check and paid off the scammed amount of money. Looking back I absolutely cannot stand how she pressured me into doing that and I have not used my account with them since. I do not recommend this bank because the branch manager basically did a shake down on me and I hope all of her colleagues see this. -No I have not received that amount back to my account -I was treated like I was the scammer not the victim -I feel bad for anyone working under Tiffany.

Summit Funding - Branch NMLS ID# 1205657Summit Funding, Inc. NMLS ID# 3199 (www.nmlsconsumeraccess.org). Equal Housing Opportunity.

Summit Funding

(3 reviews)

They are a waist of time! They can't do what they say they will, I came to them in September they…read morecould only offer a small amount I would have to use the city of Turlock program so I was completely aware of that and was fine, we started working with them in September but had to wait until dec due to qualifications per the city of Turlock. In nov I began to contact summit funding to make sure I had everything ready to go by dec 15. There were issues with micheal and Berenice getting into contact with Maria from Turlock. They kept making excuses that she was out or they would be out with no notice until THAT DAY. So it went in like that until dec 12 so you can imagine my frustration. Finally after expressing to micheal that I was upset he sent me the email in the pictures posted. And only one start cuz I ha d to I would give them 0!

Lending from HELL!!!!!!!!!!!!!!!!!!!!!!!!!!!…read more Wow!! what a Nightmare!!!!! if you want to close your loan quick, do not use summit funding!!! every week we were told that we were done and did not need any other paper work to close on our new home, but it was never true! my husband said it felt like that movie "Ground Hogs Day", it never ended. summit always needed something else, week after week. this went on from Aug. 8th-Oct.30th 2013. even after signing the loan papers they continued to ask for more documents and even asked us to close 6 of our credit card accounts. they said we had too much credit? They told us by getting a Conventional Loan, and putting 20% down, we would lock in a low interest rate. Then when we were sent the final Doc's by the title Co., Summit had charged us over 4,000 dollars for points to get the low interest rate. These people are manipulators and Liars. This was all after we put 22,000 down , paid off all our debt, i mean we had 0 debt and we also had a credit rating in the 700's. This was an emotional roller coaster that I never want to ride again!!!! I would not ever recommend summit funding!!!!!!!!!! The loan agent had the nerve to tell me To Breathe and to calm down!! Really! our Realtor said he and the man we were buying from, said they had never heard of anything like this before, especially since we put so much money down, had great credit and had zero debt. they said they will never recommend summit funding to anyone!!!!!!!!!!!!!!!!! THE ONLY REASON THERE IS ONE STAR MARKED IS BECAUSE YELP MAKES YOU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Academy Mortgage - Modesto - mortgagebrokers - Updated May 2026

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