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    Professional Credit Service

    1.1 (21 reviews)
    Open 5:00 am - 7:00 pm

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    Physician Family Financial Advisors Inc

    Physician Family Financial Advisors Inc

    (8 reviews)

    I learned about Physician Financial Advisors on a physician forum. I had an initial phone…read moreconsultation with Ben today, and he was very informative and thorough. He explained how his firm's process works, asked me questions on what I was looking for and how he can help. He offered alot of good advice, gave encouragement and provided great feedback on how to approach our finances going forward. He is affordable and also thorough with his services and knowledge. I highly recommend him and his firm. Looking forward to keeping in touch.

    I have been working with PFFA for about 2 years now. I have worked with several other financial…read moreplanners over the years. These advisors are the most open-minded and accessible that I have worked with. The three primary advisors at PFFA are relatively young (but pretty seasoned and experienced), energetic, well-trained, thorough, and pro-active. They have been working under the guidance of Ben Utley, who started the firm, and is still a presence though not as active. The fee structure is a fixed monthly rate, has nothing to do with the amount of assets, and is very reasonable. This is different than fees that are based on Assets Under Management (AUM), which are most often 1%, so if you have $1 million of investments, your fee is $10,000 annually. They have experts in retirement planning, college funding, and choosing investments. The investment strategies that they recommend tend to be based on index mutual funds rather than individual equities or actively-managed mutual funds (akin to the advice of John Bogle, founder of Vanguard). They use Betterment as their custodian (though they are happy to work with you if you have your assets with another custodian), and the three advisors do a lot of the legwork at Betterment for you. I could not be happier with their work, guidance, and concern for me and my family.

    Professional Credit Service - financialadvising - Updated September 2026

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