Buying a house can be very stressful or pleasant. Mister Soern made sure my experience was very…read moresmooth as much as possible. He took the time, patiently, explaining the whole process -and it is a big one- but soo worth it!! With his explanatory emails and phone calls advising step by step what was about to occur and anticipating on what and how is it done the entire application and whole documentation needed, helped me with anxiety and deal with it getting things done correctly and timely. I would DEFINITELY referral him to friends, family and whoever would like to buy a house.

We were looking to refinance our home in Roswell. We got quotes from about 3 other companies and…read moreDamian with Assurance Financial was the best overall. Damian listens to you and is not high pressure at all. He was very quick to respond to any questions and got us a good rate and we settled with 30 days. Damian was also able to get the appraisal waived! I highly recommend Damian and Assurance Financial.

Lee was down to earth and super helpful. From the very start he seemed like he was here to help me…read morefigure it all out, whether or not I chose to go with Northpoint Mortgage. I was offered a slightly lower interest rate through Wells Fargo, but they were the worst at communication - couldn't remember my name, couldn't remember account information I had already given them twice, couldn't get a form emailed to me for 2 days that kept me from locking in a low interest rate they had offered me. I also hear that WF tends to mess up appraisal dates and mess up closing on time for various reasons. Northpoint Mortgage gave me confidence that none of those negative things would happen if I went with them. Every time I communicated with Lee it felt personal, professional, and gave me the utmost confidence in his ability to get me closed with no problems. To me it was totally worth the extra 0.165% on the interest rate to make sure my house closed on time and to have it handled with the personal courtesies & professional attention to detail that Northpoint offers. My closing went smoothly and I'm glad I went with Northpoint. The saying goes, "you get what you pay for" - and in matters as important as closing on your home, go with the BETTER mortgage lender (whose rates are also good compared to other mortgage lenders).

We couldn't be happier with the loan process at Northpoint Mortgage. Paul Howard was our loan…read moreofficer and exceeded our expectations. He came highly recommended by our realtor and now we know why. He worked quickly to get the loan ready for our home closing. If you're buying a home, call Paul!

Roll out the red carpet because the Moreira Team has made my cross-country move from Washington…read moreState to Georgia feel like a breeze! So there I was, almost settling for a 'meh' mortgage deal--$400K, 20% down, and a steep 7.45% interest rate. I decided to have a second opinion and Found Moreira Team with so many great reviews, so I decided to contact them. Enter Lucky, my mortgage matchmaker. Within half an hour (no joke!), he rang me back with a deal that had my jaw dropping: $470K approved, just 3.5% down, and a 6.75% interest rate! But wait, there's more: The team had a cherry on top: They referred me to a superb Realtor named Catherine, who gave me a grand tour of Georgia homes. From there, Taylor and Amanda whisked through the paperwork, ensuring everything was ready in two weeks. For a first-time homebuyer, they turned what could've been a daunting drama into a smooth, feel-good experience. I'm so happy I found them! So if you're in the market for a great mortgage team, look no further. This team is the best!

I found Moreira Team through all the reviews here, and they were right. From the time I first…read morereached out to them more than a year ago to when I finally found a house this year, they were communicative, responsive, and honest. They worked so fast to help me meet the seller's request for a more accelerated closing period, and throughout the process I always knew what was happening and what I needed to do next. Highly recommend them.

I have used different banks over the years, but this bank takes the torch. From service to quality…read moreand experience, they treat me like a millionaire banker with my few dollars I take there. Today in particular I, was feeling overwhelmed with the ongoing of things, but the smile of the lady at the welcome desk, felt like sunshine upon my face on a winters day. She did not do anything, but welcome me with that smile, that said ' all is well' I left the bank feeling so good about myself. Due to bank security I could not take her photo, but I wanted to share this. Wonderful place to bank.

The Nightmare of Doing Business with Navy Federal Credit Union Mortgage…read more I rarely write public reviews, but the experience I had with Navy Federal Credit Union's mortgage department was so egregiously mismanaged, disorganized, and downright disrespectful that it would be irresponsible not to warn others. What was supposed to be a joyful process of purchasing my dream home turned into an emotionally draining and financially damaging ordeal. Let me be clear: I am a high-earning entrepreneur with a long-standing banking history, excellent income, and consistent cash flow. Millions of dollars flow through my accounts each year. And yet, I was treated with suspicion, neglect, and incompetence every step of the way. Navy Federal demanded that I change the title of the property into our name prematurely, knowing full well it put us at legal and financial risk before they were willing to finalize the loan. This move alone jeopardized my family's security and created significant exposure--all under the promise that "everything was moving forward." Spoiler alert: It wasn't. From there, the experience devolved into a circus of compliance hoops: We paid off every lien and tax obligation they flagged We provided every document, letter, form, and verification they requested--many of them multiple times We jumped through every shifting goalpost without hesitation, because we believed this institution was operating in good faith And yet, they continued to drag the process out for weeks with zero urgency, a complete lack of transparency, and no accountability for their delays. We were passed from one clueless rep to another, forced to explain ourselves repeatedly, with no consistency in communication or follow-through. The final straw? After months of compliance and good faith, they denied the loan based on the IRS not yet updating the tax transcripts to match our recent returns--a known issue that takes 15+ weeks. Even though they saw and acknowledged millions of dollars in income, clean returns, and third-party CPA verification, they decided to play the "policy" card. A policy that punishes legitimate business owners for the IRS's delay, and one they knew about upfront. Not once did Navy Federal offer a creative solution, fast-track option, exception path, or direct communication with underwriting leadership. We were left bleeding time, bleeding money, and missing opportunities while they sat on their hands. To add insult to injury, real estate professionals across the industry warned me after the fact: "Navy Federal is a nightmare to work with. They always delay and kill deals." That reputation is well-earned. Agents avoid them like the plague for this very reason. And now I understand why. I gave Navy Federal every chance to act with integrity and efficiency. Instead, they wasted months of our lives, inflicted financial harm, and proved that they are ill-equipped to handle anything outside of cookie-cutter borrowers with W-2 income. If you are a business owner, investor, or high-net-worth individual--do yourself a favor: DO NOT waste your time with Navy Federal's mortgage department. They lack the systems, the sophistication, and the strategic thinking to serve high-level borrowers. And most importantly, they lack the customer service, communication, and compassion that every client deserves. This was a nightmare--period. And I'm speaking up so you don't have to live through the same one.

Greg, Courtney, and Brandy were all incredible! Outstanding communication and responsiveness. You…read morewon't work with a better team through this process.

I worked with Bob and his group to finance my new home last year. To a person, they were calm,…read morethorough, professional and prompt. Hopefully this is my last mortgage, but should the need arise again (and my wife doesn't kill me!) Bob Hester and the First Mortgage Group will be the first call.

From start to closing, Lindsay made the entire process so much less stressful! I kind of jumped…read moreinto buying my first home suddenly, before I thought I was ready, and she had to talk me down when I was panicking a few times. I'm so thankful I had her in my ear when I'd start getting freaked out about some new twist or turn in the homebuying process. I would absolutely recommend Lindsay to anyone looking to buy or refinance. In fact, when I refinance in the future, she'll be my first call.

Lindsay Frangie was wonderful to work with on my HELOC . She made the process smooth and easy to…read moreunderstand, and was always quick to respond whenever I had questions . Lindsay is professional, kind and truly cares about her clients. I'd gladly recommend her to anyone looking for excellent service and support.

I recently had the privilege to work with Amy. She communicated very fast throughout the process…read moreand was quick to address my questions/concerns along the way. She and her team also stepped in the week of closing to help me find an insurance provider when the insurance we had lined up fell through. I am very happy with the choice to work with Amy and would work with her and her team again in the future.

Michael and his team was and is OUTSTANDING, I will be forever thankful to the team for making my…read moredreams of home ownership come true. If you are planning on buy to a home don't second guess yourself Michael and his team is the place for you.

My mortgage consultant was Kevin Ripley. We just finished closing up on the house and we had an…read moreamazing experience with Kevin and the Milend team. He was available whenever I needed him and went above and beyond to make sure I was well informed through each stage. Kevin made this a seamless process for me which in the past has been the complete opposite. I would highly recommend this company!

I completely agree with everyone else that left reviews that the live check is a scam. I spoke with…read morea very young intern there and he tried to get me to take a loan out on my home but wouldn't approve the "check." So this "live check" a scam! BEWARE!!! Do not work with this company!