This guy did business loans for a long time apparently and does not do it anymore. Do not bother…read morehim. I called for a business loan question and was given the wrath.

I can't recommend Joe enough. He helped my business expand greatly over the last year as I offered…read moremore services and needed the capital to do so. The results have been nothing short of amazing. Thank you again Joe!!

I've been a customer at the PG Mechanics Bank for the last year since all the other banks left…read morePacific Grove. This is now our only bank in downtown PG since Chase, US Bank, Bank of America and all the credit unions left downtown PG. I opened a free checking account and this bank has been my go to now, especially when I need cash for the Monday's farmers market. I give them 5 stars for still supporting downtown Pacific Grove.

They need to have a manager that truly cares about his customers…read more I received a check from Omaha Mutual and he accused me of scamming and fraud! And closed my account! Once he was proven wrong he never apologized or did not try to make up to me the drama he caused. Very disappointing as all of the staff minus the manager were great. I'm glad they are not the only bank in town!

Terrible company that spams emails and doesn't know how to turn off auto reply. Do not get a loan…read morefrom here, they have some of the worst rates I've seen.

From the owner: Spectrum Business Financing specializes in finding the right fit for your business' financing…read moreneeds. We deliver expert customer service in a trusted and thoughtful way.

Hands-down, the best bank around, no other bank has ever given me. The kind of customer service…read morethat Mechanics Bank has, they really go out of their way to keep me from paying unnecessary fees. Every time I go in, I feel this way, and it's been that way at every branch I've visited. I would give them six stars if I could.

They will hold your money from state entities. You will receive random calls asking for personal…read moreinformation and then demand you submit paperwork in person to release funds that were paid to you. You will not get a straight answer. They will often give you answers riddled with "probably" and "maybe." Do yourself a favor and skip to another bank.

A year or so ago when I had visited, I had similar experience that other folks have mentioned - any…read morequestion asked was answered with "Go to the app" or "Go to the website". Today I tried again because the long due KYC update was not working for me on website. Pooja helped me from beginning to end to file all the necessary paperwork. She was prompt, courteous and patient while I was desperately searching for needed documents on my phone. Looks like finally they have started listening to feedback and started improving. Thank you!

Went to open new NRI account today - they told me because I have an Indian account already, I need…read moreto do it online by google searching open new NRI account and choose assisted help option. I told him I had tried to convert my India account previously online by logging in the website and that failed, he suggested this new route. He asked to do it during India working hours. When I asked what issues can this branch help with - he told me, if I face issues using the assisted route - note the issue (assuming that means take screenshot etc) and then call this branch before visiting using the phone number on Google He wasn't rude but wasn't helpful either. Waste of time visiting the branch. IMO that guy just didn't want to do any work.

I'm not sure about this place if you're not Hispanic. It seems everyone else can get approved or…read morehave good reviews and this is my second time trying and I think the staff here are playing games. For instance, I call to check the status and they say they kind find my application but I have a hard pull on my credit report. Then when I ask for more information they hang up the phone. So take a chance if you like. I just know my experience was horrible here. Each time.

From the owner: Apoyo Financiero, Inc. is a fast-paced and rapid-growth small loans company serving under-banked…read morecommunities. With twenty-six offices in California, our goal is to improve the lives of our clients, employees and the communities we serve. We help improve the lives of our clients by providing access to credit which allows them a pathway to the formal financial economy. Our work has a positive social impact on the communities we serve.