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    1st 2nd Mortgage Co of New Jersey

    1st 2nd Mortgage Co of New Jersey

    (3 reviews)

    Horrible company!!…read more Do not use under any circumstances! Unprofessional , dishonest and deceiving. This was my current mortgage company for many years. I never had an issue until recently when I reached out to them to refinance with them. You would THINK that they'd treat an existing client in a positive manner mbut NO. Far from IT! We were In touch with a male employee in or about October and expressed interest in refinancing. We never really heard back from him therefore we decided to contact him again in December. (That should have been our first clue). Well when we contacted him in December we 'started the process' to refinance. We were apparently given a great rate (rates were at their lowest at that time). Long story short, my husband and I were basically ignored, given the run around and lied to continuously for 4 months. We ended up losing money for those months, we had to refinance with another bank and had to get. A higher rate because we had wasted too much time . Anyhow, do not use this place!! Seems like they are all scammers or lazy or Unknowledgeable. Very sad and disappointing! We ended up closing in 2 weeks with another company and we're fortunately Able to obtain a decent rate and refinanced with a 15 year mortgage.

    If I could give a negative star I would. This is the worse mortgage company I have ever dealt in…read moremy entire life and I have bought primary and investment properties in the past so I fully understand the process. I have been trying to get a simple no cash out refinance and it has been since Sept 2019 that I have been jerked around. It is now April 2020 and still not done!! I never write a review but have to warn people about these incompetent people. I have a low LTV 25% and a credit score of over 800 with no issues and they can't seem to get this done even before the Coronavirus issues began. I have signed the final disclosures over a month ago and still being jerked around. Be warned and don't use this company. I started an application with another company and on the second day, it went to underwriting already!! Don't believe all the promises they make about quick closing and it is not going to happen. If they do this to people with my financial background, I would hate to see what they do with 1st time homeowners or other situations. What a Joke and unfortunately the joke is on me!!! STAY AWAY!!!

    PNC Bank - banks - Updated August 2026

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